If you are searching for the IFSC code of City Union Bank Limited, ANNA NAGAR branch in MADURAI, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is CIUB0000195. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ANNA NAGAR branch, and detailed step-by-step guides for using the IFSC CIUB0000195 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CIUB0000195 is the IFSC of City Union Bank Limited's ANNA NAGAR branch. The format is fixed: CIUB = bank code, 0 = reserved, 000195 = branch identifier.
Branch details at a glance
| Bank Name | City Union Bank Limited |
|---|---|
| Branch | Anna Nagar |
| IFSC Code | CIUB0000195 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 80 FEET ROAD,OPP AMBIGA THEATRE,ANNA NAGAR,MADURAI 625020 |
| City | Madurai |
| District | Madurai |
| State | Tamil Nadu |
| STD Code | 452 |
| Phone | 2525485 |
About City Union Bank Limited
City Union Bank Limited operates a wide network of branches across India, including the Anna Nagar branch in Madurai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CIUB0000195.
About the Anna Nagar branch
The Anna Nagar branch of City Union Bank Limited is situated at 80 FEET ROAD,OPP AMBIGA THEATRE,ANNA NAGAR,MADURAI 625020. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CIUB0000195 is used.
Why every City Union Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ANNA NAGAR of City Union Bank Limited — its own 11-character IFSC. The code CIUB0000195 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CIUB0000195 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC CIUB0000195
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CIUB0000195 across all three.
NEFT to City Union Bank Limited, ANNA NAGAR using IFSC CIUB0000195
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CIUB0000195, and confirm that the system picks up City Union Bank Limited – ANNA NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CIUB0000195
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to City Union Bank Limited – ANNA NAGAR, ensure your bank's portal accepts IFSC CIUB0000195 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to City Union Bank Limited – ANNA NAGAR, use IMPS. With IFSC CIUB0000195 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CIUB0000195 for City Union Bank Limited – ANNA NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CIUB0000195 | Yes – CIUB0000195 | Yes – CIUB0000195 |
For most retail customers crediting the Anna Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CIUB0000195
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at City Union Bank Limited – ANNA NAGAR is still mapped to IFSC CIUB0000195. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CIUB0000195 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Anna Nagar branch is mapped to IFSC CIUB0000195 on the RBI payments network. The branch generally supports the full retail product catalogue of City Union Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CIUB0000195.
Products and services
Customers walking into the Anna Nagar branch can access most of City Union Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CIUB0000195
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by City Union Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CIUB0000195 and the account number together uniquely identify the Anna Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC CIUB0000195
City Union Bank Limited customers can register for net banking and the bank's official mobile app once their account at the ANNA NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CIUB0000195 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to City Union Bank Limited – ANNA NAGAR:
- The IFSC is exactly CIUB0000195 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills City Union Bank Limited as the bank name and ANNA NAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Anna Nagar branch
The branch is located at 80 FEET ROAD,OPP AMBIGA THEATRE,ANNA NAGAR,MADURAI 625020, which puts it inside Madurai, the broader Madurai district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “City Union Bank Limited Anna Nagar branch” — the verified location pin for IFSC CIUB0000195 should appear at the top of the results.
- Confirm the branch is open by calling 452-2525485 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CIUB0000195 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CIUB0000195 for City Union Bank Limited – ANNA NAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Anna Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CIUB0000195 continue to work without interruption.
Branch address & contact
City Union Bank LimitedAnna Nagar Branch
80 FEET ROAD,OPP AMBIGA THEATRE,ANNA NAGAR,MADURAI 625020
Madurai, Tamil Nadu
Phone: 452-2525485
IFSC: CIUB0000195
Frequently asked questions
How quickly will an NEFT transfer using CIUB0000195 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to City Union Bank Limited – Anna Nagar reflect within 30 minutes.
Is IFSC CIUB0000195 the same for all accounts at Anna Nagar branch?
Yes. The IFSC CIUB0000195 is shared by every account held at City Union Bank Limited's Anna Nagar branch. Only the account number changes from customer to customer.
What is the phone number of City Union Bank Limited Anna Nagar branch?
You can reach the branch at 452-2525485 during regular banking hours.
Where is City Union Bank Limited Anna Nagar branch located?
City Union Bank Limited's Anna Nagar branch is located at 80 FEET ROAD,OPP AMBIGA THEATRE,ANNA NAGAR,MADURAI 625020, Madurai, Tamil Nadu.
What is the IFSC code of City Union Bank Limited Anna Nagar branch?
The IFSC code of City Union Bank Limited, Anna Nagar branch is CIUB0000195. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add City Union Bank Limited Anna Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CIUB0000195, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC CIUB0000195 valid for NEFT and RTGS?
Yes. IFSC CIUB0000195 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC CIUB0000195 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CIUB0000195 to send funds instantly.
Summary
The IFSC code CIUB0000195 belongs to City Union Bank Limited's ANNA NAGAR branch, located at 80 FEET ROAD,OPP AMBIGA THEATRE,ANNA NAGAR,MADURAI 625020 in MADURAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
