IFSC Code of CSB Bank Limited, Credit Collection Retail and SME Credit Branch, Maharashtra

If you are searching for the IFSC code of CSB Bank Limited, CREDIT COLLECTION RETAIL AND SME CREDIT branch in GREATER BOMBAY, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is CSBK0001026. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CREDIT COLLECTION RETAIL AND SME CREDIT branch, and detailed step-by-step guides for using the IFSC CSBK0001026 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For CSB Bank Limited's CREDIT COLLECTION RETAIL AND SME CREDIT branch, the IFSC CSBK0001026 breaks down as follows: CSBK identifies the bank, 0 is the reserved character, and 001026 identifies this particular branch.

Branch details at a glance

About the bank

CSB Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Credit Collection Retail and SME Credit branch in Greater Bombay, Maharashtra is part of this network and uses the IFSC code CSBK0001026 for all electronic settlement.

Credit Collection Retail and SME Credit branch overview

Located at CSBBANK CORPORATEOFFICESIROYACENTRE SAHARAIRPORTRDANDHERI EAST MUMBAI400099, the Credit Collection Retail and SME Credit branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CSBK0001026 is required for all interbank electronic transfers routed through this branch.

Why every CSB Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CREDIT COLLECTION RETAIL AND SME CREDIT of CSB Bank Limited — its own 11-character IFSC. The code CSBK0001026 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CSBK0001026 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC CSBK0001026

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0001026 across all three.

NEFT to CSB Bank Limited, CREDIT COLLECTION RETAIL AND SME CREDIT using IFSC CSBK0001026

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CSBK0001026, and confirm that the system picks up CSB Bank Limited – CREDIT COLLECTION RETAIL AND SME CREDIT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to CREDIT COLLECTION RETAIL AND SME CREDIT

If you need to transfer ₹2 lakh or more in one go to an account at CSB Bank Limited's CREDIT COLLECTION RETAIL AND SME CREDIT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CSBK0001026 while initiating the transfer and the credit will appear within minutes.

IMPS to CSB Bank Limited CREDIT COLLECTION RETAIL AND SME CREDIT (IFSC CSBK0001026)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CSBK0001026 in your mobile or internet banking app, and the money is credited to the CREDIT COLLECTION RETAIL AND SME CREDIT branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Credit Collection Retail and SME Credit

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CSBK0001026:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CREDIT COLLECTION RETAIL AND SME CREDIT is still linked to IFSC CSBK0001026.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at CSB Bank Limited's CREDIT COLLECTION RETAIL AND SME CREDIT branch, the IFSC CSBK0001026 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Credit Collection Retail and SME Credit branch is mapped to IFSC CSBK0001026 on the RBI payments network. The branch generally supports the full retail product catalogue of CSB Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains CSBK0001026.

Products and services

Customers walking into the Credit Collection Retail and SME Credit branch can access most of CSB Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC CSBK0001026

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by CSB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CSBK0001026 and the account number together uniquely identify the Credit Collection Retail and SME Credit branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC CSBK0001026

CSB Bank Limited customers can register for net banking and the bank's official mobile app once their account at the CREDIT COLLECTION RETAIL AND SME CREDIT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CSBK0001026 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to CSB Bank Limited – CREDIT COLLECTION RETAIL AND SME CREDIT:

• The IFSC is exactly CSBK0001026 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills CSB Bank Limited as the bank name and CREDIT COLLECTION RETAIL AND SME CREDIT as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Credit Collection Retail and SME Credit branch sits at CSBBANK CORPORATEOFFICESIROYACENTRE SAHARAIRPORTRDANDHERI EAST MUMBAI400099. If you are travelling from outside Greater Bombay, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CSBK0001026 and your account number.

Verifying IFSC CSBK0001026 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CSBK0001026 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Credit Collection Retail and SME Credit branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CSBK0001026, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: CSBK0001026 is the IFSC code of CSB Bank Limited, CREDIT COLLECTION RETAIL AND SME CREDIT branch, in GREATER BOMBAY, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.