This page lists the IFSC code, branch address, contact number and fund-transfer information for City Union Bank Limited, WARANGAL branch in WARANGAL. The 11-digit IFSC CIUB0000170 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with City Union Bank Limited at the WARANGAL location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CIUB0000170 is the IFSC of City Union Bank Limited's WARANGAL branch. The format is fixed: CIUB = bank code, 0 = reserved, 000170 = branch identifier.
Branch details at a glance
| Bank Name | City Union Bank Limited |
|---|---|
| Branch | Warangal |
| IFSC Code | CIUB0000170 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 9-10-2, JPN ROAD, WARANGAL |
| City | Warangal |
| District | Warangal |
| State | Andhra Pradesh |
| STD Code | 870 |
| Phone | 2421124 |
About City Union Bank Limited
City Union Bank Limited operates a wide network of branches across India, including the Warangal branch in Warangal. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CIUB0000170.
About the Warangal branch
The Warangal branch of City Union Bank Limited is situated at 9-10-2, JPN ROAD, WARANGAL. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CIUB0000170 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how City Union Bank Limited's WARANGAL branch came to be assigned the code CIUB0000170.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CIUB0000170, money simply cannot be routed to the WARANGAL branch electronically.
How to transfer money using IFSC CIUB0000170
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CIUB0000170 across all three.
NEFT to City Union Bank Limited, WARANGAL using IFSC CIUB0000170
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CIUB0000170, and confirm that the system picks up City Union Bank Limited – WARANGAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CIUB0000170
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to City Union Bank Limited – WARANGAL, ensure your bank's portal accepts IFSC CIUB0000170 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to City Union Bank Limited – WARANGAL, use IMPS. With IFSC CIUB0000170 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Warangal
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CIUB0000170:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at WARANGAL is still linked to IFSC CIUB0000170.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at City Union Bank Limited's WARANGAL branch, the IFSC CIUB0000170 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Warangal branch
Once you have an account at City Union Bank Limited – WARANGAL, the IFSC CIUB0000170 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Warangal branch can access most of City Union Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CIUB0000170
MICR & cheque-truncation details
Cheques drawn on the Warangal branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CIUB0000170 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Warangal branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CIUB0000170 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to City Union Bank Limited – WARANGAL:
- The IFSC is exactly CIUB0000170 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills City Union Bank Limited as the bank name and WARANGAL as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Warangal branch sits at 9-10-2, JPN ROAD, WARANGAL. If you are travelling from outside Warangal, search for the branch on a maps application using the bank name and locality, or call 870-2421124 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CIUB0000170 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CIUB0000170 for City Union Bank Limited – WARANGAL, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Warangal branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CIUB0000170, however, work 24x7.
Branch address & contact
City Union Bank LimitedWarangal Branch
9-10-2, JPN ROAD, WARANGAL
Warangal, Andhra Pradesh
Phone: 870-2421124
IFSC: CIUB0000170
Frequently asked questions
Is IFSC CIUB0000170 the same for all accounts at Warangal branch?
Yes. The IFSC CIUB0000170 is shared by every account held at City Union Bank Limited's Warangal branch. Only the account number changes from customer to customer.
Is IFSC CIUB0000170 valid for NEFT and RTGS?
Yes. IFSC CIUB0000170 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is City Union Bank Limited Warangal branch located?
City Union Bank Limited's Warangal branch is located at 9-10-2, JPN ROAD, WARANGAL, Warangal, Andhra Pradesh.
Can I use IFSC CIUB0000170 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CIUB0000170 to send funds instantly.
How quickly will an NEFT transfer using CIUB0000170 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to City Union Bank Limited – Warangal reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Warangal branch but serve different purposes.
How do I add City Union Bank Limited Warangal as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CIUB0000170, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: CIUB0000170 is the IFSC code of City Union Bank Limited, WARANGAL branch, in WARANGAL, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
