If you are searching for the IFSC code of City Union Bank Limited, ASHOK NAGAR branch in CHENNAI, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is CIUB0000130. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ASHOK NAGAR branch, and detailed step-by-step guides for using the IFSC CIUB0000130 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for City Union Bank Limited – ASHOK NAGAR is CIUB0000130. The first four letters CIUB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000130 map to this branch in CHENNAI, TAMIL NADU.
About City Union Bank Limited
City Union Bank Limited operates a wide network of branches across India, including the Ashok Nagar branch in Chennai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CIUB0000130.
Ashok Nagar branch overview
Located at ASHOK MANASAROVER, 51 OLD NO 12, FIRST AVENUE, 100 FEET ROAD, ASHOK NAGAR, CHENNAI 600083, the Ashok Nagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CIUB0000130 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | City Union Bank Limited |
|---|---|
| Branch | Ashok Nagar |
| IFSC Code | CIUB0000130 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ASHOK MANASAROVER, 51 OLD NO 12, FIRST AVENUE, 100 FEET ROAD, ASHOK NAGAR, CHENNAI 600083 |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
| STD Code | 44 |
| Phone | 23717171 |
Why every City Union Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ASHOK NAGAR of City Union Bank Limited — its own 11-character IFSC. The code CIUB0000130 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CIUB0000130 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Ashok Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CIUB0000130 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC CIUB0000130
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CIUB0000130 across all three.
How to use IFSC CIUB0000130 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to City Union Bank Limited's ASHOK NAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CIUB0000130.
- Confirm the bank name auto-populates as City Union Bank Limited and the branch as ASHOK NAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to ASHOK NAGAR
If you need to transfer ₹2 lakh or more in one go to an account at City Union Bank Limited's ASHOK NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CIUB0000130 while initiating the transfer and the credit will appear within minutes.
IMPS to City Union Bank Limited ASHOK NAGAR (IFSC CIUB0000130)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CIUB0000130 in your mobile or internet banking app, and the money is credited to the ASHOK NAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CIUB0000130 for City Union Bank Limited – ASHOK NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CIUB0000130 | Yes – CIUB0000130 | Yes – CIUB0000130 |
For most retail customers crediting the Ashok Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CIUB0000130
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at City Union Bank Limited – ASHOK NAGAR is still mapped to IFSC CIUB0000130. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CIUB0000130 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Ashok Nagar branch is mapped to IFSC CIUB0000130 on the RBI payments network. The branch generally supports the full retail product catalogue of City Union Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CIUB0000130.
Products and services
Customers walking into the Ashok Nagar branch can access most of City Union Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CIUB0000130
Online banking and IFSC CIUB0000130
City Union Bank Limited customers can register for net banking and the bank's official mobile app once their account at the ASHOK NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CIUB0000130 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Ashok Nagar branch
The branch is located at ASHOK MANASAROVER, 51 OLD NO 12, FIRST AVENUE, 100 FEET ROAD, ASHOK NAGAR, CHENNAI 600083, which puts it inside Chennai, the broader Chennai district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “City Union Bank Limited Ashok Nagar branch” — the verified location pin for IFSC CIUB0000130 should appear at the top of the results.
- Confirm the branch is open by calling 44-23717171 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CIUB0000130 and your account number.
Common mistakes to avoid when using IFSC CIUB0000130
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to City Union Bank Limited – ASHOK NAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CIUB0000130. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Ashok Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CIUB0000130 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CIUB0000130 for City Union Bank Limited – ASHOK NAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
City Union Bank LimitedAshok Nagar Branch
ASHOK MANASAROVER, 51 OLD NO 12, FIRST AVENUE, 100 FEET ROAD, ASHOK NAGAR, CHENNAI 600083
Chennai, Tamil Nadu
Phone: 44-23717171
IFSC: CIUB0000130
Frequently asked questions
Can I use IFSC CIUB0000130 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CIUB0000130 to send funds instantly.
How do I add City Union Bank Limited Ashok Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CIUB0000130, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of City Union Bank Limited Ashok Nagar branch?
You can reach the branch at 44-23717171 during regular banking hours.
Is IFSC CIUB0000130 valid for NEFT and RTGS?
Yes. IFSC CIUB0000130 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is City Union Bank Limited Ashok Nagar branch located?
City Union Bank Limited's Ashok Nagar branch is located at ASHOK MANASAROVER, 51 OLD NO 12, FIRST AVENUE, 100 FEET ROAD, ASHOK NAGAR, CHENNAI 600083, Chennai, Tamil Nadu.
How quickly will an NEFT transfer using CIUB0000130 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to City Union Bank Limited – Ashok Nagar reflect within 30 minutes.
Is IFSC CIUB0000130 the same for all accounts at Ashok Nagar branch?
Yes. The IFSC CIUB0000130 is shared by every account held at City Union Bank Limited's Ashok Nagar branch. Only the account number changes from customer to customer.
Final notes
To recap: CIUB0000130 is the IFSC code of City Union Bank Limited, ASHOK NAGAR branch, in CHENNAI, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
