Use this page as a one-stop reference for everything related to CSB Bank Limited's BELGAUM branch in BELGAUM, KARNATAKA. The branch's IFSC code CSBK0000203 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CSBK0000203 is the IFSC of CSB Bank Limited's BELGAUM branch. The format is fixed: CSBK = bank code, 0 = reserved, 000203 = branch identifier.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Belgaum |
| IFSC Code | CSBK0000203 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ISHANOPUS,IST FLR,P B NO 533,CONGRESS RD,TILAKWADI,BELGAUM,590006 |
| City | Belgaum |
| District | Belgaum |
| State | Karnataka |
| STD Code | 91 |
| Phone | 9072601203 |
About CSB Bank Limited
CSB Bank Limited operates a wide network of branches across India, including the Belgaum branch in Belgaum. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CSBK0000203.
About this branch
The branch is located at ISHANOPUS,IST FLR,P B NO 533,CONGRESS RD,TILAKWADI,BELGAUM,590006. It serves the Belgaum region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of CSB Bank Limited. The IFSC CSBK0000203 is used to identify this branch on the RBI payments network.
Why every CSB Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BELGAUM of CSB Bank Limited — its own 11-character IFSC. The code CSBK0000203 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CSBK0000203 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC CSBK0000203
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000203 across all three.
How to use IFSC CSBK0000203 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to CSB Bank Limited's BELGAUM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CSBK0000203.
- Confirm the bank name auto-populates as CSB Bank Limited and the branch as BELGAUM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC CSBK0000203
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to CSB Bank Limited – BELGAUM, ensure your bank's portal accepts IFSC CSBK0000203 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to CSB Bank Limited – BELGAUM, use IMPS. With IFSC CSBK0000203 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CSBK0000203 for CSB Bank Limited – BELGAUM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CSBK0000203 | Yes – CSBK0000203 | Yes – CSBK0000203 |
For most retail customers crediting the Belgaum branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at CSB Bank Limited's BELGAUM branch, the IFSC CSBK0000203 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Belgaum branch
Once you have an account at CSB Bank Limited – BELGAUM, the IFSC CSBK0000203 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Belgaum branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9072601203.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CSBK0000203
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by CSB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CSBK0000203 and the account number together uniquely identify the Belgaum branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC CSBK0000203
CSB Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BELGAUM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CSBK0000203 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to CSB Bank Limited – BELGAUM:
- The IFSC is exactly CSBK0000203 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills CSB Bank Limited as the bank name and BELGAUM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Belgaum branch sits at ISHANOPUS,IST FLR,P B NO 533,CONGRESS RD,TILAKWADI,BELGAUM,590006. If you are travelling from outside Belgaum, search for the branch on a maps application using the bank name and locality, or call 91-9072601203 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CSBK0000203 and your account number.
Verifying IFSC CSBK0000203 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CSBK0000203 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9072601203.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Belgaum branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CSBK0000203, however, work 24x7.
Branch address & contact
CSB Bank LimitedBelgaum Branch
ISHANOPUS,IST FLR,P B NO 533,CONGRESS RD,TILAKWADI,BELGAUM,590006
Belgaum, Karnataka
Phone: 91-9072601203
IFSC: CSBK0000203
Frequently asked questions
Can I use IFSC CSBK0000203 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CSBK0000203 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Belgaum branch but serve different purposes.
Does CSB Bank Limited Belgaum branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9072601203 to confirm.
Where is CSB Bank Limited Belgaum branch located?
CSB Bank Limited's Belgaum branch is located at ISHANOPUS,IST FLR,P B NO 533,CONGRESS RD,TILAKWADI,BELGAUM,590006, Belgaum, Karnataka.
Is IFSC CSBK0000203 the same for all accounts at Belgaum branch?
Yes. The IFSC CSBK0000203 is shared by every account held at CSB Bank Limited's Belgaum branch. Only the account number changes from customer to customer.
What is the phone number of CSB Bank Limited Belgaum branch?
You can reach the branch at 91-9072601203 during regular banking hours.
Final notes
To recap: CSBK0000203 is the IFSC code of CSB Bank Limited, BELGAUM branch, in BELGAUM, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
