This page lists the IFSC code, branch address, contact number and fund-transfer information for CSB Bank Limited, CHANDIGARH branch in CHANDIGARH. The 11-digit IFSC CSBK0000294 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with CSB Bank Limited at the CHANDIGARH location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CSBK0000294 is the IFSC of CSB Bank Limited's CHANDIGARH branch. The format is fixed: CSBK = bank code, 0 = reserved, 000294 = branch identifier.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Chandigarh |
| IFSC Code | CSBK0000294 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SCO 114 115,SECTOR 34A,CHANDIGARH 160 022,CHANDIGARH U T |
| City | Chandigarh |
| District | Chandigarh |
| State | Chandigarh |
| STD Code | 91 |
| Phone | 9072601294 |
Bank profile
CSB Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Chandigarh branch — IFSC CSBK0000294 — extends the bank's services to customers in and around Chandigarh, Chandigarh.
Chandigarh branch overview
Located at SCO 114 115,SECTOR 34A,CHANDIGARH 160 022,CHANDIGARH U T, the Chandigarh branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CSBK0000294 is required for all interbank electronic transfers routed through this branch.
Why every CSB Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHANDIGARH of CSB Bank Limited — its own 11-character IFSC. The code CSBK0000294 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CSBK0000294 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC CSBK0000294
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000294 across all three.
NEFT to CSB Bank Limited, CHANDIGARH using IFSC CSBK0000294
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CSBK0000294, and confirm that the system picks up CSB Bank Limited – CHANDIGARH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to CHANDIGARH
If you need to transfer ₹2 lakh or more in one go to an account at CSB Bank Limited's CHANDIGARH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CSBK0000294 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to CSB Bank Limited – CHANDIGARH, use IMPS. With IFSC CSBK0000294 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CSBK0000294 for CSB Bank Limited – CHANDIGARH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CSBK0000294 | Yes – CSBK0000294 | Yes – CSBK0000294 |
For most retail customers crediting the Chandigarh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CSBK0000294
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at CSB Bank Limited – CHANDIGARH is still mapped to IFSC CSBK0000294. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CSBK0000294 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Chandigarh branch is mapped to IFSC CSBK0000294 on the RBI payments network. The branch generally supports the full retail product catalogue of CSB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CSBK0000294.
Banking services available
The Chandigarh branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9072601294.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CSBK0000294
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by CSB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CSBK0000294 and the account number together uniquely identify the Chandigarh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Chandigarh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CSBK0000294 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC CSBK0000294
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to CSB Bank Limited – CHANDIGARH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CSBK0000294. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Chandigarh branch
The branch is located at SCO 114 115,SECTOR 34A,CHANDIGARH 160 022,CHANDIGARH U T, which puts it inside Chandigarh, the broader Chandigarh district, and the state of Chandigarh. To plan your visit:
- Open Google Maps on your phone and search for “CSB Bank Limited Chandigarh branch” — the verified location pin for IFSC CSBK0000294 should appear at the top of the results.
- Confirm the branch is open by calling 91-9072601294 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CSBK0000294 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CSBK0000294 for CSB Bank Limited – CHANDIGARH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Chandigarh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CSBK0000294 continue to work without interruption.
Branch address & contact
CSB Bank LimitedChandigarh Branch
SCO 114 115,SECTOR 34A,CHANDIGARH 160 022,CHANDIGARH U T
Chandigarh, Chandigarh
Phone: 91-9072601294
IFSC: CSBK0000294
Frequently asked questions
What is the phone number of CSB Bank Limited Chandigarh branch?
You can reach the branch at 91-9072601294 during regular banking hours.
Can I use IFSC CSBK0000294 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CSBK0000294 to send funds instantly.
Where is CSB Bank Limited Chandigarh branch located?
CSB Bank Limited's Chandigarh branch is located at SCO 114 115,SECTOR 34A,CHANDIGARH 160 022,CHANDIGARH U T, Chandigarh, Chandigarh.
Is IFSC CSBK0000294 valid for NEFT and RTGS?
Yes. IFSC CSBK0000294 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chandigarh branch but serve different purposes.
How quickly will an NEFT transfer using CSBK0000294 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to CSB Bank Limited – Chandigarh reflect within 30 minutes.
How do I add CSB Bank Limited Chandigarh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0000294, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC CSBK0000294 the same for all accounts at Chandigarh branch?
Yes. The IFSC CSBK0000294 is shared by every account held at CSB Bank Limited's Chandigarh branch. Only the account number changes from customer to customer.
Summary
The IFSC code CSBK0000294 belongs to CSB Bank Limited's CHANDIGARH branch, located at SCO 114 115,SECTOR 34A,CHANDIGARH 160 022,CHANDIGARH U T in CHANDIGARH, CHANDIGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
