This page lists the IFSC code, branch address, contact number and fund-transfer information for CSB Bank Limited, CHERTHALA branch in CHERTHALA. The 11-digit IFSC CSBK0000084 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with CSB Bank Limited at the CHERTHALA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CSBK0000084 is the IFSC of CSB Bank Limited's CHERTHALA branch. The format is fixed: CSBK = bank code, 0 = reserved, 000084 = branch identifier.
Bank profile
CSB Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Cherthala branch — IFSC CSBK0000084 — extends the bank's services to customers in and around Cherthala, Kerala.
About this branch
The branch is located at MUTTOM BAZAR,CHERTHALA,688524,ALAPUZHA DT,KERALA,INDIA. It serves the Cherthala region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of CSB Bank Limited. The IFSC CSBK0000084 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Cherthala |
| IFSC Code | CSBK0000084 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MUTTOM BAZAR,CHERTHALA,688524,ALAPUZHA DT,KERALA,INDIA |
| City | Cherthala |
| District | Alapuzzha |
| State | Kerala |
| STD Code | 91 |
| Phone | 9072601084 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how CSB Bank Limited's CHERTHALA branch came to be assigned the code CSBK0000084.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CSBK0000084, money simply cannot be routed to the CHERTHALA branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Cherthala branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CSBK0000084 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC CSBK0000084
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000084 across all three.
NEFT to CSB Bank Limited, CHERTHALA using IFSC CSBK0000084
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CSBK0000084, and confirm that the system picks up CSB Bank Limited – CHERTHALA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CSBK0000084
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to CSB Bank Limited – CHERTHALA, ensure your bank's portal accepts IFSC CSBK0000084 while registering the beneficiary. RTGS is also available 24x7.
IMPS to CSB Bank Limited CHERTHALA (IFSC CSBK0000084)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CSBK0000084 in your mobile or internet banking app, and the money is credited to the CHERTHALA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CSBK0000084 for CSB Bank Limited – CHERTHALA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CSBK0000084 | Yes – CSBK0000084 | Yes – CSBK0000084 |
For most retail customers crediting the Cherthala branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at CSB Bank Limited's CHERTHALA branch, the IFSC CSBK0000084 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Cherthala branch
Once you have an account at CSB Bank Limited – CHERTHALA, the IFSC CSBK0000084 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Cherthala branch can access most of CSB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CSBK0000084
Online banking and IFSC CSBK0000084
CSB Bank Limited customers can register for net banking and the bank's official mobile app once their account at the CHERTHALA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CSBK0000084 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Cherthala branch sits at MUTTOM BAZAR,CHERTHALA,688524,ALAPUZHA DT,KERALA,INDIA. If you are travelling from outside Cherthala, search for the branch on a maps application using the bank name and locality, or call 91-9072601084 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CSBK0000084 and your account number.
Common mistakes to avoid when using IFSC CSBK0000084
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to CSB Bank Limited – CHERTHALA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CSBK0000084. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Cherthala are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CSBK0000084 continue to work without interruption.
Verifying IFSC CSBK0000084 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CSBK0000084 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9072601084.
- Visiting the bank's official branch locator page.
Branch address & contact
CSB Bank LimitedCherthala Branch
MUTTOM BAZAR,CHERTHALA,688524,ALAPUZHA DT,KERALA,INDIA
Cherthala, Kerala
Phone: 91-9072601084
IFSC: CSBK0000084
Frequently asked questions
What is the phone number of CSB Bank Limited Cherthala branch?
You can reach the branch at 91-9072601084 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Cherthala branch but serve different purposes.
How quickly will an NEFT transfer using CSBK0000084 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to CSB Bank Limited – Cherthala reflect within 30 minutes.
What is the IFSC code of CSB Bank Limited Cherthala branch?
The IFSC code of CSB Bank Limited, Cherthala branch is CSBK0000084. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add CSB Bank Limited Cherthala as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0000084, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC CSBK0000084 valid for NEFT and RTGS?
Yes. IFSC CSBK0000084 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: CSBK0000084 is the IFSC code of CSB Bank Limited, CHERTHALA branch, in CHERTHALA, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
