IFSC Code of Credit Agricole Corporate and Investment Bank Calyon Bank, Chennai Branch, Tamil Nadu

Use this page as a one-stop reference for everything related to Credit Agricole Corporate and Investment Bank Calyon Bank's CHENNAI branch in CHENNAI, TAMIL NADU. The branch's IFSC code CRLY0000004 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Credit Agricole Corporate and Investment Bank Calyon Bank – CHENNAI is CRLY0000004. The first four letters CRLY are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000004 map to this branch in CHENNAI, TAMIL NADU.

About Credit Agricole Corporate and Investment Bank Calyon Bank

Credit Agricole Corporate and Investment Bank Calyon Bank operates a wide network of branches across India, including the Chennai branch in Chennai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CRLY0000004.

Branch details at a glance

About the Chennai branch

The Chennai branch of Credit Agricole Corporate and Investment Bank Calyon Bank is situated at WESTMINSTER BUILDING, 2 FLR, DR RADHAKRSN SALAI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CRLY0000004 is used.

Why every Credit Agricole Corporate and Investment Bank Calyon Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHENNAI of Credit Agricole Corporate and Investment Bank Calyon Bank — its own 11-character IFSC. The code CRLY0000004 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CRLY0000004 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Chennai branch is mapped to IFSC CRLY0000004 on the RBI payments network. The branch generally supports the full retail product catalogue of Credit Agricole Corporate and Investment Bank Calyon Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains CRLY0000004.

Products and services

Customers walking into the Chennai branch can access most of Credit Agricole Corporate and Investment Bank Calyon Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC CRLY0000004

How to transfer money using IFSC CRLY0000004

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CRLY0000004 across all three.

NEFT to Credit Agricole Corporate and Investment Bank Calyon Bank, CHENNAI using IFSC CRLY0000004

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CRLY0000004, and confirm that the system picks up Credit Agricole Corporate and Investment Bank Calyon Bank – CHENNAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC CRLY0000004

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Credit Agricole Corporate and Investment Bank Calyon Bank – CHENNAI, ensure your bank's portal accepts IFSC CRLY0000004 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Credit Agricole Corporate and Investment Bank Calyon Bank – CHENNAI, use IMPS. With IFSC CRLY0000004 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC CRLY0000004 for Credit Agricole Corporate and Investment Bank Calyon Bank – CHENNAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Chennai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Credit Agricole Corporate and Investment Bank Calyon Bank's CHENNAI branch, the IFSC CRLY0000004 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Chennai branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CRLY0000004 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Credit Agricole Corporate and Investment Bank Calyon Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CRLY0000004 and the account number together uniquely identify the Chennai branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC CRLY0000004

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Credit Agricole Corporate and Investment Bank Calyon Bank – CHENNAI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: CRLY0000004.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Chennai branch

The branch is located at WESTMINSTER BUILDING, 2 FLR, DR RADHAKRSN SALAI, which puts it inside Chennai, the broader Chennai district, and the state of Tamil Nadu. To plan your visit:

1. Open Google Maps on your phone and search for “Credit Agricole Corporate and Investment Bank Calyon Bank Chennai branch” — the verified location pin for IFSC CRLY0000004 should appear at the top of the results.
2. Confirm the branch is open by calling 44-66351000 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CRLY0000004 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC CRLY0000004 for Credit Agricole Corporate and Investment Bank Calyon Bank – CHENNAI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Chennai are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CRLY0000004 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: CRLY0000004 is the IFSC code of Credit Agricole Corporate and Investment Bank Calyon Bank, CHENNAI branch, in CHENNAI, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.