Below are the complete branch details for CSB Bank Limited, HARINIWAS CIRCLE THANE branch, located in HARINIWAS CIRCLE THANE, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is CSBK0001273. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CSBK0001273 for CSB Bank Limited – HARINIWAS CIRCLE THANE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CSBK0001273 is the IFSC of CSB Bank Limited's HARINIWAS CIRCLE THANE branch. The format is fixed: CSBK = bank code, 0 = reserved, 001273 = branch identifier.
About the bank
CSB Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Hariniwas Circle Thane branch in Hariniwas Circle Thane, Maharashtra is part of this network and uses the IFSC code CSBK0001273 for all electronic settlement.
About the Hariniwas Circle Thane branch
The Hariniwas Circle Thane branch of CSB Bank Limited is situated at GROUND FLOOR JVMS CORNER STONE SHOP NO 9 10 TEEN PETROL PUMP HARINIWAS CIRCLE NAUPADA THANE WEST MAHARASHTRA 400602. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CSBK0001273 is used.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Hariniwas Circle Thane |
| IFSC Code | CSBK0001273 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR JVMS CORNER STONE SHOP NO 9 10 TEEN PETROL PUMP HARINIWAS CIRCLE NAUPADA THANE WEST MAHARASHTRA 400602 |
| City | Hariniwas Circle Thane |
| District | Thane |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9072611273 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how CSB Bank Limited's HARINIWAS CIRCLE THANE branch came to be assigned the code CSBK0001273.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CSBK0001273, money simply cannot be routed to the HARINIWAS CIRCLE THANE branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Hariniwas Circle Thane branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CSBK0001273 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC CSBK0001273
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0001273 across all three.
How to use IFSC CSBK0001273 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to CSB Bank Limited's HARINIWAS CIRCLE THANE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CSBK0001273.
- Confirm the bank name auto-populates as CSB Bank Limited and the branch as HARINIWAS CIRCLE THANE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC CSBK0001273
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to CSB Bank Limited – HARINIWAS CIRCLE THANE, ensure your bank's portal accepts IFSC CSBK0001273 while registering the beneficiary. RTGS is also available 24x7.
IMPS to CSB Bank Limited HARINIWAS CIRCLE THANE (IFSC CSBK0001273)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CSBK0001273 in your mobile or internet banking app, and the money is credited to the HARINIWAS CIRCLE THANE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CSBK0001273 for CSB Bank Limited – HARINIWAS CIRCLE THANE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CSBK0001273 | Yes – CSBK0001273 | Yes – CSBK0001273 |
For most retail customers crediting the Hariniwas Circle Thane branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CSBK0001273
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at CSB Bank Limited – HARINIWAS CIRCLE THANE is still mapped to IFSC CSBK0001273. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CSBK0001273 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Hariniwas Circle Thane branch is mapped to IFSC CSBK0001273 on the RBI payments network. The branch generally supports the full retail product catalogue of CSB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CSBK0001273.
Products and services
Customers walking into the Hariniwas Circle Thane branch can access most of CSB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CSBK0001273
Online banking and IFSC CSBK0001273
CSB Bank Limited customers can register for net banking and the bank's official mobile app once their account at the HARINIWAS CIRCLE THANE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CSBK0001273 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Hariniwas Circle Thane branch sits at GROUND FLOOR JVMS CORNER STONE SHOP NO 9 10 TEEN PETROL PUMP HARINIWAS CIRCLE NAUPADA THANE WEST MAHARASHTRA 400602. If you are travelling from outside Hariniwas Circle Thane, search for the branch on a maps application using the bank name and locality, or call 91-9072611273 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CSBK0001273 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to CSB Bank Limited – HARINIWAS CIRCLE THANE:
- The IFSC is exactly CSBK0001273 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills CSB Bank Limited as the bank name and HARINIWAS CIRCLE THANE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Hariniwas Circle Thane branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CSBK0001273, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CSBK0001273 for CSB Bank Limited – HARINIWAS CIRCLE THANE, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
CSB Bank LimitedHariniwas Circle Thane Branch
GROUND FLOOR JVMS CORNER STONE SHOP NO 9 10 TEEN PETROL PUMP HARINIWAS CIRCLE NAUPADA THANE WEST MAHARASHTRA 400602
Hariniwas Circle Thane, Maharashtra
Phone: 91-9072611273
IFSC: CSBK0001273
Frequently asked questions
How quickly will an NEFT transfer using CSBK0001273 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to CSB Bank Limited – Hariniwas Circle Thane reflect within 30 minutes.
Is IFSC CSBK0001273 the same for all accounts at Hariniwas Circle Thane branch?
Yes. The IFSC CSBK0001273 is shared by every account held at CSB Bank Limited's Hariniwas Circle Thane branch. Only the account number changes from customer to customer.
How do I add CSB Bank Limited Hariniwas Circle Thane as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0001273, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is CSB Bank Limited Hariniwas Circle Thane branch located?
CSB Bank Limited's Hariniwas Circle Thane branch is located at GROUND FLOOR JVMS CORNER STONE SHOP NO 9 10 TEEN PETROL PUMP HARINIWAS CIRCLE NAUPADA THANE WEST MAHARASHTRA 400602, Hariniwas Circle Thane, Maharashtra.
What is the IFSC code of CSB Bank Limited Hariniwas Circle Thane branch?
The IFSC code of CSB Bank Limited, Hariniwas Circle Thane branch is CSBK0001273. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of CSB Bank Limited Hariniwas Circle Thane branch?
You can reach the branch at 91-9072611273 during regular banking hours.
Final notes
To recap: CSBK0001273 is the IFSC code of CSB Bank Limited, HARINIWAS CIRCLE THANE branch, in HARINIWAS CIRCLE THANE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
