If you are searching for the IFSC code of CSB Bank Limited, KOZHIKODE BAZAR branch in CALICUT, KERALA, this page has every detail you need. The verified IFSC code for this branch is CSBK0000045. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KOZHIKODE BAZAR branch, and detailed step-by-step guides for using the IFSC CSBK0000045 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CSBK0000045 is the IFSC of CSB Bank Limited's KOZHIKODE BAZAR branch. The format is fixed: CSBK = bank code, 0 = reserved, 000045 = branch identifier.
About the bank
CSB Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kozhikode Bazar branch in Calicut, Kerala is part of this network and uses the IFSC code CSBK0000045 for all electronic settlement.
About this branch
The branch is located at C M MATHEW BROTHERS ARCADE,CHAKKORATHUKULAM,KANNUR ROAD,KOZHIKODE,KERALA 673006. It serves the Calicut region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of CSB Bank Limited. The IFSC CSBK0000045 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Kozhikode Bazar |
| IFSC Code | CSBK0000045 |
| MICR Code | Refer to cheque leaf |
| Branch Address | C M MATHEW BROTHERS ARCADE,CHAKKORATHUKULAM,KANNUR ROAD,KOZHIKODE,KERALA 673006 |
| City | Calicut |
| District | Kozhikode |
| State | Kerala |
| STD Code | 91 |
| Phone | 9072601045 |
Why every CSB Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KOZHIKODE BAZAR of CSB Bank Limited — its own 11-character IFSC. The code CSBK0000045 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CSBK0000045 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by CSB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CSBK0000045 and the account number together uniquely identify the Kozhikode Bazar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC CSBK0000045
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000045 across all three.
How to use IFSC CSBK0000045 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to CSB Bank Limited's KOZHIKODE BAZAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CSBK0000045.
- Confirm the bank name auto-populates as CSB Bank Limited and the branch as KOZHIKODE BAZAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KOZHIKODE BAZAR
If you need to transfer ₹2 lakh or more in one go to an account at CSB Bank Limited's KOZHIKODE BAZAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CSBK0000045 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to CSB Bank Limited – KOZHIKODE BAZAR, use IMPS. With IFSC CSBK0000045 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Kozhikode Bazar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CSBK0000045:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KOZHIKODE BAZAR is still linked to IFSC CSBK0000045.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC CSBK0000045
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at CSB Bank Limited – KOZHIKODE BAZAR is still mapped to IFSC CSBK0000045. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CSBK0000045 and the beneficiary's account number to complete the transfer.
Account types you can open at the Kozhikode Bazar branch
Once you have an account at CSB Bank Limited – KOZHIKODE BAZAR, the IFSC CSBK0000045 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Kozhikode Bazar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9072601045.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CSBK0000045
Online banking and IFSC CSBK0000045
CSB Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KOZHIKODE BAZAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CSBK0000045 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Kozhikode Bazar branch
The branch is located at C M MATHEW BROTHERS ARCADE,CHAKKORATHUKULAM,KANNUR ROAD,KOZHIKODE,KERALA 673006, which puts it inside Calicut, the broader Kozhikode district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “CSB Bank Limited Kozhikode Bazar branch” — the verified location pin for IFSC CSBK0000045 should appear at the top of the results.
- Confirm the branch is open by calling 91-9072601045 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CSBK0000045 and your account number.
Common mistakes to avoid when using IFSC CSBK0000045
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to CSB Bank Limited – KOZHIKODE BAZAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CSBK0000045. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kozhikode Bazar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CSBK0000045, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CSBK0000045 for CSB Bank Limited – KOZHIKODE BAZAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
CSB Bank LimitedKozhikode Bazar Branch
C M MATHEW BROTHERS ARCADE,CHAKKORATHUKULAM,KANNUR ROAD,KOZHIKODE,KERALA 673006
Calicut, Kerala
Phone: 91-9072601045
IFSC: CSBK0000045
Frequently asked questions
Where is CSB Bank Limited Kozhikode Bazar branch located?
CSB Bank Limited's Kozhikode Bazar branch is located at C M MATHEW BROTHERS ARCADE,CHAKKORATHUKULAM,KANNUR ROAD,KOZHIKODE,KERALA 673006, Calicut, Kerala.
Does CSB Bank Limited Kozhikode Bazar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9072601045 to confirm.
Can I use IFSC CSBK0000045 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CSBK0000045 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kozhikode Bazar branch but serve different purposes.
Is IFSC CSBK0000045 the same for all accounts at Kozhikode Bazar branch?
Yes. The IFSC CSBK0000045 is shared by every account held at CSB Bank Limited's Kozhikode Bazar branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using CSBK0000045 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to CSB Bank Limited – Kozhikode Bazar reflect within 30 minutes.
Summary
The IFSC code CSBK0000045 belongs to CSB Bank Limited's KOZHIKODE BAZAR branch, located at C M MATHEW BROTHERS ARCADE,CHAKKORATHUKULAM,KANNUR ROAD,KOZHIKODE,KERALA 673006 in CALICUT, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
