If you are searching for the IFSC code of City Union Bank Limited, NASIK branch in NASHIK, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is CIUB0000182. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NASIK branch, and detailed step-by-step guides for using the IFSC CIUB0000182 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CIUB0000182 is the IFSC of City Union Bank Limited's NASIK branch. The format is fixed: CIUB = bank code, 0 = reserved, 000182 = branch identifier.
Bank profile
City Union Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Nasik branch — IFSC CIUB0000182 — extends the bank's services to customers in and around Nashik, Maharashtra.
About the Nasik branch
The Nasik branch of City Union Bank Limited is situated at GROUND FLOOR,PATEL RETREAT,PATIL LANE4,NASHIK,422005. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CIUB0000182 is used.
Branch details at a glance
| Bank Name | City Union Bank Limited |
|---|---|
| Branch | Nasik |
| IFSC Code | CIUB0000182 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR,PATEL RETREAT,PATIL LANE4,NASHIK,422005 |
| City | Nashik |
| District | Nasik |
| State | Maharashtra |
| STD Code | 253 |
| Phone | 2313518 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how City Union Bank Limited's NASIK branch came to be assigned the code CIUB0000182.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CIUB0000182, money simply cannot be routed to the NASIK branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by City Union Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CIUB0000182 and the account number together uniquely identify the Nasik branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC CIUB0000182
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CIUB0000182 across all three.
How to use IFSC CIUB0000182 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to City Union Bank Limited's NASIK branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CIUB0000182.
- Confirm the bank name auto-populates as City Union Bank Limited and the branch as NASIK.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to NASIK
If you need to transfer ₹2 lakh or more in one go to an account at City Union Bank Limited's NASIK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CIUB0000182 while initiating the transfer and the credit will appear within minutes.
IMPS to City Union Bank Limited NASIK (IFSC CIUB0000182)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CIUB0000182 in your mobile or internet banking app, and the money is credited to the NASIK branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CIUB0000182 for City Union Bank Limited – NASIK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CIUB0000182 | Yes – CIUB0000182 | Yes – CIUB0000182 |
For most retail customers crediting the Nasik branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at City Union Bank Limited's NASIK branch, the IFSC CIUB0000182 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Nasik branch is mapped to IFSC CIUB0000182 on the RBI payments network. The branch generally supports the full retail product catalogue of City Union Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CIUB0000182.
Products and services
Customers walking into the Nasik branch can access most of City Union Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CIUB0000182
Digital banking channels
Most day-to-day work that customers used to do at the Nasik branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CIUB0000182 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Nasik branch
The branch is located at GROUND FLOOR,PATEL RETREAT,PATIL LANE4,NASHIK,422005, which puts it inside Nashik, the broader Nasik district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “City Union Bank Limited Nasik branch” — the verified location pin for IFSC CIUB0000182 should appear at the top of the results.
- Confirm the branch is open by calling 253-2313518 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CIUB0000182 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to City Union Bank Limited – NASIK:
- The IFSC is exactly CIUB0000182 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills City Union Bank Limited as the bank name and NASIK as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Nasik are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CIUB0000182 continue to work without interruption.
Verifying IFSC CIUB0000182 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CIUB0000182 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 253-2313518.
- Visiting the bank's official branch locator page.
Branch address & contact
City Union Bank LimitedNasik Branch
GROUND FLOOR,PATEL RETREAT,PATIL LANE4,NASHIK,422005
Nashik, Maharashtra
Phone: 253-2313518
IFSC: CIUB0000182
Frequently asked questions
Where is City Union Bank Limited Nasik branch located?
City Union Bank Limited's Nasik branch is located at GROUND FLOOR,PATEL RETREAT,PATIL LANE4,NASHIK,422005, Nashik, Maharashtra.
What is the IFSC code of City Union Bank Limited Nasik branch?
The IFSC code of City Union Bank Limited, Nasik branch is CIUB0000182. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC CIUB0000182 valid for NEFT and RTGS?
Yes. IFSC CIUB0000182 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nasik branch but serve different purposes.
Is IFSC CIUB0000182 the same for all accounts at Nasik branch?
Yes. The IFSC CIUB0000182 is shared by every account held at City Union Bank Limited's Nasik branch. Only the account number changes from customer to customer.
Does City Union Bank Limited Nasik branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 253-2313518 to confirm.
Final notes
To recap: CIUB0000182 is the IFSC code of City Union Bank Limited, NASIK branch, in NASHIK, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
