Below are the complete branch details for CSB Bank Limited, CHELAKODE branch, located in CHELAKKARA, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is CSBK0000438. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CSBK0000438 for CSB Bank Limited – CHELAKODE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For CSB Bank Limited's CHELAKODE branch, the IFSC CSBK0000438 breaks down as follows: CSBK identifies the bank, 0 is the reserved character, and 000438 identifies this particular branch.
Bank profile
CSB Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Chelakode branch — IFSC CSBK0000438 — extends the bank's services to customers in and around Chelakkara, Kerala.
About the Chelakode branch
The Chelakode branch of CSB Bank Limited is situated at KARIKKAYIL BUILDING,CHELAKODE,THRISSUR DIST,PO,680587. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CSBK0000438 is used.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Chelakode |
| IFSC Code | CSBK0000438 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KARIKKAYIL BUILDING,CHELAKODE,THRISSUR DIST,PO,680587 |
| City | Chelakkara |
| District | Thrissur |
| State | Kerala |
| STD Code | 91 |
| Phone | 8129916649 |
Why every CSB Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHELAKODE of CSB Bank Limited — its own 11-character IFSC. The code CSBK0000438 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CSBK0000438 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Chelakode branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CSBK0000438 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC CSBK0000438
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000438 across all three.
How to use IFSC CSBK0000438 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to CSB Bank Limited's CHELAKODE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CSBK0000438.
- Confirm the bank name auto-populates as CSB Bank Limited and the branch as CHELAKODE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to CHELAKODE
If you need to transfer ₹2 lakh or more in one go to an account at CSB Bank Limited's CHELAKODE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CSBK0000438 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to CSB Bank Limited – CHELAKODE, use IMPS. With IFSC CSBK0000438 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CSBK0000438 for CSB Bank Limited – CHELAKODE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CSBK0000438 | Yes – CSBK0000438 | Yes – CSBK0000438 |
For most retail customers crediting the Chelakode branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CSBK0000438
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at CSB Bank Limited – CHELAKODE is still mapped to IFSC CSBK0000438. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CSBK0000438 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Chelakode branch is mapped to IFSC CSBK0000438 on the RBI payments network. The branch generally supports the full retail product catalogue of CSB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CSBK0000438.
Products and services
Customers walking into the Chelakode branch can access most of CSB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CSBK0000438
Digital banking channels
Most day-to-day work that customers used to do at the Chelakode branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CSBK0000438 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Chelakode branch
The branch is located at KARIKKAYIL BUILDING,CHELAKODE,THRISSUR DIST,PO,680587, which puts it inside Chelakkara, the broader Thrissur district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “CSB Bank Limited Chelakode branch” — the verified location pin for IFSC CSBK0000438 should appear at the top of the results.
- Confirm the branch is open by calling 91-8129916649 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CSBK0000438 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to CSB Bank Limited – CHELAKODE:
- The IFSC is exactly CSBK0000438 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills CSB Bank Limited as the bank name and CHELAKODE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chelakode branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CSBK0000438, however, work 24x7.
Verifying IFSC CSBK0000438 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CSBK0000438 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8129916649.
- Visiting the bank's official branch locator page.
Branch address & contact
CSB Bank LimitedChelakode Branch
KARIKKAYIL BUILDING,CHELAKODE,THRISSUR DIST,PO,680587
Chelakkara, Kerala
Phone: 91-8129916649
IFSC: CSBK0000438
Frequently asked questions
Can I use IFSC CSBK0000438 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CSBK0000438 to send funds instantly.
Where is CSB Bank Limited Chelakode branch located?
CSB Bank Limited's Chelakode branch is located at KARIKKAYIL BUILDING,CHELAKODE,THRISSUR DIST,PO,680587, Chelakkara, Kerala.
Is IFSC CSBK0000438 the same for all accounts at Chelakode branch?
Yes. The IFSC CSBK0000438 is shared by every account held at CSB Bank Limited's Chelakode branch. Only the account number changes from customer to customer.
Is IFSC CSBK0000438 valid for NEFT and RTGS?
Yes. IFSC CSBK0000438 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using CSBK0000438 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to CSB Bank Limited – Chelakode reflect within 30 minutes.
How do I add CSB Bank Limited Chelakode as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0000438, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chelakode branch but serve different purposes.
Summary
The IFSC code CSBK0000438 belongs to CSB Bank Limited's CHELAKODE branch, located at KARIKKAYIL BUILDING,CHELAKODE,THRISSUR DIST,PO,680587 in CHELAKKARA, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
