Use this page as a one-stop reference for everything related to CSB Bank Limited's CPCSCHEMATIC branch in ERNAKULAM, KERALA. The branch's IFSC code CSBK0000942 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For CSB Bank Limited's CPCSCHEMATIC branch, the IFSC CSBK0000942 breaks down as follows: CSBK identifies the bank, 0 is the reserved character, and 000942 identifies this particular branch.
About CSB Bank Limited
CSB Bank Limited operates a wide network of branches across India, including the Cpcschematic branch in Ernakulam. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CSBK0000942.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Cpcschematic |
| IFSC Code | CSBK0000942 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 3RDFLOOR DJMBUILDING MARKETROAD ERNAKULAM KERALA |
| City | Ernakulam |
| District | Ernakulam |
| State | Kerala |
About this branch
The branch is located at 3RDFLOOR DJMBUILDING MARKETROAD ERNAKULAM KERALA. It serves the Ernakulam region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of CSB Bank Limited. The IFSC CSBK0000942 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how CSB Bank Limited's CPCSCHEMATIC branch came to be assigned the code CSBK0000942.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CSBK0000942, money simply cannot be routed to the CPCSCHEMATIC branch electronically.
Account types you can open at the Cpcschematic branch
Once you have an account at CSB Bank Limited – CPCSCHEMATIC, the IFSC CSBK0000942 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Cpcschematic branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CSBK0000942
How to transfer money using IFSC CSBK0000942
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000942 across all three.
How to use IFSC CSBK0000942 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to CSB Bank Limited's CPCSCHEMATIC branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CSBK0000942.
- Confirm the bank name auto-populates as CSB Bank Limited and the branch as CPCSCHEMATIC.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to CPCSCHEMATIC
If you need to transfer ₹2 lakh or more in one go to an account at CSB Bank Limited's CPCSCHEMATIC branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CSBK0000942 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to CSB Bank Limited – CPCSCHEMATIC, use IMPS. With IFSC CSBK0000942 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CSBK0000942 for CSB Bank Limited – CPCSCHEMATIC, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CSBK0000942 | Yes – CSBK0000942 | Yes – CSBK0000942 |
For most retail customers crediting the Cpcschematic branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CSBK0000942
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at CSB Bank Limited – CPCSCHEMATIC is still mapped to IFSC CSBK0000942. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CSBK0000942 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Cpcschematic branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CSBK0000942 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Cpcschematic branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CSBK0000942 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to CSB Bank Limited – CPCSCHEMATIC:
- The IFSC is exactly CSBK0000942 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills CSB Bank Limited as the bank name and CPCSCHEMATIC as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Cpcschematic branch
The branch is located at 3RDFLOOR DJMBUILDING MARKETROAD ERNAKULAM KERALA, which puts it inside Ernakulam, the broader Ernakulam district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “CSB Bank Limited Cpcschematic branch” — the verified location pin for IFSC CSBK0000942 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CSBK0000942 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CSBK0000942 for CSB Bank Limited – CPCSCHEMATIC, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Cpcschematic are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CSBK0000942 continue to work without interruption.
Branch address & contact
CSB Bank LimitedCpcschematic Branch
3RDFLOOR DJMBUILDING MARKETROAD ERNAKULAM KERALA
Ernakulam, Kerala
Phone: the branch contact number
IFSC: CSBK0000942
Frequently asked questions
How quickly will an NEFT transfer using CSBK0000942 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to CSB Bank Limited – Cpcschematic reflect within 30 minutes.
How do I add CSB Bank Limited Cpcschematic as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0000942, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Cpcschematic branch but serve different purposes.
Is IFSC CSBK0000942 the same for all accounts at Cpcschematic branch?
Yes. The IFSC CSBK0000942 is shared by every account held at CSB Bank Limited's Cpcschematic branch. Only the account number changes from customer to customer.
What is the IFSC code of CSB Bank Limited Cpcschematic branch?
The IFSC code of CSB Bank Limited, Cpcschematic branch is CSBK0000942. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is CSB Bank Limited Cpcschematic branch located?
CSB Bank Limited's Cpcschematic branch is located at 3RDFLOOR DJMBUILDING MARKETROAD ERNAKULAM KERALA, Ernakulam, Kerala.
Is IFSC CSBK0000942 valid for NEFT and RTGS?
Yes. IFSC CSBK0000942 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of CSB Bank Limited Cpcschematic branch?
You can reach the branch at the branch contact number during regular banking hours.
Summary
The IFSC code CSBK0000942 belongs to CSB Bank Limited's CPCSCHEMATIC branch, located at 3RDFLOOR DJMBUILDING MARKETROAD ERNAKULAM KERALA in ERNAKULAM, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
