Use this page as a one-stop reference for everything related to City Union Bank Limited's SHALIMAR BAGH branch in DELHI, DELHI. The branch's IFSC code CIUB0000896 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For City Union Bank Limited's SHALIMAR BAGH branch, the IFSC CIUB0000896 breaks down as follows: CIUB identifies the bank, 0 is the reserved character, and 000896 identifies this particular branch.
Branch details at a glance
| Bank Name | City Union Bank Limited |
|---|---|
| Branch | Shalimar Bagh |
| IFSC Code | CIUB0000896 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AL-8 UPPER GROUND FLOOR,SHALIMAR BAGH,NORTH WEST DELHI,DELHI-110088 |
| City | Delhi |
| District | Delhi |
| State | Delhi |
| STD Code | 11 |
| Phone | 8925977896 |
About City Union Bank Limited
City Union Bank Limited operates a wide network of branches across India, including the Shalimar Bagh branch in Delhi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CIUB0000896.
About the Shalimar Bagh branch
The Shalimar Bagh branch of City Union Bank Limited is situated at AL-8 UPPER GROUND FLOOR,SHALIMAR BAGH,NORTH WEST DELHI,DELHI-110088. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CIUB0000896 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how City Union Bank Limited's SHALIMAR BAGH branch came to be assigned the code CIUB0000896.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CIUB0000896, money simply cannot be routed to the SHALIMAR BAGH branch electronically.
How to transfer money using IFSC CIUB0000896
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CIUB0000896 across all three.
NEFT to City Union Bank Limited, SHALIMAR BAGH using IFSC CIUB0000896
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CIUB0000896, and confirm that the system picks up City Union Bank Limited – SHALIMAR BAGH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CIUB0000896
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to City Union Bank Limited – SHALIMAR BAGH, ensure your bank's portal accepts IFSC CIUB0000896 while registering the beneficiary. RTGS is also available 24x7.
IMPS to City Union Bank Limited SHALIMAR BAGH (IFSC CIUB0000896)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CIUB0000896 in your mobile or internet banking app, and the money is credited to the SHALIMAR BAGH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CIUB0000896 for City Union Bank Limited – SHALIMAR BAGH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CIUB0000896 | Yes – CIUB0000896 | Yes – CIUB0000896 |
For most retail customers crediting the Shalimar Bagh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CIUB0000896
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at City Union Bank Limited – SHALIMAR BAGH is still mapped to IFSC CIUB0000896. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CIUB0000896 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Shalimar Bagh branch is mapped to IFSC CIUB0000896 on the RBI payments network. The branch generally supports the full retail product catalogue of City Union Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CIUB0000896.
Products and services
Customers walking into the Shalimar Bagh branch can access most of City Union Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CIUB0000896
MICR & cheque-truncation details
Cheques drawn on the Shalimar Bagh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CIUB0000896 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Shalimar Bagh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CIUB0000896 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to City Union Bank Limited – SHALIMAR BAGH:
- The IFSC is exactly CIUB0000896 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills City Union Bank Limited as the bank name and SHALIMAR BAGH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Shalimar Bagh branch
The branch is located at AL-8 UPPER GROUND FLOOR,SHALIMAR BAGH,NORTH WEST DELHI,DELHI-110088, which puts it inside Delhi, the broader Delhi district, and the state of Delhi. To plan your visit:
- Open Google Maps on your phone and search for “City Union Bank Limited Shalimar Bagh branch” — the verified location pin for IFSC CIUB0000896 should appear at the top of the results.
- Confirm the branch is open by calling 11-8925977896 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CIUB0000896 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CIUB0000896 for City Union Bank Limited – SHALIMAR BAGH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shalimar Bagh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CIUB0000896, however, work 24x7.
Branch address & contact
City Union Bank LimitedShalimar Bagh Branch
AL-8 UPPER GROUND FLOOR,SHALIMAR BAGH,NORTH WEST DELHI,DELHI-110088
Delhi, Delhi
Phone: 11-8925977896
IFSC: CIUB0000896
Frequently asked questions
How do I add City Union Bank Limited Shalimar Bagh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CIUB0000896, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Shalimar Bagh branch but serve different purposes.
Can I use IFSC CIUB0000896 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CIUB0000896 to send funds instantly.
Is IFSC CIUB0000896 the same for all accounts at Shalimar Bagh branch?
Yes. The IFSC CIUB0000896 is shared by every account held at City Union Bank Limited's Shalimar Bagh branch. Only the account number changes from customer to customer.
Where is City Union Bank Limited Shalimar Bagh branch located?
City Union Bank Limited's Shalimar Bagh branch is located at AL-8 UPPER GROUND FLOOR,SHALIMAR BAGH,NORTH WEST DELHI,DELHI-110088, Delhi, Delhi.
How quickly will an NEFT transfer using CIUB0000896 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to City Union Bank Limited – Shalimar Bagh reflect within 30 minutes.
Is IFSC CIUB0000896 valid for NEFT and RTGS?
Yes. IFSC CIUB0000896 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of City Union Bank Limited Shalimar Bagh branch?
You can reach the branch at 11-8925977896 during regular banking hours.
Final notes
To recap: CIUB0000896 is the IFSC code of City Union Bank Limited, SHALIMAR BAGH branch, in DELHI, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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