If you are searching for the IFSC code of CSB Bank Limited, VELAPPAYA branch in AVANUR, KERALA, this page has every detail you need. The verified IFSC code for this branch is CSBK0000413. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the VELAPPAYA branch, and detailed step-by-step guides for using the IFSC CSBK0000413 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CSBK0000413 is the IFSC of CSB Bank Limited's VELAPPAYA branch. The format is fixed: CSBK = bank code, 0 = reserved, 000413 = branch identifier.
About CSB Bank Limited
CSB Bank Limited operates a wide network of branches across India, including the Velappaya branch in Avanur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CSBK0000413.
Velappaya branch overview
Located at OPP ST MARY S CHURCH,MEDICAL COLLEGE ROAD,VELAPAYA,THRISSUR 680596, the Velappaya branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CSBK0000413 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Velappaya |
| IFSC Code | CSBK0000413 |
| MICR Code | Refer to cheque leaf |
| Branch Address | OPP ST MARY S CHURCH,MEDICAL COLLEGE ROAD,VELAPAYA,THRISSUR 680596 |
| City | Avanur |
| District | Thrissur |
| State | Kerala |
| STD Code | 487 |
| Phone | 2203446 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how CSB Bank Limited's VELAPPAYA branch came to be assigned the code CSBK0000413.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CSBK0000413, money simply cannot be routed to the VELAPPAYA branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Velappaya branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CSBK0000413 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC CSBK0000413
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000413 across all three.
How to use IFSC CSBK0000413 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to CSB Bank Limited's VELAPPAYA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CSBK0000413.
- Confirm the bank name auto-populates as CSB Bank Limited and the branch as VELAPPAYA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC CSBK0000413
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to CSB Bank Limited – VELAPPAYA, ensure your bank's portal accepts IFSC CSBK0000413 while registering the beneficiary. RTGS is also available 24x7.
IMPS to CSB Bank Limited VELAPPAYA (IFSC CSBK0000413)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CSBK0000413 in your mobile or internet banking app, and the money is credited to the VELAPPAYA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CSBK0000413 for CSB Bank Limited – VELAPPAYA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CSBK0000413 | Yes – CSBK0000413 | Yes – CSBK0000413 |
For most retail customers crediting the Velappaya branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at CSB Bank Limited's VELAPPAYA branch, the IFSC CSBK0000413 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Velappaya branch is mapped to IFSC CSBK0000413 on the RBI payments network. The branch generally supports the full retail product catalogue of CSB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CSBK0000413.
Banking services available
The Velappaya branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 487-2203446.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CSBK0000413
Digital banking channels
Most day-to-day work that customers used to do at the Velappaya branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CSBK0000413 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Velappaya branch sits at OPP ST MARY S CHURCH,MEDICAL COLLEGE ROAD,VELAPAYA,THRISSUR 680596. If you are travelling from outside Avanur, search for the branch on a maps application using the bank name and locality, or call 487-2203446 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CSBK0000413 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to CSB Bank Limited – VELAPPAYA:
- The IFSC is exactly CSBK0000413 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills CSB Bank Limited as the bank name and VELAPPAYA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Velappaya are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CSBK0000413 continue to work without interruption.
Verifying IFSC CSBK0000413 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CSBK0000413 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 487-2203446.
- Visiting the bank's official branch locator page.
Branch address & contact
CSB Bank LimitedVelappaya Branch
OPP ST MARY S CHURCH,MEDICAL COLLEGE ROAD,VELAPAYA,THRISSUR 680596
Avanur, Kerala
Phone: 487-2203446
IFSC: CSBK0000413
Frequently asked questions
How quickly will an NEFT transfer using CSBK0000413 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to CSB Bank Limited – Velappaya reflect within 30 minutes.
How do I add CSB Bank Limited Velappaya as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0000413, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC CSBK0000413 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CSBK0000413 to send funds instantly.
Is IFSC CSBK0000413 valid for NEFT and RTGS?
Yes. IFSC CSBK0000413 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is CSB Bank Limited Velappaya branch located?
CSB Bank Limited's Velappaya branch is located at OPP ST MARY S CHURCH,MEDICAL COLLEGE ROAD,VELAPAYA,THRISSUR 680596, Avanur, Kerala.
What is the IFSC code of CSB Bank Limited Velappaya branch?
The IFSC code of CSB Bank Limited, Velappaya branch is CSBK0000413. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does CSB Bank Limited Velappaya branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 487-2203446 to confirm.
Is IFSC CSBK0000413 the same for all accounts at Velappaya branch?
Yes. The IFSC CSBK0000413 is shared by every account held at CSB Bank Limited's Velappaya branch. Only the account number changes from customer to customer.
Final notes
To recap: CSBK0000413 is the IFSC code of CSB Bank Limited, VELAPPAYA branch, in AVANUR, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
