IFSC Code of City Union Bank Limited, Mvj College-Dbu Branch, Karnataka

This page lists the IFSC code, branch address, contact number and fund-transfer information for City Union Bank Limited, MVJ COLLEGE-DBU branch in KARNATAKA. The 11-digit IFSC CIUB0000797 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with City Union Bank Limited at the MVJ COLLEGE-DBU location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For City Union Bank Limited's MVJ COLLEGE-DBU branch, the IFSC CIUB0000797 breaks down as follows: CIUB identifies the bank, 0 is the reserved character, and 000797 identifies this particular branch.

Branch details at a glance

About the bank

City Union Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mvj College-Dbu branch in Karnataka, Karnataka is part of this network and uses the IFSC code CIUB0000797 for all electronic settlement.

Mvj College-Dbu branch overview

Located at ROOM NO.3 , GROUND FLOOR, 1ST BUILDING,MVJ COLLEGE OF ENGINEERING, NEAR ITPB, WHITEFIELD, KADUGODI,KADUGODI,BENGALURU, the Mvj College-Dbu branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CIUB0000797 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how City Union Bank Limited's MVJ COLLEGE-DBU branch came to be assigned the code CIUB0000797.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CIUB0000797, money simply cannot be routed to the MVJ COLLEGE-DBU branch electronically.

How to transfer money using IFSC CIUB0000797

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CIUB0000797 across all three.

NEFT to City Union Bank Limited, MVJ COLLEGE-DBU using IFSC CIUB0000797

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CIUB0000797, and confirm that the system picks up City Union Bank Limited – MVJ COLLEGE-DBU. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MVJ COLLEGE-DBU

If you need to transfer ₹2 lakh or more in one go to an account at City Union Bank Limited's MVJ COLLEGE-DBU branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CIUB0000797 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to City Union Bank Limited – MVJ COLLEGE-DBU, use IMPS. With IFSC CIUB0000797 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Mvj College-Dbu

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CIUB0000797:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MVJ COLLEGE-DBU is still linked to IFSC CIUB0000797.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC CIUB0000797

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at City Union Bank Limited – MVJ COLLEGE-DBU is still mapped to IFSC CIUB0000797. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CIUB0000797 and the beneficiary's account number to complete the transfer.

Account types you can open at the Mvj College-Dbu branch

Once you have an account at City Union Bank Limited – MVJ COLLEGE-DBU, the IFSC CIUB0000797 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Mvj College-Dbu branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8110-7530060797.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC CIUB0000797

MICR & cheque-truncation details

Cheques drawn on the Mvj College-Dbu branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CIUB0000797 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Mvj College-Dbu branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CIUB0000797 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to City Union Bank Limited – MVJ COLLEGE-DBU:

• The IFSC is exactly CIUB0000797 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills City Union Bank Limited as the bank name and MVJ COLLEGE-DBU as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Mvj College-Dbu branch sits at ROOM NO.3 , GROUND FLOOR, 1ST BUILDING,MVJ COLLEGE OF ENGINEERING, NEAR ITPB, WHITEFIELD, KADUGODI,KADUGODI,BENGALURU. If you are travelling from outside Karnataka, search for the branch on a maps application using the bank name and locality, or call 8110-7530060797 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CIUB0000797 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC CIUB0000797 for City Union Bank Limited – MVJ COLLEGE-DBU, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Mvj College-Dbu are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CIUB0000797 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code CIUB0000797 belongs to City Union Bank Limited's MVJ COLLEGE-DBU branch, located at ROOM NO.3 , GROUND FLOOR, 1ST BUILDING,MVJ COLLEGE OF ENGINEERING, NEAR ITPB,… in KARNATAKA, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.