Below are the complete branch details for CSB Bank Limited, BHATINDA branch, located in BHATINDA, PUNJAB. The IFSC assigned by the Reserve Bank of India to this branch is CSBK0000728. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CSBK0000728 for CSB Bank Limited – BHATINDA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For CSB Bank Limited's BHATINDA branch, the IFSC CSBK0000728 breaks down as follows: CSBK identifies the bank, 0 is the reserved character, and 000728 identifies this particular branch.
About the bank
CSB Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bhatinda branch in Bhatinda, Punjab is part of this network and uses the IFSC code CSBK0000728 for all electronic settlement.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Bhatinda |
| IFSC Code | CSBK0000728 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR,MCB NO Z 2 11715 001 000,100 FEET ROAD,BHATINDA,PUNJAB 151001 |
| City | Bhatinda |
| District | Bhatinda |
| State | Punjab |
| STD Code | 91 |
| Phone | 9072601728 |
About the Bhatinda branch
The Bhatinda branch of CSB Bank Limited is situated at GROUND FLOOR,MCB NO Z 2 11715 001 000,100 FEET ROAD,BHATINDA,PUNJAB 151001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CSBK0000728 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how CSB Bank Limited's BHATINDA branch came to be assigned the code CSBK0000728.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CSBK0000728, money simply cannot be routed to the BHATINDA branch electronically.
Products and account variants supported
Every account opened at the Bhatinda branch is mapped to IFSC CSBK0000728 on the RBI payments network. The branch generally supports the full retail product catalogue of CSB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CSBK0000728.
Banking services available
The Bhatinda branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9072601728.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CSBK0000728
How to transfer money using IFSC CSBK0000728
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000728 across all three.
NEFT to CSB Bank Limited, BHATINDA using IFSC CSBK0000728
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CSBK0000728, and confirm that the system picks up CSB Bank Limited – BHATINDA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BHATINDA
If you need to transfer ₹2 lakh or more in one go to an account at CSB Bank Limited's BHATINDA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CSBK0000728 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to CSB Bank Limited – BHATINDA, use IMPS. With IFSC CSBK0000728 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Bhatinda
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CSBK0000728:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BHATINDA is still linked to IFSC CSBK0000728.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at CSB Bank Limited's BHATINDA branch, the IFSC CSBK0000728 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC CSBK0000728
CSB Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BHATINDA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CSBK0000728 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Bhatinda branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CSBK0000728 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to CSB Bank Limited – BHATINDA:
- The IFSC is exactly CSBK0000728 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills CSB Bank Limited as the bank name and BHATINDA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Bhatinda branch sits at GROUND FLOOR,MCB NO Z 2 11715 001 000,100 FEET ROAD,BHATINDA,PUNJAB 151001. If you are travelling from outside Bhatinda, search for the branch on a maps application using the bank name and locality, or call 91-9072601728 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CSBK0000728 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CSBK0000728 for CSB Bank Limited – BHATINDA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Bhatinda are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CSBK0000728 continue to work without interruption.
Branch address & contact
CSB Bank LimitedBhatinda Branch
GROUND FLOOR,MCB NO Z 2 11715 001 000,100 FEET ROAD,BHATINDA,PUNJAB 151001
Bhatinda, Punjab
Phone: 91-9072601728
IFSC: CSBK0000728
Frequently asked questions
How do I add CSB Bank Limited Bhatinda as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0000728, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC CSBK0000728 valid for NEFT and RTGS?
Yes. IFSC CSBK0000728 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of CSB Bank Limited Bhatinda branch?
You can reach the branch at 91-9072601728 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bhatinda branch but serve different purposes.
How quickly will an NEFT transfer using CSBK0000728 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to CSB Bank Limited – Bhatinda reflect within 30 minutes.
Where is CSB Bank Limited Bhatinda branch located?
CSB Bank Limited's Bhatinda branch is located at GROUND FLOOR,MCB NO Z 2 11715 001 000,100 FEET ROAD,BHATINDA,PUNJAB 151001, Bhatinda, Punjab.
What is the IFSC code of CSB Bank Limited Bhatinda branch?
The IFSC code of CSB Bank Limited, Bhatinda branch is CSBK0000728. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC CSBK0000728 the same for all accounts at Bhatinda branch?
Yes. The IFSC CSBK0000728 is shared by every account held at CSB Bank Limited's Bhatinda branch. Only the account number changes from customer to customer.
Summary
The IFSC code CSBK0000728 belongs to CSB Bank Limited's BHATINDA branch, located at GROUND FLOOR,MCB NO Z 2 11715 001 000,100 FEET ROAD,BHATINDA,PUNJAB 151001 in BHATINDA, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
