Below are the complete branch details for CSB Bank Limited, CHENGANNUR branch, located in CHENGANNUR, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is CSBK0000163. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CSBK0000163 for CSB Bank Limited – CHENGANNUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for CSB Bank Limited – CHENGANNUR is CSBK0000163. The first four letters CSBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000163 map to this branch in CHENGANNUR, KERALA.
About the bank
CSB Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chengannur branch in Chengannur, Kerala is part of this network and uses the IFSC code CSBK0000163 for all electronic settlement.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Chengannur |
| IFSC Code | CSBK0000163 |
| MICR Code | Refer to cheque leaf |
| Branch Address | XIV 144A,K O PHILIP CO BUILDING CHENGANNUR 689121 ALAPUZHA DT,KERALA |
| City | Chengannur |
| District | Alapuzzha |
| State | Kerala |
| STD Code | 91 |
| Phone | 9072601163 |
About the Chengannur branch
The Chengannur branch of CSB Bank Limited is situated at XIV 144A,K O PHILIP CO BUILDING CHENGANNUR 689121 ALAPUZHA DT,KERALA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CSBK0000163 is used.
Why every CSB Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHENGANNUR of CSB Bank Limited — its own 11-character IFSC. The code CSBK0000163 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CSBK0000163 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Chengannur branch is mapped to IFSC CSBK0000163 on the RBI payments network. The branch generally supports the full retail product catalogue of CSB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CSBK0000163.
Products and services
Customers walking into the Chengannur branch can access most of CSB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CSBK0000163
How to transfer money using IFSC CSBK0000163
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000163 across all three.
NEFT to CSB Bank Limited, CHENGANNUR using IFSC CSBK0000163
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CSBK0000163, and confirm that the system picks up CSB Bank Limited – CHENGANNUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CSBK0000163
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to CSB Bank Limited – CHENGANNUR, ensure your bank's portal accepts IFSC CSBK0000163 while registering the beneficiary. RTGS is also available 24x7.
IMPS to CSB Bank Limited CHENGANNUR (IFSC CSBK0000163)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CSBK0000163 in your mobile or internet banking app, and the money is credited to the CHENGANNUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CSBK0000163 for CSB Bank Limited – CHENGANNUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CSBK0000163 | Yes – CSBK0000163 | Yes – CSBK0000163 |
For most retail customers crediting the Chengannur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CSBK0000163
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at CSB Bank Limited – CHENGANNUR is still mapped to IFSC CSBK0000163. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CSBK0000163 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Chengannur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CSBK0000163 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by CSB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CSBK0000163 and the account number together uniquely identify the Chengannur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to CSB Bank Limited – CHENGANNUR:
- The IFSC is exactly CSBK0000163 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills CSB Bank Limited as the bank name and CHENGANNUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Chengannur branch sits at XIV 144A,K O PHILIP CO BUILDING CHENGANNUR 689121 ALAPUZHA DT,KERALA. If you are travelling from outside Chengannur, search for the branch on a maps application using the bank name and locality, or call 91-9072601163 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CSBK0000163 and your account number.
Verifying IFSC CSBK0000163 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CSBK0000163 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9072601163.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Chengannur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CSBK0000163 continue to work without interruption.
Branch address & contact
CSB Bank LimitedChengannur Branch
XIV 144A,K O PHILIP CO BUILDING CHENGANNUR 689121 ALAPUZHA DT,KERALA
Chengannur, Kerala
Phone: 91-9072601163
IFSC: CSBK0000163
Frequently asked questions
Can I use IFSC CSBK0000163 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CSBK0000163 to send funds instantly.
How quickly will an NEFT transfer using CSBK0000163 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to CSB Bank Limited – Chengannur reflect within 30 minutes.
What is the IFSC code of CSB Bank Limited Chengannur branch?
The IFSC code of CSB Bank Limited, Chengannur branch is CSBK0000163. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chengannur branch but serve different purposes.
Where is CSB Bank Limited Chengannur branch located?
CSB Bank Limited's Chengannur branch is located at XIV 144A,K O PHILIP CO BUILDING CHENGANNUR 689121 ALAPUZHA DT,KERALA, Chengannur, Kerala.
How do I add CSB Bank Limited Chengannur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0000163, and complete OTP verification. Once activated, you can transfer funds at any time.
Does CSB Bank Limited Chengannur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9072601163 to confirm.
What is the phone number of CSB Bank Limited Chengannur branch?
You can reach the branch at 91-9072601163 during regular banking hours.
Summary
The IFSC code CSBK0000163 belongs to CSB Bank Limited's CHENGANNUR branch, located at XIV 144A,K O PHILIP CO BUILDING CHENGANNUR 689121 ALAPUZHA DT,KERALA in CHENGANNUR, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
