If you are searching for the IFSC code of City Union Bank Limited, BALANAGAR branch in HYDERABAD, TELANGANA, this page has every detail you need. The verified IFSC code for this branch is CIUB0000464. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BALANAGAR branch, and detailed step-by-step guides for using the IFSC CIUB0000464 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for City Union Bank Limited – BALANAGAR is CIUB0000464. The first four letters CIUB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000464 map to this branch in HYDERABAD, TELANGANA.
Branch details at a glance
| Bank Name | City Union Bank Limited |
|---|---|
| Branch | Balanagar |
| IFSC Code | CIUB0000464 |
| MICR Code | Refer to cheque leaf |
| Branch Address | D NO.6-3-134-1,PLOT 21 AL AMEEN PLAZA,BALANAGAR, HYDERABAD -500037, TELANGANA |
| City | Hyderabad |
| District | Hyderabad |
| State | Telangana |
| STD Code | 0 |
| Phone | 9391521407 |
About the bank
City Union Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Balanagar branch in Hyderabad, Telangana is part of this network and uses the IFSC code CIUB0000464 for all electronic settlement.
About this branch
The branch is located at D NO.6-3-134-1,PLOT 21 AL AMEEN PLAZA,BALANAGAR, HYDERABAD -500037, TELANGANA. It serves the Hyderabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of City Union Bank Limited. The IFSC CIUB0000464 is used to identify this branch on the RBI payments network.
Why every City Union Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BALANAGAR of City Union Bank Limited — its own 11-character IFSC. The code CIUB0000464 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CIUB0000464 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC CIUB0000464
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CIUB0000464 across all three.
NEFT to City Union Bank Limited, BALANAGAR using IFSC CIUB0000464
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CIUB0000464, and confirm that the system picks up City Union Bank Limited – BALANAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CIUB0000464
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to City Union Bank Limited – BALANAGAR, ensure your bank's portal accepts IFSC CIUB0000464 while registering the beneficiary. RTGS is also available 24x7.
IMPS to City Union Bank Limited BALANAGAR (IFSC CIUB0000464)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CIUB0000464 in your mobile or internet banking app, and the money is credited to the BALANAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CIUB0000464 for City Union Bank Limited – BALANAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CIUB0000464 | Yes – CIUB0000464 | Yes – CIUB0000464 |
For most retail customers crediting the Balanagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CIUB0000464
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at City Union Bank Limited – BALANAGAR is still mapped to IFSC CIUB0000464. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CIUB0000464 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Balanagar branch is mapped to IFSC CIUB0000464 on the RBI payments network. The branch generally supports the full retail product catalogue of City Union Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CIUB0000464.
Products and services
Customers walking into the Balanagar branch can access most of City Union Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CIUB0000464
MICR & cheque-truncation details
Cheques drawn on the Balanagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CIUB0000464 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC CIUB0000464
City Union Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BALANAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CIUB0000464 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to City Union Bank Limited – BALANAGAR:
- The IFSC is exactly CIUB0000464 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills City Union Bank Limited as the bank name and BALANAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Balanagar branch sits at D NO.6-3-134-1,PLOT 21 AL AMEEN PLAZA,BALANAGAR, HYDERABAD -500037, TELANGANA. If you are travelling from outside Hyderabad, search for the branch on a maps application using the bank name and locality, or call 9391521407 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CIUB0000464 and your account number.
Verifying IFSC CIUB0000464 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CIUB0000464 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9391521407.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Balanagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CIUB0000464 continue to work without interruption.
Branch address & contact
City Union Bank LimitedBalanagar Branch
D NO.6-3-134-1,PLOT 21 AL AMEEN PLAZA,BALANAGAR, HYDERABAD -500037, TELANGANA
Hyderabad, Telangana
Phone: 9391521407
IFSC: CIUB0000464
Frequently asked questions
How do I add City Union Bank Limited Balanagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CIUB0000464, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of City Union Bank Limited Balanagar branch?
You can reach the branch at 9391521407 during regular banking hours.
Where is City Union Bank Limited Balanagar branch located?
City Union Bank Limited's Balanagar branch is located at D NO.6-3-134-1,PLOT 21 AL AMEEN PLAZA,BALANAGAR, HYDERABAD -500037, TELANGANA, Hyderabad, Telangana.
How quickly will an NEFT transfer using CIUB0000464 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to City Union Bank Limited – Balanagar reflect within 30 minutes.
What is the IFSC code of City Union Bank Limited Balanagar branch?
The IFSC code of City Union Bank Limited, Balanagar branch is CIUB0000464. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC CIUB0000464 the same for all accounts at Balanagar branch?
Yes. The IFSC CIUB0000464 is shared by every account held at City Union Bank Limited's Balanagar branch. Only the account number changes from customer to customer.
Can I use IFSC CIUB0000464 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CIUB0000464 to send funds instantly.
Summary
The IFSC code CIUB0000464 belongs to City Union Bank Limited's BALANAGAR branch, located at D NO.6-3-134-1,PLOT 21 AL AMEEN PLAZA,BALANAGAR, HYDERABAD -500037, TELANGANA in HYDERABAD, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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