If you are searching for the IFSC code of City Union Bank Limited, PUNE branch in PUNE, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is CIUB0000111. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PUNE branch, and detailed step-by-step guides for using the IFSC CIUB0000111 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CIUB0000111 is the IFSC of City Union Bank Limited's PUNE branch. The format is fixed: CIUB = bank code, 0 = reserved, 000111 = branch identifier.
Branch details at a glance
| Bank Name | City Union Bank Limited |
|---|---|
| Branch | Pune |
| IFSC Code | CIUB0000111 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 309,FIRST LANE,RASTAPETH,KESBETH,PUNE411011 |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| STD Code | 20 |
| Phone | 26139034 |
Bank profile
City Union Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Pune branch — IFSC CIUB0000111 — extends the bank's services to customers in and around Pune, Maharashtra.
About the Pune branch
The Pune branch of City Union Bank Limited is situated at 309,FIRST LANE,RASTAPETH,KESBETH,PUNE411011. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CIUB0000111 is used.
Why every City Union Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PUNE of City Union Bank Limited — its own 11-character IFSC. The code CIUB0000111 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CIUB0000111 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC CIUB0000111
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CIUB0000111 across all three.
NEFT to City Union Bank Limited, PUNE using IFSC CIUB0000111
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CIUB0000111, and confirm that the system picks up City Union Bank Limited – PUNE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PUNE
If you need to transfer ₹2 lakh or more in one go to an account at City Union Bank Limited's PUNE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CIUB0000111 while initiating the transfer and the credit will appear within minutes.
IMPS to City Union Bank Limited PUNE (IFSC CIUB0000111)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CIUB0000111 in your mobile or internet banking app, and the money is credited to the PUNE branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Pune
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CIUB0000111:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PUNE is still linked to IFSC CIUB0000111.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at City Union Bank Limited's PUNE branch, the IFSC CIUB0000111 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Pune branch
Once you have an account at City Union Bank Limited – PUNE, the IFSC CIUB0000111 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Pune branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 20-26139034.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CIUB0000111
MICR & cheque-truncation details
Cheques drawn on the Pune branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CIUB0000111 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC CIUB0000111
City Union Bank Limited customers can register for net banking and the bank's official mobile app once their account at the PUNE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CIUB0000111 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to City Union Bank Limited – PUNE:
- The IFSC is exactly CIUB0000111 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills City Union Bank Limited as the bank name and PUNE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Pune branch
The branch is located at 309,FIRST LANE,RASTAPETH,KESBETH,PUNE411011, which puts it inside Pune, the broader Pune district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “City Union Bank Limited Pune branch” — the verified location pin for IFSC CIUB0000111 should appear at the top of the results.
- Confirm the branch is open by calling 20-26139034 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CIUB0000111 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CIUB0000111 for City Union Bank Limited – PUNE, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Pune are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CIUB0000111 continue to work without interruption.
Branch address & contact
City Union Bank LimitedPune Branch
309,FIRST LANE,RASTAPETH,KESBETH,PUNE411011
Pune, Maharashtra
Phone: 20-26139034
IFSC: CIUB0000111
Frequently asked questions
How do I add City Union Bank Limited Pune as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CIUB0000111, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using CIUB0000111 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to City Union Bank Limited – Pune reflect within 30 minutes.
What is the IFSC code of City Union Bank Limited Pune branch?
The IFSC code of City Union Bank Limited, Pune branch is CIUB0000111. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC CIUB0000111 the same for all accounts at Pune branch?
Yes. The IFSC CIUB0000111 is shared by every account held at City Union Bank Limited's Pune branch. Only the account number changes from customer to customer.
Can I use IFSC CIUB0000111 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CIUB0000111 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pune branch but serve different purposes.
Does City Union Bank Limited Pune branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 20-26139034 to confirm.
What is the phone number of City Union Bank Limited Pune branch?
You can reach the branch at 20-26139034 during regular banking hours.
Final notes
To recap: CIUB0000111 is the IFSC code of City Union Bank Limited, PUNE branch, in PUNE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
