IFSC Code of City Union Bank Limited, Bhilwara Rc Vyas Colony Branch, Rajasthan

Use this page as a one-stop reference for everything related to City Union Bank Limited's BHILWARA RC VYAS COLONY branch in BHILWARA, RAJASTHAN. The branch's IFSC code CIUB0000831 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, CIUB0000831 is the IFSC of City Union Bank Limited's BHILWARA RC VYAS COLONY branch. The format is fixed: CIUB = bank code, 0 = reserved, 000831 = branch identifier.

About City Union Bank Limited

City Union Bank Limited operates a wide network of branches across India, including the Bhilwara Rc Vyas Colony branch in Bhilwara. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CIUB0000831.

Branch details at a glance

About the Bhilwara Rc Vyas Colony branch

The Bhilwara Rc Vyas Colony branch of City Union Bank Limited is situated at SHOP NO 5,6,7 PLOT NO B P G,10,11,12,LOKPEEDA COMPLEX RAMESH CHANDRA-VYAS NAGAR,BHILWARA,RAJASTHAN-311001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CIUB0000831 is used.

Why every City Union Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHILWARA RC VYAS COLONY of City Union Bank Limited — its own 11-character IFSC. The code CIUB0000831 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CIUB0000831 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Bhilwara Rc Vyas Colony branch

Once you have an account at City Union Bank Limited – BHILWARA RC VYAS COLONY, the IFSC CIUB0000831 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Bhilwara Rc Vyas Colony branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1482-8925883831.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC CIUB0000831

How to transfer money using IFSC CIUB0000831

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CIUB0000831 across all three.

How to use IFSC CIUB0000831 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to City Union Bank Limited's BHILWARA RC VYAS COLONY branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC CIUB0000831.
4. Confirm the bank name auto-populates as City Union Bank Limited and the branch as BHILWARA RC VYAS COLONY.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to BHILWARA RC VYAS COLONY

If you need to transfer ₹2 lakh or more in one go to an account at City Union Bank Limited's BHILWARA RC VYAS COLONY branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CIUB0000831 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to City Union Bank Limited – BHILWARA RC VYAS COLONY, use IMPS. With IFSC CIUB0000831 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Bhilwara Rc Vyas Colony

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CIUB0000831:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BHILWARA RC VYAS COLONY is still linked to IFSC CIUB0000831.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at City Union Bank Limited's BHILWARA RC VYAS COLONY branch, the IFSC CIUB0000831 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC CIUB0000831

City Union Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BHILWARA RC VYAS COLONY branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CIUB0000831 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by City Union Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CIUB0000831 and the account number together uniquely identify the Bhilwara Rc Vyas Colony branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to City Union Bank Limited – BHILWARA RC VYAS COLONY:

• The IFSC is exactly CIUB0000831 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills City Union Bank Limited as the bank name and BHILWARA RC VYAS COLONY as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Bhilwara Rc Vyas Colony branch

The branch is located at SHOP NO 5,6,7 PLOT NO B P G,10,11,12,LOKPEEDA COMPLEX RAMESH CHANDRA-VYAS NAGAR,BHILWARA,RAJASTHAN-311001, which puts it inside Bhilwara, the broader Bhilwara district, and the state of Rajasthan. To plan your visit:

1. Open Google Maps on your phone and search for “City Union Bank Limited Bhilwara Rc Vyas Colony branch” — the verified location pin for IFSC CIUB0000831 should appear at the top of the results.
2. Confirm the branch is open by calling 1482-8925883831 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CIUB0000831 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC CIUB0000831 for City Union Bank Limited – BHILWARA RC VYAS COLONY, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Bhilwara Rc Vyas Colony are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CIUB0000831 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code CIUB0000831 belongs to City Union Bank Limited's BHILWARA RC VYAS COLONY branch, located at SHOP NO 5,6,7 PLOT NO B P G,10,11,12,LOKPEEDA COMPLEX RAMESH CHANDRA-VYAS… in BHILWARA, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.