If you are searching for the IFSC code of CSB Bank Limited, GULBARGA branch in GULBARGA, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is CSBK0000229. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the GULBARGA branch, and detailed step-by-step guides for using the IFSC CSBK0000229 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for CSB Bank Limited – GULBARGA is CSBK0000229. The first four letters CSBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000229 map to this branch in GULBARGA, KARNATAKA.
About CSB Bank Limited
CSB Bank Limited operates a wide network of branches across India, including the Gulbarga branch in Gulbarga. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CSBK0000229.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Gulbarga |
| IFSC Code | CSBK0000229 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO 7,SUPER MARKET,P B NO 33,GULBARGA,KARNATAKA 585 101 |
| City | Gulbarga |
| District | Gulberga |
| State | Karnataka |
| STD Code | 91 |
| Phone | 9072601229 |
Gulbarga branch overview
Located at PLOT NO 7,SUPER MARKET,P B NO 33,GULBARGA,KARNATAKA 585 101, the Gulbarga branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CSBK0000229 is required for all interbank electronic transfers routed through this branch.
Why every CSB Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GULBARGA of CSB Bank Limited — its own 11-character IFSC. The code CSBK0000229 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CSBK0000229 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Gulbarga branch is mapped to IFSC CSBK0000229 on the RBI payments network. The branch generally supports the full retail product catalogue of CSB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CSBK0000229.
Banking services available
The Gulbarga branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9072601229.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CSBK0000229
How to transfer money using IFSC CSBK0000229
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000229 across all three.
How to use IFSC CSBK0000229 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to CSB Bank Limited's GULBARGA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CSBK0000229.
- Confirm the bank name auto-populates as CSB Bank Limited and the branch as GULBARGA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC CSBK0000229
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to CSB Bank Limited – GULBARGA, ensure your bank's portal accepts IFSC CSBK0000229 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to CSB Bank Limited – GULBARGA, use IMPS. With IFSC CSBK0000229 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CSBK0000229 for CSB Bank Limited – GULBARGA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CSBK0000229 | Yes – CSBK0000229 | Yes – CSBK0000229 |
For most retail customers crediting the Gulbarga branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CSBK0000229
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at CSB Bank Limited – GULBARGA is still mapped to IFSC CSBK0000229. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CSBK0000229 and the beneficiary's account number to complete the transfer.
Online banking and IFSC CSBK0000229
CSB Bank Limited customers can register for net banking and the bank's official mobile app once their account at the GULBARGA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CSBK0000229 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by CSB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CSBK0000229 and the account number together uniquely identify the Gulbarga branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to CSB Bank Limited – GULBARGA:
- The IFSC is exactly CSBK0000229 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills CSB Bank Limited as the bank name and GULBARGA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Gulbarga branch sits at PLOT NO 7,SUPER MARKET,P B NO 33,GULBARGA,KARNATAKA 585 101. If you are travelling from outside Gulbarga, search for the branch on a maps application using the bank name and locality, or call 91-9072601229 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CSBK0000229 and your account number.
Verifying IFSC CSBK0000229 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CSBK0000229 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9072601229.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Gulbarga are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CSBK0000229 continue to work without interruption.
Branch address & contact
CSB Bank LimitedGulbarga Branch
PLOT NO 7,SUPER MARKET,P B NO 33,GULBARGA,KARNATAKA 585 101
Gulbarga, Karnataka
Phone: 91-9072601229
IFSC: CSBK0000229
Frequently asked questions
What is the phone number of CSB Bank Limited Gulbarga branch?
You can reach the branch at 91-9072601229 during regular banking hours.
Is IFSC CSBK0000229 the same for all accounts at Gulbarga branch?
Yes. The IFSC CSBK0000229 is shared by every account held at CSB Bank Limited's Gulbarga branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using CSBK0000229 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to CSB Bank Limited – Gulbarga reflect within 30 minutes.
Can I use IFSC CSBK0000229 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CSBK0000229 to send funds instantly.
Where is CSB Bank Limited Gulbarga branch located?
CSB Bank Limited's Gulbarga branch is located at PLOT NO 7,SUPER MARKET,P B NO 33,GULBARGA,KARNATAKA 585 101, Gulbarga, Karnataka.
How do I add CSB Bank Limited Gulbarga as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0000229, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of CSB Bank Limited Gulbarga branch?
The IFSC code of CSB Bank Limited, Gulbarga branch is CSBK0000229. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does CSB Bank Limited Gulbarga branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9072601229 to confirm.
Summary
The IFSC code CSBK0000229 belongs to CSB Bank Limited's GULBARGA branch, located at PLOT NO 7,SUPER MARKET,P B NO 33,GULBARGA,KARNATAKA 585 101 in GULBARGA, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
