If you are searching for the IFSC code of City Union Bank Limited, KADAPPERI branch in RANIPET, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is CIUB0000743. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KADAPPERI branch, and detailed step-by-step guides for using the IFSC CIUB0000743 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For City Union Bank Limited's KADAPPERI branch, the IFSC CIUB0000743 breaks down as follows: CIUB identifies the bank, 0 is the reserved character, and 000743 identifies this particular branch.
About City Union Bank Limited
City Union Bank Limited operates a wide network of branches across India, including the Kadapperi branch in Ranipet. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CIUB0000743.
About the Kadapperi branch
The Kadapperi branch of City Union Bank Limited is situated at NO.16, MBT MAIN ROAD,RAMAPURAM,KADAPPERI POST, WALAJAHPET TK-632508 , RANIPET DT. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CIUB0000743 is used.
Branch details at a glance
| Bank Name | City Union Bank Limited |
|---|---|
| Branch | Kadapperi |
| IFSC Code | CIUB0000743 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO.16, MBT MAIN ROAD,RAMAPURAM,KADAPPERI POST, WALAJAHPET TK-632508 , RANIPET DT |
| City | Ranipet |
| District | Ranipet |
| State | Tamil Nadu |
| Phone | 8925909743 |
Why every City Union Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KADAPPERI of City Union Bank Limited — its own 11-character IFSC. The code CIUB0000743 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CIUB0000743 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Kadapperi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CIUB0000743 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC CIUB0000743
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CIUB0000743 across all three.
How to use IFSC CIUB0000743 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to City Union Bank Limited's KADAPPERI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CIUB0000743.
- Confirm the bank name auto-populates as City Union Bank Limited and the branch as KADAPPERI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC CIUB0000743
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to City Union Bank Limited – KADAPPERI, ensure your bank's portal accepts IFSC CIUB0000743 while registering the beneficiary. RTGS is also available 24x7.
IMPS to City Union Bank Limited KADAPPERI (IFSC CIUB0000743)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CIUB0000743 in your mobile or internet banking app, and the money is credited to the KADAPPERI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CIUB0000743 for City Union Bank Limited – KADAPPERI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CIUB0000743 | Yes – CIUB0000743 | Yes – CIUB0000743 |
For most retail customers crediting the Kadapperi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CIUB0000743
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at City Union Bank Limited – KADAPPERI is still mapped to IFSC CIUB0000743. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CIUB0000743 and the beneficiary's account number to complete the transfer.
Account types you can open at the Kadapperi branch
Once you have an account at City Union Bank Limited – KADAPPERI, the IFSC CIUB0000743 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Kadapperi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8925909743.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CIUB0000743
Digital banking channels
Most day-to-day work that customers used to do at the Kadapperi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CIUB0000743 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Kadapperi branch
The branch is located at NO.16, MBT MAIN ROAD,RAMAPURAM,KADAPPERI POST, WALAJAHPET TK-632508 , RANIPET DT, which puts it inside Ranipet, the broader Ranipet district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “City Union Bank Limited Kadapperi branch” — the verified location pin for IFSC CIUB0000743 should appear at the top of the results.
- Confirm the branch is open by calling 8925909743 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CIUB0000743 and your account number.
Common mistakes to avoid when using IFSC CIUB0000743
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to City Union Bank Limited – KADAPPERI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CIUB0000743. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Kadapperi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CIUB0000743 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CIUB0000743 for City Union Bank Limited – KADAPPERI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
City Union Bank LimitedKadapperi Branch
NO.16, MBT MAIN ROAD,RAMAPURAM,KADAPPERI POST, WALAJAHPET TK-632508 , RANIPET DT
Ranipet, Tamil Nadu
Phone: 8925909743
IFSC: CIUB0000743
Frequently asked questions
Can I use IFSC CIUB0000743 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CIUB0000743 to send funds instantly.
How do I add City Union Bank Limited Kadapperi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CIUB0000743, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kadapperi branch but serve different purposes.
How quickly will an NEFT transfer using CIUB0000743 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to City Union Bank Limited – Kadapperi reflect within 30 minutes.
Does City Union Bank Limited Kadapperi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8925909743 to confirm.
What is the phone number of City Union Bank Limited Kadapperi branch?
You can reach the branch at 8925909743 during regular banking hours.
Where is City Union Bank Limited Kadapperi branch located?
City Union Bank Limited's Kadapperi branch is located at NO.16, MBT MAIN ROAD,RAMAPURAM,KADAPPERI POST, WALAJAHPET TK-632508 , RANIPET DT, Ranipet, Tamil Nadu.
Is IFSC CIUB0000743 the same for all accounts at Kadapperi branch?
Yes. The IFSC CIUB0000743 is shared by every account held at City Union Bank Limited's Kadapperi branch. Only the account number changes from customer to customer.
Summary
The IFSC code CIUB0000743 belongs to City Union Bank Limited's KADAPPERI branch, located at NO.16, MBT MAIN ROAD,RAMAPURAM,KADAPPERI POST, WALAJAHPET TK-632508 , RANIPET DT in RANIPET, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
