IFSC Code of City Union Bank Limited, K.R.Puram Branch, Karnataka

Use this page as a one-stop reference for everything related to City Union Bank Limited's K.R.PURAM branch in BANGALORE, KARNATAKA. The branch's IFSC code CIUB0000457 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for City Union Bank Limited – K.R.PURAM is CIUB0000457. The first four letters CIUB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000457 map to this branch in BANGALORE, KARNATAKA.

Branch details at a glance

Bank profile

City Union Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The K.R.Puram branch — IFSC CIUB0000457 — extends the bank's services to customers in and around Bangalore, Karnataka.

K.R.Puram branch overview

Located at SREE RAGH TOWERS DOOR NO 390, 4TH MAIN,OLD MADRAS ROAD,K R PURAM OLD EXTN,BANGALORE -560036, the K.R.Puram branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CIUB0000457 is required for all interbank electronic transfers routed through this branch.

Why every City Union Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including K.R.PURAM of City Union Bank Limited — its own 11-character IFSC. The code CIUB0000457 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CIUB0000457 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC CIUB0000457

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CIUB0000457 across all three.

NEFT to City Union Bank Limited, K.R.PURAM using IFSC CIUB0000457

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CIUB0000457, and confirm that the system picks up City Union Bank Limited – K.R.PURAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to K.R.PURAM

If you need to transfer ₹2 lakh or more in one go to an account at City Union Bank Limited's K.R.PURAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CIUB0000457 while initiating the transfer and the credit will appear within minutes.

IMPS to City Union Bank Limited K.R.PURAM (IFSC CIUB0000457)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CIUB0000457 in your mobile or internet banking app, and the money is credited to the K.R.PURAM branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to K.R.Puram

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CIUB0000457:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at K.R.PURAM is still linked to IFSC CIUB0000457.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at City Union Bank Limited's K.R.PURAM branch, the IFSC CIUB0000457 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the K.R.Puram branch is mapped to IFSC CIUB0000457 on the RBI payments network. The branch generally supports the full retail product catalogue of City Union Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains CIUB0000457.

Products and services

Customers walking into the K.R.Puram branch can access most of City Union Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC CIUB0000457

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by City Union Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CIUB0000457 and the account number together uniquely identify the K.R.Puram branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the K.R.Puram branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CIUB0000457 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to City Union Bank Limited – K.R.PURAM:

• The IFSC is exactly CIUB0000457 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills City Union Bank Limited as the bank name and K.R.PURAM as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The K.R.Puram branch sits at SREE RAGH TOWERS DOOR NO 390, 4TH MAIN,OLD MADRAS ROAD,K R PURAM OLD EXTN,BANGALORE -560036. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call 9341713962 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CIUB0000457 and your account number.

Verifying IFSC CIUB0000457 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CIUB0000457 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9341713962.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at K.R.Puram are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CIUB0000457 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code CIUB0000457 belongs to City Union Bank Limited's K.R.PURAM branch, located at SREE RAGH TOWERS DOOR NO 390, 4TH MAIN,OLD MADRAS ROAD,K R PURAM OLD… in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.