Below are the complete branch details for City Union Bank Limited, NELLORE branch, located in NELLORE, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is CIUB0000083. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CIUB0000083 for City Union Bank Limited – NELLORE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For City Union Bank Limited's NELLORE branch, the IFSC CIUB0000083 breaks down as follows: CIUB identifies the bank, 0 is the reserved character, and 000083 identifies this particular branch.
About City Union Bank Limited
City Union Bank Limited operates a wide network of branches across India, including the Nellore branch in Nellore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CIUB0000083.
Branch details at a glance
| Bank Name | City Union Bank Limited |
|---|---|
| Branch | Nellore |
| IFSC Code | CIUB0000083 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 13BY356,ACHARI ST.,PEDDA BAZAR,NELLORE524001 |
| City | Nellore |
| District | Nellore |
| State | Andhra Pradesh |
| STD Code | 861 |
| Phone | 2326001 |
About this branch
The branch is located at 13BY356,ACHARI ST.,PEDDA BAZAR,NELLORE524001. It serves the Nellore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of City Union Bank Limited. The IFSC CIUB0000083 is used to identify this branch on the RBI payments network.
Why every City Union Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NELLORE of City Union Bank Limited — its own 11-character IFSC. The code CIUB0000083 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CIUB0000083 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Nellore branch is mapped to IFSC CIUB0000083 on the RBI payments network. The branch generally supports the full retail product catalogue of City Union Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CIUB0000083.
Products and services
Customers walking into the Nellore branch can access most of City Union Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CIUB0000083
How to transfer money using IFSC CIUB0000083
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CIUB0000083 across all three.
NEFT to City Union Bank Limited, NELLORE using IFSC CIUB0000083
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CIUB0000083, and confirm that the system picks up City Union Bank Limited – NELLORE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to NELLORE
If you need to transfer ₹2 lakh or more in one go to an account at City Union Bank Limited's NELLORE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CIUB0000083 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to City Union Bank Limited – NELLORE, use IMPS. With IFSC CIUB0000083 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CIUB0000083 for City Union Bank Limited – NELLORE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CIUB0000083 | Yes – CIUB0000083 | Yes – CIUB0000083 |
For most retail customers crediting the Nellore branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CIUB0000083
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at City Union Bank Limited – NELLORE is still mapped to IFSC CIUB0000083. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CIUB0000083 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Nellore branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CIUB0000083 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by City Union Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CIUB0000083 and the account number together uniquely identify the Nellore branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to City Union Bank Limited – NELLORE:
- The IFSC is exactly CIUB0000083 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills City Union Bank Limited as the bank name and NELLORE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Nellore branch sits at 13BY356,ACHARI ST.,PEDDA BAZAR,NELLORE524001. If you are travelling from outside Nellore, search for the branch on a maps application using the bank name and locality, or call 861-2326001 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CIUB0000083 and your account number.
Verifying IFSC CIUB0000083 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CIUB0000083 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 861-2326001.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Nellore are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CIUB0000083 continue to work without interruption.
Branch address & contact
City Union Bank LimitedNellore Branch
13BY356,ACHARI ST.,PEDDA BAZAR,NELLORE524001
Nellore, Andhra Pradesh
Phone: 861-2326001
IFSC: CIUB0000083
Frequently asked questions
Can I use IFSC CIUB0000083 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CIUB0000083 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nellore branch but serve different purposes.
What is the IFSC code of City Union Bank Limited Nellore branch?
The IFSC code of City Union Bank Limited, Nellore branch is CIUB0000083. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of City Union Bank Limited Nellore branch?
You can reach the branch at 861-2326001 during regular banking hours.
Is IFSC CIUB0000083 the same for all accounts at Nellore branch?
Yes. The IFSC CIUB0000083 is shared by every account held at City Union Bank Limited's Nellore branch. Only the account number changes from customer to customer.
Where is City Union Bank Limited Nellore branch located?
City Union Bank Limited's Nellore branch is located at 13BY356,ACHARI ST.,PEDDA BAZAR,NELLORE524001, Nellore, Andhra Pradesh.
Final notes
To recap: CIUB0000083 is the IFSC code of City Union Bank Limited, NELLORE branch, in NELLORE, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
