If you are searching for the IFSC code of CSB Bank Limited, GIRIDIH branch in GIRIDIH, JHARKHAND, this page has every detail you need. The verified IFSC code for this branch is CSBK0001325. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the GIRIDIH branch, and detailed step-by-step guides for using the IFSC CSBK0001325 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For CSB Bank Limited's GIRIDIH branch, the IFSC CSBK0001325 breaks down as follows: CSBK identifies the bank, 0 is the reserved character, and 001325 identifies this particular branch.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Giridih |
| IFSC Code | CSBK0001325 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GIRIDIH BRANCH GROUND FLOOR MP TOWER DUMRI ROAD GIRIDIH JHARKHAND 815301 |
| City | Giridih |
| District | Giridih |
| State | Jharkhand |
| STD Code | 0 |
| Phone | 9072601000 |
About the bank
CSB Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Giridih branch in Giridih, Jharkhand is part of this network and uses the IFSC code CSBK0001325 for all electronic settlement.
About the Giridih branch
The Giridih branch of CSB Bank Limited is situated at GIRIDIH BRANCH GROUND FLOOR MP TOWER DUMRI ROAD GIRIDIH JHARKHAND 815301. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CSBK0001325 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how CSB Bank Limited's GIRIDIH branch came to be assigned the code CSBK0001325.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CSBK0001325, money simply cannot be routed to the GIRIDIH branch electronically.
How to transfer money using IFSC CSBK0001325
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0001325 across all three.
NEFT to CSB Bank Limited, GIRIDIH using IFSC CSBK0001325
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CSBK0001325, and confirm that the system picks up CSB Bank Limited – GIRIDIH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to GIRIDIH
If you need to transfer ₹2 lakh or more in one go to an account at CSB Bank Limited's GIRIDIH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CSBK0001325 while initiating the transfer and the credit will appear within minutes.
IMPS to CSB Bank Limited GIRIDIH (IFSC CSBK0001325)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CSBK0001325 in your mobile or internet banking app, and the money is credited to the GIRIDIH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CSBK0001325 for CSB Bank Limited – GIRIDIH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CSBK0001325 | Yes – CSBK0001325 | Yes – CSBK0001325 |
For most retail customers crediting the Giridih branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CSBK0001325
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at CSB Bank Limited – GIRIDIH is still mapped to IFSC CSBK0001325. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CSBK0001325 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Giridih branch is mapped to IFSC CSBK0001325 on the RBI payments network. The branch generally supports the full retail product catalogue of CSB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CSBK0001325.
Products and services
Customers walking into the Giridih branch can access most of CSB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CSBK0001325
MICR & cheque-truncation details
Cheques drawn on the Giridih branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CSBK0001325 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC CSBK0001325
CSB Bank Limited customers can register for net banking and the bank's official mobile app once their account at the GIRIDIH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CSBK0001325 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to CSB Bank Limited – GIRIDIH:
- The IFSC is exactly CSBK0001325 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills CSB Bank Limited as the bank name and GIRIDIH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Giridih branch sits at GIRIDIH BRANCH GROUND FLOOR MP TOWER DUMRI ROAD GIRIDIH JHARKHAND 815301. If you are travelling from outside Giridih, search for the branch on a maps application using the bank name and locality, or call 9072601000 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CSBK0001325 and your account number.
Verifying IFSC CSBK0001325 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CSBK0001325 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9072601000.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Giridih are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CSBK0001325 continue to work without interruption.
Branch address & contact
CSB Bank LimitedGiridih Branch
GIRIDIH BRANCH GROUND FLOOR MP TOWER DUMRI ROAD GIRIDIH JHARKHAND 815301
Giridih, Jharkhand
Phone: 9072601000
IFSC: CSBK0001325
Frequently asked questions
How do I add CSB Bank Limited Giridih as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0001325, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is CSB Bank Limited Giridih branch located?
CSB Bank Limited's Giridih branch is located at GIRIDIH BRANCH GROUND FLOOR MP TOWER DUMRI ROAD GIRIDIH JHARKHAND 815301, Giridih, Jharkhand.
How quickly will an NEFT transfer using CSBK0001325 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to CSB Bank Limited – Giridih reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Giridih branch but serve different purposes.
Does CSB Bank Limited Giridih branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9072601000 to confirm.
Is IFSC CSBK0001325 the same for all accounts at Giridih branch?
Yes. The IFSC CSBK0001325 is shared by every account held at CSB Bank Limited's Giridih branch. Only the account number changes from customer to customer.
What is the phone number of CSB Bank Limited Giridih branch?
You can reach the branch at 9072601000 during regular banking hours.
Final notes
To recap: CSBK0001325 is the IFSC code of CSB Bank Limited, GIRIDIH branch, in GIRIDIH, JHARKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
