Use this page as a one-stop reference for everything related to City Union Bank Limited's THRISSUR-EAST FORT branch in THRISSUR EAST FORT, KERALA. The branch's IFSC code CIUB0000553 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CIUB0000553 is the IFSC of City Union Bank Limited's THRISSUR-EAST FORT branch. The format is fixed: CIUB = bank code, 0 = reserved, 000553 = branch identifier.
About the bank
City Union Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Thrissur-East Fort branch in Thrissur East Fort, Kerala is part of this network and uses the IFSC code CIUB0000553 for all electronic settlement.
Branch details at a glance
| Bank Name | City Union Bank Limited |
|---|---|
| Branch | Thrissur-East Fort |
| IFSC Code | CIUB0000553 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 8-230-4,GROUND FLOOR,EAST AVENUE,IKKANDA WARRIER ROAD,EAST FORT,THRISSUR. |
| City | Thrissur East Fort |
| District | Thrissur |
| State | Kerala |
| STD Code | 0 |
| Phone | 8590717765 |
About this branch
The branch is located at 8-230-4,GROUND FLOOR,EAST AVENUE,IKKANDA WARRIER ROAD,EAST FORT,THRISSUR.. It serves the Thrissur East Fort region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of City Union Bank Limited. The IFSC CIUB0000553 is used to identify this branch on the RBI payments network.
Why every City Union Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THRISSUR-EAST FORT of City Union Bank Limited — its own 11-character IFSC. The code CIUB0000553 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CIUB0000553 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Thrissur-East Fort branch is mapped to IFSC CIUB0000553 on the RBI payments network. The branch generally supports the full retail product catalogue of City Union Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CIUB0000553.
Products and services
Customers walking into the Thrissur-East Fort branch can access most of City Union Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CIUB0000553
How to transfer money using IFSC CIUB0000553
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CIUB0000553 across all three.
NEFT to City Union Bank Limited, THRISSUR-EAST FORT using IFSC CIUB0000553
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CIUB0000553, and confirm that the system picks up City Union Bank Limited – THRISSUR-EAST FORT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to THRISSUR-EAST FORT
If you need to transfer ₹2 lakh or more in one go to an account at City Union Bank Limited's THRISSUR-EAST FORT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CIUB0000553 while initiating the transfer and the credit will appear within minutes.
IMPS to City Union Bank Limited THRISSUR-EAST FORT (IFSC CIUB0000553)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CIUB0000553 in your mobile or internet banking app, and the money is credited to the THRISSUR-EAST FORT branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CIUB0000553 for City Union Bank Limited – THRISSUR-EAST FORT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CIUB0000553 | Yes – CIUB0000553 | Yes – CIUB0000553 |
For most retail customers crediting the Thrissur-East Fort branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at City Union Bank Limited's THRISSUR-EAST FORT branch, the IFSC CIUB0000553 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Thrissur-East Fort branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CIUB0000553 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Thrissur-East Fort branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CIUB0000553 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to City Union Bank Limited – THRISSUR-EAST FORT:
- The IFSC is exactly CIUB0000553 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills City Union Bank Limited as the bank name and THRISSUR-EAST FORT as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Thrissur-East Fort branch sits at 8-230-4,GROUND FLOOR,EAST AVENUE,IKKANDA WARRIER ROAD,EAST FORT,THRISSUR.. If you are travelling from outside Thrissur East Fort, search for the branch on a maps application using the bank name and locality, or call 8590717765 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CIUB0000553 and your account number.
Verifying IFSC CIUB0000553 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CIUB0000553 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8590717765.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Thrissur-East Fort branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CIUB0000553, however, work 24x7.
Branch address & contact
City Union Bank LimitedThrissur-East Fort Branch
8-230-4,GROUND FLOOR,EAST AVENUE,IKKANDA WARRIER ROAD,EAST FORT,THRISSUR.
Thrissur East Fort, Kerala
Phone: 8590717765
IFSC: CIUB0000553
Frequently asked questions
How do I add City Union Bank Limited Thrissur-East Fort as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CIUB0000553, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using CIUB0000553 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to City Union Bank Limited – Thrissur-East Fort reflect within 30 minutes.
Is IFSC CIUB0000553 the same for all accounts at Thrissur-East Fort branch?
Yes. The IFSC CIUB0000553 is shared by every account held at City Union Bank Limited's Thrissur-East Fort branch. Only the account number changes from customer to customer.
Is IFSC CIUB0000553 valid for NEFT and RTGS?
Yes. IFSC CIUB0000553 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of City Union Bank Limited Thrissur-East Fort branch?
You can reach the branch at 8590717765 during regular banking hours.
Can I use IFSC CIUB0000553 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CIUB0000553 to send funds instantly.
Summary
The IFSC code CIUB0000553 belongs to City Union Bank Limited's THRISSUR-EAST FORT branch, located at 8-230-4,GROUND FLOOR,EAST AVENUE,IKKANDA WARRIER ROAD,EAST FORT,THRISSUR. in THRISSUR EAST FORT, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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