IFSC Code of City Union Bank Limited, Maniakaranpalayam Coimbatore Branch, Tamil Nadu

Use this page as a one-stop reference for everything related to City Union Bank Limited's MANIAKARANPALAYAM COIMBATORE branch in COIMBATORE, TAMIL NADU. The branch's IFSC code CIUB0000487 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, CIUB0000487 is the IFSC of City Union Bank Limited's MANIAKARANPALAYAM COIMBATORE branch. The format is fixed: CIUB = bank code, 0 = reserved, 000487 = branch identifier.

Bank profile

City Union Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Maniakaranpalayam Coimbatore branch — IFSC CIUB0000487 — extends the bank's services to customers in and around Coimbatore, Tamil Nadu.

Branch details at a glance

About this branch

The branch is located at OLD NO 36A-7,NEW NO 103,BHARATHIYAR ROAD,MANIAKARANPALAYAM,COIMBATORE. It serves the Coimbatore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of City Union Bank Limited. The IFSC CIUB0000487 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how City Union Bank Limited's MANIAKARANPALAYAM COIMBATORE branch came to be assigned the code CIUB0000487.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CIUB0000487, money simply cannot be routed to the MANIAKARANPALAYAM COIMBATORE branch electronically.

Account types you can open at the Maniakaranpalayam Coimbatore branch

Once you have an account at City Union Bank Limited – MANIAKARANPALAYAM COIMBATORE, the IFSC CIUB0000487 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Maniakaranpalayam Coimbatore branch can access most of City Union Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC CIUB0000487

How to transfer money using IFSC CIUB0000487

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CIUB0000487 across all three.

NEFT to City Union Bank Limited, MANIAKARANPALAYAM COIMBATORE using IFSC CIUB0000487

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CIUB0000487, and confirm that the system picks up City Union Bank Limited – MANIAKARANPALAYAM COIMBATORE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MANIAKARANPALAYAM COIMBATORE

If you need to transfer ₹2 lakh or more in one go to an account at City Union Bank Limited's MANIAKARANPALAYAM COIMBATORE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CIUB0000487 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to City Union Bank Limited – MANIAKARANPALAYAM COIMBATORE, use IMPS. With IFSC CIUB0000487 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Maniakaranpalayam Coimbatore

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CIUB0000487:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MANIAKARANPALAYAM COIMBATORE is still linked to IFSC CIUB0000487.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC CIUB0000487

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at City Union Bank Limited – MANIAKARANPALAYAM COIMBATORE is still mapped to IFSC CIUB0000487. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CIUB0000487 and the beneficiary's account number to complete the transfer.

Online banking and IFSC CIUB0000487

City Union Bank Limited customers can register for net banking and the bank's official mobile app once their account at the MANIAKARANPALAYAM COIMBATORE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CIUB0000487 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Maniakaranpalayam Coimbatore branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CIUB0000487 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to City Union Bank Limited – MANIAKARANPALAYAM COIMBATORE:

• The IFSC is exactly CIUB0000487 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills City Union Bank Limited as the bank name and MANIAKARANPALAYAM COIMBATORE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Maniakaranpalayam Coimbatore branch sits at OLD NO 36A-7,NEW NO 103,BHARATHIYAR ROAD,MANIAKARANPALAYAM,COIMBATORE. If you are travelling from outside Coimbatore, search for the branch on a maps application using the bank name and locality, or call 9344952627 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CIUB0000487 and your account number.

Verifying IFSC CIUB0000487 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CIUB0000487 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9344952627.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Maniakaranpalayam Coimbatore are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CIUB0000487 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code CIUB0000487 belongs to City Union Bank Limited's MANIAKARANPALAYAM COIMBATORE branch, located at OLD NO 36A-7,NEW NO 103,BHARATHIYAR ROAD,MANIAKARANPALAYAM,COIMBATORE in COIMBATORE, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.