This page lists the IFSC code, branch address, contact number and fund-transfer information for City Union Bank Limited, BAREILLY branch in BAREILLY. The 11-digit IFSC CIUB0000879 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with City Union Bank Limited at the BAREILLY location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for City Union Bank Limited – BAREILLY is CIUB0000879. The first four letters CIUB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000879 map to this branch in BAREILLY, UTTAR PRADESH.
Branch details at a glance
| Bank Name | City Union Bank Limited |
|---|---|
| Branch | Bareilly |
| IFSC Code | CIUB0000879 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 148, CIVIL LINES STREET, OPP. TO DM RESIDENCE, BAREILLY - 243001. |
| City | Bareilly |
| District | Bareilly |
| State | Uttar Pradesh |
| STD Code | 581 |
| Phone | 8925989879 |
About the bank
City Union Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bareilly branch in Bareilly, Uttar Pradesh is part of this network and uses the IFSC code CIUB0000879 for all electronic settlement.
About the Bareilly branch
The Bareilly branch of City Union Bank Limited is situated at 148, CIVIL LINES STREET, OPP. TO DM RESIDENCE, BAREILLY - 243001.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CIUB0000879 is used.
Why every City Union Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BAREILLY of City Union Bank Limited — its own 11-character IFSC. The code CIUB0000879 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CIUB0000879 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC CIUB0000879
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CIUB0000879 across all three.
How to use IFSC CIUB0000879 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to City Union Bank Limited's BAREILLY branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CIUB0000879.
- Confirm the bank name auto-populates as City Union Bank Limited and the branch as BAREILLY.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC CIUB0000879
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to City Union Bank Limited – BAREILLY, ensure your bank's portal accepts IFSC CIUB0000879 while registering the beneficiary. RTGS is also available 24x7.
IMPS to City Union Bank Limited BAREILLY (IFSC CIUB0000879)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CIUB0000879 in your mobile or internet banking app, and the money is credited to the BAREILLY branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Bareilly
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CIUB0000879:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BAREILLY is still linked to IFSC CIUB0000879.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC CIUB0000879
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at City Union Bank Limited – BAREILLY is still mapped to IFSC CIUB0000879. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CIUB0000879 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Bareilly branch is mapped to IFSC CIUB0000879 on the RBI payments network. The branch generally supports the full retail product catalogue of City Union Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CIUB0000879.
Banking services available
The Bareilly branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 581-8925989879.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CIUB0000879
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by City Union Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CIUB0000879 and the account number together uniquely identify the Bareilly branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Bareilly branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CIUB0000879 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to City Union Bank Limited – BAREILLY:
- The IFSC is exactly CIUB0000879 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills City Union Bank Limited as the bank name and BAREILLY as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Bareilly branch sits at 148, CIVIL LINES STREET, OPP. TO DM RESIDENCE, BAREILLY - 243001.. If you are travelling from outside Bareilly, search for the branch on a maps application using the bank name and locality, or call 581-8925989879 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CIUB0000879 and your account number.
Verifying IFSC CIUB0000879 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CIUB0000879 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 581-8925989879.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Bareilly are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CIUB0000879 continue to work without interruption.
Branch address & contact
City Union Bank LimitedBareilly Branch
148, CIVIL LINES STREET, OPP. TO DM RESIDENCE, BAREILLY - 243001.
Bareilly, Uttar Pradesh
Phone: 581-8925989879
IFSC: CIUB0000879
Frequently asked questions
Where is City Union Bank Limited Bareilly branch located?
City Union Bank Limited's Bareilly branch is located at 148, CIVIL LINES STREET, OPP. TO DM RESIDENCE, BAREILLY - 243001., Bareilly, Uttar Pradesh.
Is IFSC CIUB0000879 the same for all accounts at Bareilly branch?
Yes. The IFSC CIUB0000879 is shared by every account held at City Union Bank Limited's Bareilly branch. Only the account number changes from customer to customer.
What is the phone number of City Union Bank Limited Bareilly branch?
You can reach the branch at 581-8925989879 during regular banking hours.
What is the IFSC code of City Union Bank Limited Bareilly branch?
The IFSC code of City Union Bank Limited, Bareilly branch is CIUB0000879. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bareilly branch but serve different purposes.
Is IFSC CIUB0000879 valid for NEFT and RTGS?
Yes. IFSC CIUB0000879 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does City Union Bank Limited Bareilly branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 581-8925989879 to confirm.
Can I use IFSC CIUB0000879 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CIUB0000879 to send funds instantly.
Final notes
To recap: CIUB0000879 is the IFSC code of City Union Bank Limited, BAREILLY branch, in BAREILLY, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
