This page lists the IFSC code, branch address, contact number and fund-transfer information for City Union Bank Limited, ODDERPALAYAM branch in COIMBATORE. The 11-digit IFSC CIUB0000537 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with City Union Bank Limited at the ODDERPALAYAM location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CIUB0000537 is the IFSC of City Union Bank Limited's ODDERPALAYAM branch. The format is fixed: CIUB = bank code, 0 = reserved, 000537 = branch identifier.
About City Union Bank Limited
City Union Bank Limited operates a wide network of branches across India, including the Odderpalayam branch in Coimbatore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CIUB0000537.
About this branch
The branch is located at NO.3-503,504-505,METTUPALAYAM ROAD, NEAR PERIYA PALAM,ODDERPALAYAM,COIMBATORE. It serves the Coimbatore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of City Union Bank Limited. The IFSC CIUB0000537 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | City Union Bank Limited |
|---|---|
| Branch | Odderpalayam |
| IFSC Code | CIUB0000537 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO.3-503,504-505,METTUPALAYAM ROAD, NEAR PERIYA PALAM,ODDERPALAYAM,COIMBATORE |
| City | Coimbatore |
| District | Coimbatore |
| State | Tamil Nadu |
| STD Code | 0 |
| Phone | 7812804371 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how City Union Bank Limited's ODDERPALAYAM branch came to be assigned the code CIUB0000537.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CIUB0000537, money simply cannot be routed to the ODDERPALAYAM branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Odderpalayam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CIUB0000537 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC CIUB0000537
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CIUB0000537 across all three.
NEFT to City Union Bank Limited, ODDERPALAYAM using IFSC CIUB0000537
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CIUB0000537, and confirm that the system picks up City Union Bank Limited – ODDERPALAYAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CIUB0000537
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to City Union Bank Limited – ODDERPALAYAM, ensure your bank's portal accepts IFSC CIUB0000537 while registering the beneficiary. RTGS is also available 24x7.
IMPS to City Union Bank Limited ODDERPALAYAM (IFSC CIUB0000537)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CIUB0000537 in your mobile or internet banking app, and the money is credited to the ODDERPALAYAM branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Odderpalayam
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CIUB0000537:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at ODDERPALAYAM is still linked to IFSC CIUB0000537.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC CIUB0000537
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at City Union Bank Limited – ODDERPALAYAM is still mapped to IFSC CIUB0000537. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CIUB0000537 and the beneficiary's account number to complete the transfer.
Account types you can open at the Odderpalayam branch
Once you have an account at City Union Bank Limited – ODDERPALAYAM, the IFSC CIUB0000537 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Odderpalayam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7812804371.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CIUB0000537
Digital banking channels
Most day-to-day work that customers used to do at the Odderpalayam branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CIUB0000537 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Odderpalayam branch
The branch is located at NO.3-503,504-505,METTUPALAYAM ROAD, NEAR PERIYA PALAM,ODDERPALAYAM,COIMBATORE, which puts it inside Coimbatore, the broader Coimbatore district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “City Union Bank Limited Odderpalayam branch” — the verified location pin for IFSC CIUB0000537 should appear at the top of the results.
- Confirm the branch is open by calling 7812804371 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CIUB0000537 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to City Union Bank Limited – ODDERPALAYAM:
- The IFSC is exactly CIUB0000537 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills City Union Bank Limited as the bank name and ODDERPALAYAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Odderpalayam branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CIUB0000537, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CIUB0000537 for City Union Bank Limited – ODDERPALAYAM, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
City Union Bank LimitedOdderpalayam Branch
NO.3-503,504-505,METTUPALAYAM ROAD, NEAR PERIYA PALAM,ODDERPALAYAM,COIMBATORE
Coimbatore, Tamil Nadu
Phone: 7812804371
IFSC: CIUB0000537
Frequently asked questions
How quickly will an NEFT transfer using CIUB0000537 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to City Union Bank Limited – Odderpalayam reflect within 30 minutes.
Where is City Union Bank Limited Odderpalayam branch located?
City Union Bank Limited's Odderpalayam branch is located at NO.3-503,504-505,METTUPALAYAM ROAD, NEAR PERIYA PALAM,ODDERPALAYAM,COIMBATORE, Coimbatore, Tamil Nadu.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Odderpalayam branch but serve different purposes.
Can I use IFSC CIUB0000537 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CIUB0000537 to send funds instantly.
How do I add City Union Bank Limited Odderpalayam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CIUB0000537, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC CIUB0000537 valid for NEFT and RTGS?
Yes. IFSC CIUB0000537 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: CIUB0000537 is the IFSC code of City Union Bank Limited, ODDERPALAYAM branch, in COIMBATORE, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
