Below are the complete branch details for City Union Bank Limited, THRIPUNITHURA branch, located in THRIPUNITHURA, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is CIUB0000379. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CIUB0000379 for City Union Bank Limited – THRIPUNITHURA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for City Union Bank Limited – THRIPUNITHURA is CIUB0000379. The first four letters CIUB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000379 map to this branch in THRIPUNITHURA, KERALA.
Branch details at a glance
| Bank Name | City Union Bank Limited |
|---|---|
| Branch | Thripunithura |
| IFSC Code | CIUB0000379 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KANNETH BUILDING NEAR GOVT HOSPITAL THRIPUNITHURA 682 301 ERNAKULAM DIST |
| City | Thripunithura |
| District | Ernakulam |
| State | Kerala |
| Phone | 9387058561 |
About the bank
City Union Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Thripunithura branch in Thripunithura, Kerala is part of this network and uses the IFSC code CIUB0000379 for all electronic settlement.
Thripunithura branch overview
Located at KANNETH BUILDING NEAR GOVT HOSPITAL THRIPUNITHURA 682 301 ERNAKULAM DIST, the Thripunithura branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CIUB0000379 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how City Union Bank Limited's THRIPUNITHURA branch came to be assigned the code CIUB0000379.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CIUB0000379, money simply cannot be routed to the THRIPUNITHURA branch electronically.
How to transfer money using IFSC CIUB0000379
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CIUB0000379 across all three.
NEFT to City Union Bank Limited, THRIPUNITHURA using IFSC CIUB0000379
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CIUB0000379, and confirm that the system picks up City Union Bank Limited – THRIPUNITHURA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CIUB0000379
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to City Union Bank Limited – THRIPUNITHURA, ensure your bank's portal accepts IFSC CIUB0000379 while registering the beneficiary. RTGS is also available 24x7.
IMPS to City Union Bank Limited THRIPUNITHURA (IFSC CIUB0000379)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CIUB0000379 in your mobile or internet banking app, and the money is credited to the THRIPUNITHURA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Thripunithura
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CIUB0000379:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at THRIPUNITHURA is still linked to IFSC CIUB0000379.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC CIUB0000379
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at City Union Bank Limited – THRIPUNITHURA is still mapped to IFSC CIUB0000379. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CIUB0000379 and the beneficiary's account number to complete the transfer.
Account types you can open at the Thripunithura branch
Once you have an account at City Union Bank Limited – THRIPUNITHURA, the IFSC CIUB0000379 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Thripunithura branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9387058561.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CIUB0000379
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by City Union Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CIUB0000379 and the account number together uniquely identify the Thripunithura branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC CIUB0000379
City Union Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THRIPUNITHURA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CIUB0000379 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to City Union Bank Limited – THRIPUNITHURA:
- The IFSC is exactly CIUB0000379 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills City Union Bank Limited as the bank name and THRIPUNITHURA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Thripunithura branch sits at KANNETH BUILDING NEAR GOVT HOSPITAL THRIPUNITHURA 682 301 ERNAKULAM DIST. If you are travelling from outside Thripunithura, search for the branch on a maps application using the bank name and locality, or call 9387058561 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CIUB0000379 and your account number.
Verifying IFSC CIUB0000379 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CIUB0000379 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9387058561.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Thripunithura are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CIUB0000379 continue to work without interruption.
Branch address & contact
City Union Bank LimitedThripunithura Branch
KANNETH BUILDING NEAR GOVT HOSPITAL THRIPUNITHURA 682 301 ERNAKULAM DIST
Thripunithura, Kerala
Phone: 9387058561
IFSC: CIUB0000379
Frequently asked questions
What is the phone number of City Union Bank Limited Thripunithura branch?
You can reach the branch at 9387058561 during regular banking hours.
Where is City Union Bank Limited Thripunithura branch located?
City Union Bank Limited's Thripunithura branch is located at KANNETH BUILDING NEAR GOVT HOSPITAL THRIPUNITHURA 682 301 ERNAKULAM DIST, Thripunithura, Kerala.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Thripunithura branch but serve different purposes.
Does City Union Bank Limited Thripunithura branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9387058561 to confirm.
Is IFSC CIUB0000379 valid for NEFT and RTGS?
Yes. IFSC CIUB0000379 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add City Union Bank Limited Thripunithura as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CIUB0000379, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC CIUB0000379 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CIUB0000379 to send funds instantly.
Is IFSC CIUB0000379 the same for all accounts at Thripunithura branch?
Yes. The IFSC CIUB0000379 is shared by every account held at City Union Bank Limited's Thripunithura branch. Only the account number changes from customer to customer.
Summary
The IFSC code CIUB0000379 belongs to City Union Bank Limited's THRIPUNITHURA branch, located at KANNETH BUILDING NEAR GOVT HOSPITAL THRIPUNITHURA 682 301 ERNAKULAM DIST in THRIPUNITHURA, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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