IFSC Code of Citizen Credit Cooperative Bank Limited, Dahisar Branch, Maharashtra

If you are searching for the IFSC code of Citizen Credit Cooperative Bank Limited, DAHISAR branch in MUMBAI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is CCBL0209037. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DAHISAR branch, and detailed step-by-step guides for using the IFSC CCBL0209037 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, CCBL0209037 is the IFSC of Citizen Credit Cooperative Bank Limited's DAHISAR branch. The format is fixed: CCBL = bank code, 0 = reserved, 209037 = branch identifier.

Bank profile

Citizen Credit Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Dahisar branch — IFSC CCBL0209037 — extends the bank's services to customers in and around Mumbai, Maharashtra.

Branch details at a glance

About this branch

The branch is located at SHOP NO 4 5, MADHU KUNJ, BHAUSAHEB PARAB ROAD, KANDARPADA, DAHISAR (W), MUMBAI - 400068. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Citizen Credit Cooperative Bank Limited. The IFSC CCBL0209037 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Citizen Credit Cooperative Bank Limited's DAHISAR branch came to be assigned the code CCBL0209037.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CCBL0209037, money simply cannot be routed to the DAHISAR branch electronically.

Products and account variants supported

Every account opened at the Dahisar branch is mapped to IFSC CCBL0209037 on the RBI payments network. The branch generally supports the full retail product catalogue of Citizen Credit Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains CCBL0209037.

Products and services

Customers walking into the Dahisar branch can access most of Citizen Credit Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC CCBL0209037

How to transfer money using IFSC CCBL0209037

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CCBL0209037 across all three.

NEFT to Citizen Credit Cooperative Bank Limited, DAHISAR using IFSC CCBL0209037

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CCBL0209037, and confirm that the system picks up Citizen Credit Cooperative Bank Limited – DAHISAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to DAHISAR

If you need to transfer ₹2 lakh or more in one go to an account at Citizen Credit Cooperative Bank Limited's DAHISAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CCBL0209037 while initiating the transfer and the credit will appear within minutes.

IMPS to Citizen Credit Cooperative Bank Limited DAHISAR (IFSC CCBL0209037)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CCBL0209037 in your mobile or internet banking app, and the money is credited to the DAHISAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC CCBL0209037 for Citizen Credit Cooperative Bank Limited – DAHISAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Dahisar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Citizen Credit Cooperative Bank Limited's DAHISAR branch, the IFSC CCBL0209037 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Dahisar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CCBL0209037 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Dahisar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CCBL0209037 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC CCBL0209037

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Citizen Credit Cooperative Bank Limited – DAHISAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: CCBL0209037.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Dahisar branch

The branch is located at SHOP NO 4 5, MADHU KUNJ, BHAUSAHEB PARAB ROAD, KANDARPADA, DAHISAR (W), MUMBAI - 400068, which puts it inside Mumbai, the broader Mumbai district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Citizen Credit Cooperative Bank Limited Dahisar branch” — the verified location pin for IFSC CCBL0209037 should appear at the top of the results.
2. Confirm the branch is open by calling 22-22658969 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CCBL0209037 and your account number.

Verifying IFSC CCBL0209037 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CCBL0209037 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-22658969.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Dahisar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CCBL0209037 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code CCBL0209037 belongs to Citizen Credit Cooperative Bank Limited's DAHISAR branch, located at SHOP NO 4 5, MADHU KUNJ, BHAUSAHEB PARAB ROAD, KANDARPADA, DAHISAR (W), MUMBAI… in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.