Below are the complete branch details for City Union Bank Limited, MATHIKERE branch, located in BENGALURU, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is CIUB0000660. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CIUB0000660 for City Union Bank Limited – MATHIKERE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for City Union Bank Limited – MATHIKERE is CIUB0000660. The first four letters CIUB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000660 map to this branch in BENGALURU, KARNATAKA.
About City Union Bank Limited
City Union Bank Limited operates a wide network of branches across India, including the Mathikere branch in Bengaluru. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CIUB0000660.
Branch details at a glance
| Bank Name | City Union Bank Limited |
|---|---|
| Branch | Mathikere |
| IFSC Code | CIUB0000660 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO.7/1, MSR BOYS HOME BUILDING, MSR ENGINEERING COLLEGE ROAD, MSRIT POST, MATHIKERE |
| City | Bengaluru |
| District | Bengaluru |
| State | Karnataka |
| Phone | 9384029489 |
Mathikere branch overview
Located at NO.7/1, MSR BOYS HOME BUILDING, MSR ENGINEERING COLLEGE ROAD, MSRIT POST, MATHIKERE, the Mathikere branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CIUB0000660 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how City Union Bank Limited's MATHIKERE branch came to be assigned the code CIUB0000660.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CIUB0000660, money simply cannot be routed to the MATHIKERE branch electronically.
Products and account variants supported
Every account opened at the Mathikere branch is mapped to IFSC CIUB0000660 on the RBI payments network. The branch generally supports the full retail product catalogue of City Union Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CIUB0000660.
Products and services
Customers walking into the Mathikere branch can access most of City Union Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CIUB0000660
How to transfer money using IFSC CIUB0000660
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CIUB0000660 across all three.
NEFT to City Union Bank Limited, MATHIKERE using IFSC CIUB0000660
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CIUB0000660, and confirm that the system picks up City Union Bank Limited – MATHIKERE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CIUB0000660
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to City Union Bank Limited – MATHIKERE, ensure your bank's portal accepts IFSC CIUB0000660 while registering the beneficiary. RTGS is also available 24x7.
IMPS to City Union Bank Limited MATHIKERE (IFSC CIUB0000660)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CIUB0000660 in your mobile or internet banking app, and the money is credited to the MATHIKERE branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Mathikere
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CIUB0000660:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MATHIKERE is still linked to IFSC CIUB0000660.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC CIUB0000660
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at City Union Bank Limited – MATHIKERE is still mapped to IFSC CIUB0000660. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CIUB0000660 and the beneficiary's account number to complete the transfer.
Online banking and IFSC CIUB0000660
City Union Bank Limited customers can register for net banking and the bank's official mobile app once their account at the MATHIKERE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CIUB0000660 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by City Union Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CIUB0000660 and the account number together uniquely identify the Mathikere branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC CIUB0000660
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to City Union Bank Limited – MATHIKERE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CIUB0000660. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Mathikere branch
The branch is located at NO.7/1, MSR BOYS HOME BUILDING, MSR ENGINEERING COLLEGE ROAD, MSRIT POST, MATHIKERE, which puts it inside Bengaluru, the broader Bengaluru district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “City Union Bank Limited Mathikere branch” — the verified location pin for IFSC CIUB0000660 should appear at the top of the results.
- Confirm the branch is open by calling 9384029489 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CIUB0000660 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CIUB0000660 for City Union Bank Limited – MATHIKERE, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mathikere branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CIUB0000660, however, work 24x7.
Branch address & contact
City Union Bank LimitedMathikere Branch
NO.7/1, MSR BOYS HOME BUILDING, MSR ENGINEERING COLLEGE ROAD, MSRIT POST, MATHIKERE
Bengaluru, Karnataka
Phone: 9384029489
IFSC: CIUB0000660
Frequently asked questions
How quickly will an NEFT transfer using CIUB0000660 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to City Union Bank Limited – Mathikere reflect within 30 minutes.
How do I add City Union Bank Limited Mathikere as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CIUB0000660, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC CIUB0000660 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CIUB0000660 to send funds instantly.
Where is City Union Bank Limited Mathikere branch located?
City Union Bank Limited's Mathikere branch is located at NO.7/1, MSR BOYS HOME BUILDING, MSR ENGINEERING COLLEGE ROAD, MSRIT POST, MATHIKERE, Bengaluru, Karnataka.
Does City Union Bank Limited Mathikere branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9384029489 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mathikere branch but serve different purposes.
Summary
The IFSC code CIUB0000660 belongs to City Union Bank Limited's MATHIKERE branch, located at NO.7/1, MSR BOYS HOME BUILDING, MSR ENGINEERING COLLEGE ROAD, MSRIT POST,… in BENGALURU, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
