If you are searching for the IFSC code of City Union Bank Limited, TINDIVANAM branch in TINDIVANAM, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is CIUB0000297. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the TINDIVANAM branch, and detailed step-by-step guides for using the IFSC CIUB0000297 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For City Union Bank Limited's TINDIVANAM branch, the IFSC CIUB0000297 breaks down as follows: CIUB identifies the bank, 0 is the reserved character, and 000297 identifies this particular branch.
Branch details at a glance
| Bank Name | City Union Bank Limited |
|---|---|
| Branch | Tindivanam |
| IFSC Code | CIUB0000297 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 203,JAWAHARLAL NEHRU STREET,TINDIVANAM 604001 |
| City | Tindivanam |
| District | Villupuram |
| State | Tamil Nadu |
| Phone | 9382267333 |
About the bank
City Union Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Tindivanam branch in Tindivanam, Tamil Nadu is part of this network and uses the IFSC code CIUB0000297 for all electronic settlement.
Tindivanam branch overview
Located at NO 203,JAWAHARLAL NEHRU STREET,TINDIVANAM 604001, the Tindivanam branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CIUB0000297 is required for all interbank electronic transfers routed through this branch.
Why every City Union Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TINDIVANAM of City Union Bank Limited — its own 11-character IFSC. The code CIUB0000297 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CIUB0000297 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC CIUB0000297
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CIUB0000297 across all three.
How to use IFSC CIUB0000297 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to City Union Bank Limited's TINDIVANAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CIUB0000297.
- Confirm the bank name auto-populates as City Union Bank Limited and the branch as TINDIVANAM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC CIUB0000297
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to City Union Bank Limited – TINDIVANAM, ensure your bank's portal accepts IFSC CIUB0000297 while registering the beneficiary. RTGS is also available 24x7.
IMPS to City Union Bank Limited TINDIVANAM (IFSC CIUB0000297)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CIUB0000297 in your mobile or internet banking app, and the money is credited to the TINDIVANAM branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Tindivanam
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CIUB0000297:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at TINDIVANAM is still linked to IFSC CIUB0000297.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC CIUB0000297
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at City Union Bank Limited – TINDIVANAM is still mapped to IFSC CIUB0000297. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CIUB0000297 and the beneficiary's account number to complete the transfer.
Account types you can open at the Tindivanam branch
Once you have an account at City Union Bank Limited – TINDIVANAM, the IFSC CIUB0000297 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Tindivanam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9382267333.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CIUB0000297
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by City Union Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CIUB0000297 and the account number together uniquely identify the Tindivanam branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC CIUB0000297
City Union Bank Limited customers can register for net banking and the bank's official mobile app once their account at the TINDIVANAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CIUB0000297 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to City Union Bank Limited – TINDIVANAM:
- The IFSC is exactly CIUB0000297 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills City Union Bank Limited as the bank name and TINDIVANAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Tindivanam branch sits at NO 203,JAWAHARLAL NEHRU STREET,TINDIVANAM 604001. If you are travelling from outside Tindivanam, search for the branch on a maps application using the bank name and locality, or call 9382267333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CIUB0000297 and your account number.
Verifying IFSC CIUB0000297 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CIUB0000297 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9382267333.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Tindivanam branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CIUB0000297, however, work 24x7.
Branch address & contact
City Union Bank LimitedTindivanam Branch
NO 203,JAWAHARLAL NEHRU STREET,TINDIVANAM 604001
Tindivanam, Tamil Nadu
Phone: 9382267333
IFSC: CIUB0000297
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Tindivanam branch but serve different purposes.
Where is City Union Bank Limited Tindivanam branch located?
City Union Bank Limited's Tindivanam branch is located at NO 203,JAWAHARLAL NEHRU STREET,TINDIVANAM 604001, Tindivanam, Tamil Nadu.
How do I add City Union Bank Limited Tindivanam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CIUB0000297, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of City Union Bank Limited Tindivanam branch?
The IFSC code of City Union Bank Limited, Tindivanam branch is CIUB0000297. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does City Union Bank Limited Tindivanam branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9382267333 to confirm.
Is IFSC CIUB0000297 valid for NEFT and RTGS?
Yes. IFSC CIUB0000297 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using CIUB0000297 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to City Union Bank Limited – Tindivanam reflect within 30 minutes.
Summary
The IFSC code CIUB0000297 belongs to City Union Bank Limited's TINDIVANAM branch, located at NO 203,JAWAHARLAL NEHRU STREET,TINDIVANAM 604001 in TINDIVANAM, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
