Below are the complete branch details for City Union Bank Limited, RANEBENNUR branch, located in RANEBENNUR, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is CIUB0000829. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CIUB0000829 for City Union Bank Limited – RANEBENNUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for City Union Bank Limited – RANEBENNUR is CIUB0000829. The first four letters CIUB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000829 map to this branch in RANEBENNUR, KARNATAKA.
Bank profile
City Union Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Ranebennur branch — IFSC CIUB0000829 — extends the bank's services to customers in and around Ranebennur, Karnataka.
About this branch
The branch is located at DOOR NO 790/1A , PLOT NO.2 AND 4,CHOWDESHWARI NAGAR, THIRD CROSS, MEDLERI ROAD, RANEBENNUR-581115. It serves the Ranebennur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of City Union Bank Limited. The IFSC CIUB0000829 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | City Union Bank Limited |
|---|---|
| Branch | Ranebennur |
| IFSC Code | CIUB0000829 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DOOR NO 790/1A , PLOT NO.2 AND 4,CHOWDESHWARI NAGAR, THIRD CROSS, MEDLERI ROAD, RANEBENNUR-581115 |
| City | Ranebennur |
| District | Ranebennur |
| State | Karnataka |
| STD Code | 8373 |
| Phone | 8925883827 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how City Union Bank Limited's RANEBENNUR branch came to be assigned the code CIUB0000829.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CIUB0000829, money simply cannot be routed to the RANEBENNUR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Ranebennur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CIUB0000829 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC CIUB0000829
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CIUB0000829 across all three.
NEFT to City Union Bank Limited, RANEBENNUR using IFSC CIUB0000829
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CIUB0000829, and confirm that the system picks up City Union Bank Limited – RANEBENNUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CIUB0000829
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to City Union Bank Limited – RANEBENNUR, ensure your bank's portal accepts IFSC CIUB0000829 while registering the beneficiary. RTGS is also available 24x7.
IMPS to City Union Bank Limited RANEBENNUR (IFSC CIUB0000829)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CIUB0000829 in your mobile or internet banking app, and the money is credited to the RANEBENNUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CIUB0000829 for City Union Bank Limited – RANEBENNUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CIUB0000829 | Yes – CIUB0000829 | Yes – CIUB0000829 |
For most retail customers crediting the Ranebennur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at City Union Bank Limited's RANEBENNUR branch, the IFSC CIUB0000829 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Ranebennur branch is mapped to IFSC CIUB0000829 on the RBI payments network. The branch generally supports the full retail product catalogue of City Union Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CIUB0000829.
Products and services
Customers walking into the Ranebennur branch can access most of City Union Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CIUB0000829
Digital banking channels
Most day-to-day work that customers used to do at the Ranebennur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CIUB0000829 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Ranebennur branch
The branch is located at DOOR NO 790/1A , PLOT NO.2 AND 4,CHOWDESHWARI NAGAR, THIRD CROSS, MEDLERI ROAD, RANEBENNUR-581115, which puts it inside Ranebennur, the broader Ranebennur district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “City Union Bank Limited Ranebennur branch” — the verified location pin for IFSC CIUB0000829 should appear at the top of the results.
- Confirm the branch is open by calling 8373-8925883827 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CIUB0000829 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to City Union Bank Limited – RANEBENNUR:
- The IFSC is exactly CIUB0000829 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills City Union Bank Limited as the bank name and RANEBENNUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Ranebennur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CIUB0000829 continue to work without interruption.
Verifying IFSC CIUB0000829 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CIUB0000829 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8373-8925883827.
- Visiting the bank's official branch locator page.
Branch address & contact
City Union Bank LimitedRanebennur Branch
DOOR NO 790/1A , PLOT NO.2 AND 4,CHOWDESHWARI NAGAR, THIRD CROSS, MEDLERI ROAD, RANEBENNUR-581115
Ranebennur, Karnataka
Phone: 8373-8925883827
IFSC: CIUB0000829
Frequently asked questions
How quickly will an NEFT transfer using CIUB0000829 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to City Union Bank Limited – Ranebennur reflect within 30 minutes.
Where is City Union Bank Limited Ranebennur branch located?
City Union Bank Limited's Ranebennur branch is located at DOOR NO 790/1A , PLOT NO.2 AND 4,CHOWDESHWARI NAGAR, THIRD CROSS, MEDLERI ROAD, RANEBENNUR-581115, Ranebennur, Karnataka.
Can I use IFSC CIUB0000829 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CIUB0000829 to send funds instantly.
Does City Union Bank Limited Ranebennur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8373-8925883827 to confirm.
Is IFSC CIUB0000829 the same for all accounts at Ranebennur branch?
Yes. The IFSC CIUB0000829 is shared by every account held at City Union Bank Limited's Ranebennur branch. Only the account number changes from customer to customer.
Is IFSC CIUB0000829 valid for NEFT and RTGS?
Yes. IFSC CIUB0000829 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add City Union Bank Limited Ranebennur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CIUB0000829, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ranebennur branch but serve different purposes.
Final notes
To recap: CIUB0000829 is the IFSC code of City Union Bank Limited, RANEBENNUR branch, in RANEBENNUR, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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