Below are the complete branch details for CSB Bank Limited, AVANASHI branch, located in AVANASHI, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is CSBK0000278. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CSBK0000278 for CSB Bank Limited – AVANASHI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For CSB Bank Limited's AVANASHI branch, the IFSC CSBK0000278 breaks down as follows: CSBK identifies the bank, 0 is the reserved character, and 000278 identifies this particular branch.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Avanashi |
| IFSC Code | CSBK0000278 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 1ST FLOOR,PRIYADHARSHINI TOWERS,EAST CAR STREET,AVANASHI 641654,COIMBATORE DT,TAMIL NADU |
| City | Avanashi |
| District | Coimbotore |
| State | Tamil Nadu |
| STD Code | 91 |
| Phone | 9072601278 |
About the bank
CSB Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Avanashi branch in Avanashi, Tamil Nadu is part of this network and uses the IFSC code CSBK0000278 for all electronic settlement.
About this branch
The branch is located at 1ST FLOOR,PRIYADHARSHINI TOWERS,EAST CAR STREET,AVANASHI 641654,COIMBATORE DT,TAMIL NADU. It serves the Avanashi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of CSB Bank Limited. The IFSC CSBK0000278 is used to identify this branch on the RBI payments network.
Why every CSB Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AVANASHI of CSB Bank Limited — its own 11-character IFSC. The code CSBK0000278 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CSBK0000278 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC CSBK0000278
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000278 across all three.
NEFT to CSB Bank Limited, AVANASHI using IFSC CSBK0000278
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CSBK0000278, and confirm that the system picks up CSB Bank Limited – AVANASHI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CSBK0000278
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to CSB Bank Limited – AVANASHI, ensure your bank's portal accepts IFSC CSBK0000278 while registering the beneficiary. RTGS is also available 24x7.
IMPS to CSB Bank Limited AVANASHI (IFSC CSBK0000278)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CSBK0000278 in your mobile or internet banking app, and the money is credited to the AVANASHI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CSBK0000278 for CSB Bank Limited – AVANASHI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CSBK0000278 | Yes – CSBK0000278 | Yes – CSBK0000278 |
For most retail customers crediting the Avanashi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CSBK0000278
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at CSB Bank Limited – AVANASHI is still mapped to IFSC CSBK0000278. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CSBK0000278 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Avanashi branch is mapped to IFSC CSBK0000278 on the RBI payments network. The branch generally supports the full retail product catalogue of CSB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CSBK0000278.
Products and services
Customers walking into the Avanashi branch can access most of CSB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CSBK0000278
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by CSB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CSBK0000278 and the account number together uniquely identify the Avanashi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC CSBK0000278
CSB Bank Limited customers can register for net banking and the bank's official mobile app once their account at the AVANASHI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CSBK0000278 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to CSB Bank Limited – AVANASHI:
- The IFSC is exactly CSBK0000278 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills CSB Bank Limited as the bank name and AVANASHI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Avanashi branch
The branch is located at 1ST FLOOR,PRIYADHARSHINI TOWERS,EAST CAR STREET,AVANASHI 641654,COIMBATORE DT,TAMIL NADU, which puts it inside Avanashi, the broader Coimbotore district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “CSB Bank Limited Avanashi branch” — the verified location pin for IFSC CSBK0000278 should appear at the top of the results.
- Confirm the branch is open by calling 91-9072601278 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CSBK0000278 and your account number.
Verifying IFSC CSBK0000278 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CSBK0000278 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9072601278.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Avanashi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CSBK0000278, however, work 24x7.
Branch address & contact
CSB Bank LimitedAvanashi Branch
1ST FLOOR,PRIYADHARSHINI TOWERS,EAST CAR STREET,AVANASHI 641654,COIMBATORE DT,TAMIL NADU
Avanashi, Tamil Nadu
Phone: 91-9072601278
IFSC: CSBK0000278
Frequently asked questions
Can I use IFSC CSBK0000278 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CSBK0000278 to send funds instantly.
How do I add CSB Bank Limited Avanashi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0000278, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of CSB Bank Limited Avanashi branch?
You can reach the branch at 91-9072601278 during regular banking hours.
How quickly will an NEFT transfer using CSBK0000278 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to CSB Bank Limited – Avanashi reflect within 30 minutes.
What is the IFSC code of CSB Bank Limited Avanashi branch?
The IFSC code of CSB Bank Limited, Avanashi branch is CSBK0000278. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Avanashi branch but serve different purposes.
Does CSB Bank Limited Avanashi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9072601278 to confirm.
Is IFSC CSBK0000278 valid for NEFT and RTGS?
Yes. IFSC CSBK0000278 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code CSBK0000278 belongs to CSB Bank Limited's AVANASHI branch, located at 1ST FLOOR,PRIYADHARSHINI TOWERS,EAST CAR STREET,AVANASHI 641654,COIMBATORE… in AVANASHI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
