Use this page as a one-stop reference for everything related to CSB Bank Limited's EDAKKUNNU branch in EDAKKUNNU, KERALA. The branch's IFSC code CSBK0000122 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CSBK0000122 is the IFSC of CSB Bank Limited's EDAKKUNNU branch. The format is fixed: CSBK = bank code, 0 = reserved, 000122 = branch identifier.
About the bank
CSB Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Edakkunnu branch in Edakkunnu, Kerala is part of this network and uses the IFSC code CSBK0000122 for all electronic settlement.
Edakkunnu branch overview
Located at EDAKKUNNU VIA KARUKUTTY,PADUVAPURAM P O,ERNAKULAM DIST,KERALA 683576, the Edakkunnu branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CSBK0000122 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Edakkunnu |
| IFSC Code | CSBK0000122 |
| MICR Code | Refer to cheque leaf |
| Branch Address | EDAKKUNNU VIA KARUKUTTY,PADUVAPURAM P O,ERNAKULAM DIST,KERALA 683576 |
| City | Edakkunnu |
| District | Ernakulam |
| State | Kerala |
| STD Code | 91 |
| Phone | 9072601122 |
Why every CSB Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including EDAKKUNNU of CSB Bank Limited — its own 11-character IFSC. The code CSBK0000122 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CSBK0000122 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Edakkunnu branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CSBK0000122 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC CSBK0000122
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000122 across all three.
NEFT to CSB Bank Limited, EDAKKUNNU using IFSC CSBK0000122
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CSBK0000122, and confirm that the system picks up CSB Bank Limited – EDAKKUNNU. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to EDAKKUNNU
If you need to transfer ₹2 lakh or more in one go to an account at CSB Bank Limited's EDAKKUNNU branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CSBK0000122 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to CSB Bank Limited – EDAKKUNNU, use IMPS. With IFSC CSBK0000122 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Edakkunnu
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CSBK0000122:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at EDAKKUNNU is still linked to IFSC CSBK0000122.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC CSBK0000122
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at CSB Bank Limited – EDAKKUNNU is still mapped to IFSC CSBK0000122. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CSBK0000122 and the beneficiary's account number to complete the transfer.
Account types you can open at the Edakkunnu branch
Once you have an account at CSB Bank Limited – EDAKKUNNU, the IFSC CSBK0000122 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Edakkunnu branch can access most of CSB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CSBK0000122
Digital banking channels
Most day-to-day work that customers used to do at the Edakkunnu branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CSBK0000122 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Edakkunnu branch sits at EDAKKUNNU VIA KARUKUTTY,PADUVAPURAM P O,ERNAKULAM DIST,KERALA 683576. If you are travelling from outside Edakkunnu, search for the branch on a maps application using the bank name and locality, or call 91-9072601122 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CSBK0000122 and your account number.
Common mistakes to avoid when using IFSC CSBK0000122
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to CSB Bank Limited – EDAKKUNNU, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CSBK0000122. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Edakkunnu branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CSBK0000122, however, work 24x7.
Verifying IFSC CSBK0000122 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CSBK0000122 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9072601122.
- Visiting the bank's official branch locator page.
Branch address & contact
CSB Bank LimitedEdakkunnu Branch
EDAKKUNNU VIA KARUKUTTY,PADUVAPURAM P O,ERNAKULAM DIST,KERALA 683576
Edakkunnu, Kerala
Phone: 91-9072601122
IFSC: CSBK0000122
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Edakkunnu branch but serve different purposes.
Where is CSB Bank Limited Edakkunnu branch located?
CSB Bank Limited's Edakkunnu branch is located at EDAKKUNNU VIA KARUKUTTY,PADUVAPURAM P O,ERNAKULAM DIST,KERALA 683576, Edakkunnu, Kerala.
What is the phone number of CSB Bank Limited Edakkunnu branch?
You can reach the branch at 91-9072601122 during regular banking hours.
Does CSB Bank Limited Edakkunnu branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9072601122 to confirm.
How quickly will an NEFT transfer using CSBK0000122 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to CSB Bank Limited – Edakkunnu reflect within 30 minutes.
How do I add CSB Bank Limited Edakkunnu as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0000122, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC CSBK0000122 valid for NEFT and RTGS?
Yes. IFSC CSBK0000122 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC CSBK0000122 the same for all accounts at Edakkunnu branch?
Yes. The IFSC CSBK0000122 is shared by every account held at CSB Bank Limited's Edakkunnu branch. Only the account number changes from customer to customer.
Summary
The IFSC code CSBK0000122 belongs to CSB Bank Limited's EDAKKUNNU branch, located at EDAKKUNNU VIA KARUKUTTY,PADUVAPURAM P O,ERNAKULAM DIST,KERALA 683576 in EDAKKUNNU, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
