Below are the complete branch details for CSB Bank Limited, GAUTHAM NAGAR branch, located in DELHI, DELHI. The IFSC assigned by the Reserve Bank of India to this branch is CSBK0000322. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CSBK0000322 for CSB Bank Limited – GAUTHAM NAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for CSB Bank Limited – GAUTHAM NAGAR is CSBK0000322. The first four letters CSBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000322 map to this branch in DELHI, DELHI.
About CSB Bank Limited
CSB Bank Limited operates a wide network of branches across India, including the Gautham Nagar branch in Delhi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CSBK0000322.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Gautham Nagar |
| IFSC Code | CSBK0000322 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 216 A 5,NEAR FR AGNEL SENIOR SECONDARY SCHOOL,GAUTAM NAGAR,NEW DELHI 110 049,NEW DELHI |
| City | Delhi |
| District | New Delhi |
| State | Delhi |
| STD Code | 91 |
| Phone | 9072601322 |
About the Gautham Nagar branch
The Gautham Nagar branch of CSB Bank Limited is situated at NO 216 A 5,NEAR FR AGNEL SENIOR SECONDARY SCHOOL,GAUTAM NAGAR,NEW DELHI 110 049,NEW DELHI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CSBK0000322 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how CSB Bank Limited's GAUTHAM NAGAR branch came to be assigned the code CSBK0000322.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CSBK0000322, money simply cannot be routed to the GAUTHAM NAGAR branch electronically.
Account types you can open at the Gautham Nagar branch
Once you have an account at CSB Bank Limited – GAUTHAM NAGAR, the IFSC CSBK0000322 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Gautham Nagar branch can access most of CSB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CSBK0000322
How to transfer money using IFSC CSBK0000322
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000322 across all three.
NEFT to CSB Bank Limited, GAUTHAM NAGAR using IFSC CSBK0000322
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CSBK0000322, and confirm that the system picks up CSB Bank Limited – GAUTHAM NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CSBK0000322
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to CSB Bank Limited – GAUTHAM NAGAR, ensure your bank's portal accepts IFSC CSBK0000322 while registering the beneficiary. RTGS is also available 24x7.
IMPS to CSB Bank Limited GAUTHAM NAGAR (IFSC CSBK0000322)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CSBK0000322 in your mobile or internet banking app, and the money is credited to the GAUTHAM NAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CSBK0000322 for CSB Bank Limited – GAUTHAM NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CSBK0000322 | Yes – CSBK0000322 | Yes – CSBK0000322 |
For most retail customers crediting the Gautham Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CSBK0000322
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at CSB Bank Limited – GAUTHAM NAGAR is still mapped to IFSC CSBK0000322. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CSBK0000322 and the beneficiary's account number to complete the transfer.
Online banking and IFSC CSBK0000322
CSB Bank Limited customers can register for net banking and the bank's official mobile app once their account at the GAUTHAM NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CSBK0000322 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Gautham Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CSBK0000322 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to CSB Bank Limited – GAUTHAM NAGAR:
- The IFSC is exactly CSBK0000322 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills CSB Bank Limited as the bank name and GAUTHAM NAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Gautham Nagar branch sits at NO 216 A 5,NEAR FR AGNEL SENIOR SECONDARY SCHOOL,GAUTAM NAGAR,NEW DELHI 110 049,NEW DELHI. If you are travelling from outside Delhi, search for the branch on a maps application using the bank name and locality, or call 91-9072601322 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CSBK0000322 and your account number.
Verifying IFSC CSBK0000322 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CSBK0000322 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9072601322.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gautham Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CSBK0000322, however, work 24x7.
Branch address & contact
CSB Bank LimitedGautham Nagar Branch
NO 216 A 5,NEAR FR AGNEL SENIOR SECONDARY SCHOOL,GAUTAM NAGAR,NEW DELHI 110 049,NEW DELHI
Delhi, Delhi
Phone: 91-9072601322
IFSC: CSBK0000322
Frequently asked questions
What is the IFSC code of CSB Bank Limited Gautham Nagar branch?
The IFSC code of CSB Bank Limited, Gautham Nagar branch is CSBK0000322. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC CSBK0000322 the same for all accounts at Gautham Nagar branch?
Yes. The IFSC CSBK0000322 is shared by every account held at CSB Bank Limited's Gautham Nagar branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gautham Nagar branch but serve different purposes.
How quickly will an NEFT transfer using CSBK0000322 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to CSB Bank Limited – Gautham Nagar reflect within 30 minutes.
Where is CSB Bank Limited Gautham Nagar branch located?
CSB Bank Limited's Gautham Nagar branch is located at NO 216 A 5,NEAR FR AGNEL SENIOR SECONDARY SCHOOL,GAUTAM NAGAR,NEW DELHI 110 049,NEW DELHI, Delhi, Delhi.
How do I add CSB Bank Limited Gautham Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0000322, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC CSBK0000322 valid for NEFT and RTGS?
Yes. IFSC CSBK0000322 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC CSBK0000322 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CSBK0000322 to send funds instantly.
Final notes
To recap: CSBK0000322 is the IFSC code of CSB Bank Limited, GAUTHAM NAGAR branch, in DELHI, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
