IFSC Code of City Union Bank Limited, Ikkaraipoluvampatti Branch, Tamil Nadu

This page lists the IFSC code, branch address, contact number and fund-transfer information for City Union Bank Limited, IKKARAIPOLUVAMPATTI branch in COIMBATORE. The 11-digit IFSC CIUB0000521 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with City Union Bank Limited at the IKKARAIPOLUVAMPATTI location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for City Union Bank Limited – IKKARAIPOLUVAMPATTI is CIUB0000521. The first four letters CIUB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000521 map to this branch in COIMBATORE, TAMIL NADU.

Branch details at a glance

About City Union Bank Limited

City Union Bank Limited operates a wide network of branches across India, including the Ikkaraipoluvampatti branch in Coimbatore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CIUB0000521.

About this branch

The branch is located at ISHANAVIHAR POST OFFICE,SEMMEDU VILLAGE,ISHA YOGA CENTRE,VELLINGIRI FOOT HILLS,IKKARAIPOLUVAMPATTI,COIMBATORE-641114. It serves the Coimbatore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of City Union Bank Limited. The IFSC CIUB0000521 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how City Union Bank Limited's IKKARAIPOLUVAMPATTI branch came to be assigned the code CIUB0000521.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CIUB0000521, money simply cannot be routed to the IKKARAIPOLUVAMPATTI branch electronically.

How to transfer money using IFSC CIUB0000521

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CIUB0000521 across all three.

How to use IFSC CIUB0000521 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to City Union Bank Limited's IKKARAIPOLUVAMPATTI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC CIUB0000521.
4. Confirm the bank name auto-populates as City Union Bank Limited and the branch as IKKARAIPOLUVAMPATTI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to IKKARAIPOLUVAMPATTI

If you need to transfer ₹2 lakh or more in one go to an account at City Union Bank Limited's IKKARAIPOLUVAMPATTI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CIUB0000521 while initiating the transfer and the credit will appear within minutes.

IMPS to City Union Bank Limited IKKARAIPOLUVAMPATTI (IFSC CIUB0000521)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CIUB0000521 in your mobile or internet banking app, and the money is credited to the IKKARAIPOLUVAMPATTI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC CIUB0000521 for City Union Bank Limited – IKKARAIPOLUVAMPATTI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ikkaraipoluvampatti branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at City Union Bank Limited's IKKARAIPOLUVAMPATTI branch, the IFSC CIUB0000521 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Ikkaraipoluvampatti branch is mapped to IFSC CIUB0000521 on the RBI payments network. The branch generally supports the full retail product catalogue of City Union Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains CIUB0000521.

Products and services

Customers walking into the Ikkaraipoluvampatti branch can access most of City Union Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC CIUB0000521

MICR & cheque-truncation details

Cheques drawn on the Ikkaraipoluvampatti branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CIUB0000521 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC CIUB0000521

City Union Bank Limited customers can register for net banking and the bank's official mobile app once their account at the IKKARAIPOLUVAMPATTI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CIUB0000521 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to City Union Bank Limited – IKKARAIPOLUVAMPATTI:

• The IFSC is exactly CIUB0000521 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills City Union Bank Limited as the bank name and IKKARAIPOLUVAMPATTI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Ikkaraipoluvampatti branch

The branch is located at ISHANAVIHAR POST OFFICE,SEMMEDU VILLAGE,ISHA YOGA CENTRE,VELLINGIRI FOOT HILLS,IKKARAIPOLUVAMPATTI,COIMBATORE-641114, which puts it inside Coimbatore, the broader Coimbatore district, and the state of Tamil Nadu. To plan your visit:

1. Open Google Maps on your phone and search for “City Union Bank Limited Ikkaraipoluvampatti branch” — the verified location pin for IFSC CIUB0000521 should appear at the top of the results.
2. Confirm the branch is open by calling 9360733188 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CIUB0000521 and your account number.

Verifying IFSC CIUB0000521 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CIUB0000521 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9360733188.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Ikkaraipoluvampatti are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CIUB0000521 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code CIUB0000521 belongs to City Union Bank Limited's IKKARAIPOLUVAMPATTI branch, located at ISHANAVIHAR POST OFFICE,SEMMEDU VILLAGE,ISHA YOGA CENTRE,VELLINGIRI FOOT… in COIMBATORE, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.