IFSC Code of Citizen Credit Cooperative Bank Limited, Kalina Branch Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Citizen Credit Cooperative Bank Limited, KALINA BRANCH branch in MUMBAI. The 11-digit IFSC CCBL0209011 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Citizen Credit Cooperative Bank Limited at the KALINA BRANCH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Citizen Credit Cooperative Bank Limited – KALINA BRANCH is CCBL0209011. The first four letters CCBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 209011 map to this branch in MUMBAI, MAHARASHTRA.

Branch details at a glance

About Citizen Credit Cooperative Bank Limited

Citizen Credit Cooperative Bank Limited operates a wide network of branches across India, including the Kalina Branch branch in Mumbai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CCBL0209011.

About the Kalina Branch branch

The Kalina Branch branch of Citizen Credit Cooperative Bank Limited is situated at 1ST FLOOR, OFFICE NO.2, GOKUL HARMONY CHS, SUNDER NAGAR, ROAD NO.1, NEAR KALINA MARKET, KALINA, SANTACRUZ E, MUMBAI-400098. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CCBL0209011 is used.

Why every Citizen Credit Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KALINA BRANCH of Citizen Credit Cooperative Bank Limited — its own 11-character IFSC. The code CCBL0209011 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CCBL0209011 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC CCBL0209011

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CCBL0209011 across all three.

NEFT to Citizen Credit Cooperative Bank Limited, KALINA BRANCH using IFSC CCBL0209011

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CCBL0209011, and confirm that the system picks up Citizen Credit Cooperative Bank Limited – KALINA BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC CCBL0209011

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Citizen Credit Cooperative Bank Limited – KALINA BRANCH, ensure your bank's portal accepts IFSC CCBL0209011 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Citizen Credit Cooperative Bank Limited KALINA BRANCH (IFSC CCBL0209011)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CCBL0209011 in your mobile or internet banking app, and the money is credited to the KALINA BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Kalina Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CCBL0209011:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KALINA BRANCH is still linked to IFSC CCBL0209011.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Citizen Credit Cooperative Bank Limited's KALINA BRANCH branch, the IFSC CCBL0209011 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Kalina Branch branch

Once you have an account at Citizen Credit Cooperative Bank Limited – KALINA BRANCH, the IFSC CCBL0209011 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Kalina Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 26660052.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC CCBL0209011

MICR & cheque-truncation details

Cheques drawn on the Kalina Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CCBL0209011 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC CCBL0209011

Citizen Credit Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KALINA BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CCBL0209011 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Citizen Credit Cooperative Bank Limited – KALINA BRANCH:

• The IFSC is exactly CCBL0209011 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Citizen Credit Cooperative Bank Limited as the bank name and KALINA BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Kalina Branch branch sits at 1ST FLOOR, OFFICE NO.2, GOKUL HARMONY CHS, SUNDER NAGAR, ROAD NO.1, NEAR KALINA MARKET, KALINA, SANTACRUZ E, MUMBAI-400098. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 26660052 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CCBL0209011 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC CCBL0209011 for Citizen Credit Cooperative Bank Limited – KALINA BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Kalina Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CCBL0209011 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: CCBL0209011 is the IFSC code of Citizen Credit Cooperative Bank Limited, KALINA BRANCH branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.