IFSC Code of Citizen Credit Cooperative Bank Limited, Central Administrative Office, Account Section Branch, Maharashtra

Use this page as a one-stop reference for everything related to Citizen Credit Cooperative Bank Limited's CENTRAL ADMINISTRATIVE OFFICE, ACCOUNT SECTION branch in MUMBAI, MAHARASHTRA. The branch's IFSC code CCBL0ACC001 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Citizen Credit Cooperative Bank Limited – CENTRAL ADMINISTRATIVE OFFICE, ACCOUNT SECTION is CCBL0ACC001. The first four letters CCBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters ACC001 map to this branch in MUMBAI, MAHARASHTRA.

About the bank

Citizen Credit Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Central Administrative Office, Account Section branch in Mumbai, Maharashtra is part of this network and uses the IFSC code CCBL0ACC001 for all electronic settlement.

About the Central Administrative Office, Account Section branch

The Central Administrative Office, Account Section branch of Citizen Credit Cooperative Bank Limited is situated at CITIZENCREDIT CENTRE, CTS NO 236, MARVE ROAD, ORLEM, MALAD WEST, MUMBAI 400064. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CCBL0ACC001 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Citizen Credit Cooperative Bank Limited's CENTRAL ADMINISTRATIVE OFFICE, ACCOUNT SECTION branch came to be assigned the code CCBL0ACC001.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CCBL0ACC001, money simply cannot be routed to the CENTRAL ADMINISTRATIVE OFFICE, ACCOUNT SECTION branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Central Administrative Office, Account Section branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CCBL0ACC001 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC CCBL0ACC001

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CCBL0ACC001 across all three.

NEFT to Citizen Credit Cooperative Bank Limited, CENTRAL ADMINISTRATIVE OFFICE, ACCOUNT SECTION using IFSC CCBL0ACC001

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CCBL0ACC001, and confirm that the system picks up Citizen Credit Cooperative Bank Limited – CENTRAL ADMINISTRATIVE OFFICE, ACCOUNT SECTION. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to CENTRAL ADMINISTRATIVE OFFICE, ACCOUNT SECTION

If you need to transfer ₹2 lakh or more in one go to an account at Citizen Credit Cooperative Bank Limited's CENTRAL ADMINISTRATIVE OFFICE, ACCOUNT SECTION branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CCBL0ACC001 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Citizen Credit Cooperative Bank Limited – CENTRAL ADMINISTRATIVE OFFICE, ACCOUNT SECTION, use IMPS. With IFSC CCBL0ACC001 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Central Administrative Office, Account Section

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CCBL0ACC001:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CENTRAL ADMINISTRATIVE OFFICE, ACCOUNT SECTION is still linked to IFSC CCBL0ACC001.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Citizen Credit Cooperative Bank Limited's CENTRAL ADMINISTRATIVE OFFICE, ACCOUNT SECTION branch, the IFSC CCBL0ACC001 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Central Administrative Office, Account Section branch is mapped to IFSC CCBL0ACC001 on the RBI payments network. The branch generally supports the full retail product catalogue of Citizen Credit Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains CCBL0ACC001.

Banking services available

The Central Administrative Office, Account Section branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-26401126.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC CCBL0ACC001

Digital banking channels

Most day-to-day work that customers used to do at the Central Administrative Office, Account Section branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CCBL0ACC001 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Central Administrative Office, Account Section branch

The branch is located at CITIZENCREDIT CENTRE, CTS NO 236, MARVE ROAD, ORLEM, MALAD WEST, MUMBAI 400064, which puts it inside Mumbai, the broader Greater Mumbai district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Citizen Credit Cooperative Bank Limited Central Administrative Office, Account Section branch” — the verified location pin for IFSC CCBL0ACC001 should appear at the top of the results.
2. Confirm the branch is open by calling 22-26401126 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CCBL0ACC001 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Citizen Credit Cooperative Bank Limited – CENTRAL ADMINISTRATIVE OFFICE, ACCOUNT SECTION:

• The IFSC is exactly CCBL0ACC001 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Citizen Credit Cooperative Bank Limited as the bank name and CENTRAL ADMINISTRATIVE OFFICE, ACCOUNT SECTION as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Central Administrative Office, Account Section branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CCBL0ACC001, however, work 24x7.

Verifying IFSC CCBL0ACC001 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CCBL0ACC001 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-26401126.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: CCBL0ACC001 is the IFSC code of Citizen Credit Cooperative Bank Limited, CENTRAL ADMINISTRATIVE OFFICE, ACCOUNT SECTION branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.