IFSC Code of Citizen Credit Cooperative Bank Limited, Nashik Branch, Maharashtra

Use this page as a one-stop reference for everything related to Citizen Credit Cooperative Bank Limited's NASHIK branch in NASHIK, MAHARASHTRA. The branch's IFSC code CCBL0NSK002 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, CCBL0NSK002 is the IFSC of Citizen Credit Cooperative Bank Limited's NASHIK branch. The format is fixed: CCBL = bank code, 0 = reserved, NSK002 = branch identifier.

Branch details at a glance

About the bank

Citizen Credit Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Nashik branch in Nashik, Maharashtra is part of this network and uses the IFSC code CCBL0NSK002 for all electronic settlement.

About the Nashik branch

The Nashik branch of Citizen Credit Cooperative Bank Limited is situated at BOSCO CENTRE, SHOP NO5, GROUND FLOOR, THATTE NAGAR, NEAR PRASAD CIRCLE, GANGAPUR ROAD, NASHIK -422005. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CCBL0NSK002 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Citizen Credit Cooperative Bank Limited's NASHIK branch came to be assigned the code CCBL0NSK002.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CCBL0NSK002, money simply cannot be routed to the NASHIK branch electronically.

How to transfer money using IFSC CCBL0NSK002

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CCBL0NSK002 across all three.

How to use IFSC CCBL0NSK002 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Citizen Credit Cooperative Bank Limited's NASHIK branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC CCBL0NSK002.
4. Confirm the bank name auto-populates as Citizen Credit Cooperative Bank Limited and the branch as NASHIK.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to NASHIK

If you need to transfer ₹2 lakh or more in one go to an account at Citizen Credit Cooperative Bank Limited's NASHIK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CCBL0NSK002 while initiating the transfer and the credit will appear within minutes.

IMPS to Citizen Credit Cooperative Bank Limited NASHIK (IFSC CCBL0NSK002)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CCBL0NSK002 in your mobile or internet banking app, and the money is credited to the NASHIK branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Nashik

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CCBL0NSK002:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at NASHIK is still linked to IFSC CCBL0NSK002.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC CCBL0NSK002

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Citizen Credit Cooperative Bank Limited – NASHIK is still mapped to IFSC CCBL0NSK002. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CCBL0NSK002 and the beneficiary's account number to complete the transfer.

Account types you can open at the Nashik branch

Once you have an account at Citizen Credit Cooperative Bank Limited – NASHIK, the IFSC CCBL0NSK002 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Nashik branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 253-22658969.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC CCBL0NSK002

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Citizen Credit Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CCBL0NSK002 and the account number together uniquely identify the Nashik branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC CCBL0NSK002

Citizen Credit Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the NASHIK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CCBL0NSK002 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Citizen Credit Cooperative Bank Limited – NASHIK:

• The IFSC is exactly CCBL0NSK002 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Citizen Credit Cooperative Bank Limited as the bank name and NASHIK as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Nashik branch

The branch is located at BOSCO CENTRE, SHOP NO5, GROUND FLOOR, THATTE NAGAR, NEAR PRASAD CIRCLE, GANGAPUR ROAD, NASHIK -422005, which puts it inside Nashik, the broader Nashik district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Citizen Credit Cooperative Bank Limited Nashik branch” — the verified location pin for IFSC CCBL0NSK002 should appear at the top of the results.
2. Confirm the branch is open by calling 253-22658969 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CCBL0NSK002 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC CCBL0NSK002 for Citizen Credit Cooperative Bank Limited – NASHIK, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nashik branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CCBL0NSK002, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code CCBL0NSK002 belongs to Citizen Credit Cooperative Bank Limited's NASHIK branch, located at BOSCO CENTRE, SHOP NO5, GROUND FLOOR, THATTE NAGAR, NEAR PRASAD CIRCLE,… in NASHIK, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.