IFSC Code of Citizen Credit Cooperative Bank Limited, Nani Daman Branch, Daman and Diu

Use this page as a one-stop reference for everything related to Citizen Credit Cooperative Bank Limited's NANI DAMAN branch in DAMAN, DAMAN AND DIU. The branch's IFSC code CCBL0DMN132 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, CCBL0DMN132 is the IFSC of Citizen Credit Cooperative Bank Limited's NANI DAMAN branch. The format is fixed: CCBL = bank code, 0 = reserved, DMN132 = branch identifier.

About Citizen Credit Cooperative Bank Limited

Citizen Credit Cooperative Bank Limited operates a wide network of branches across India, including the Nani Daman branch in Daman. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CCBL0DMN132.

Branch details at a glance

About this branch

The branch is located at SHOP NO.8-152/G 58,6 DAMANIA HEIGHTS,KAVI KABARDAR ROAD, NANI DAMAN - 396210, UNION TERRITORY OF DAMAN & DIU. It serves the Daman region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Citizen Credit Cooperative Bank Limited. The IFSC CCBL0DMN132 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Citizen Credit Cooperative Bank Limited's NANI DAMAN branch came to be assigned the code CCBL0DMN132.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CCBL0DMN132, money simply cannot be routed to the NANI DAMAN branch electronically.

Products and account variants supported

Every account opened at the Nani Daman branch is mapped to IFSC CCBL0DMN132 on the RBI payments network. The branch generally supports the full retail product catalogue of Citizen Credit Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains CCBL0DMN132.

Banking services available

The Nani Daman branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2602250152.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC CCBL0DMN132

How to transfer money using IFSC CCBL0DMN132

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CCBL0DMN132 across all three.

How to use IFSC CCBL0DMN132 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Citizen Credit Cooperative Bank Limited's NANI DAMAN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC CCBL0DMN132.
4. Confirm the bank name auto-populates as Citizen Credit Cooperative Bank Limited and the branch as NANI DAMAN.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to NANI DAMAN

If you need to transfer ₹2 lakh or more in one go to an account at Citizen Credit Cooperative Bank Limited's NANI DAMAN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CCBL0DMN132 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Citizen Credit Cooperative Bank Limited – NANI DAMAN, use IMPS. With IFSC CCBL0DMN132 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC CCBL0DMN132 for Citizen Credit Cooperative Bank Limited – NANI DAMAN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Nani Daman branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Citizen Credit Cooperative Bank Limited's NANI DAMAN branch, the IFSC CCBL0DMN132 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Nani Daman branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CCBL0DMN132 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Citizen Credit Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CCBL0DMN132 and the account number together uniquely identify the Nani Daman branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Citizen Credit Cooperative Bank Limited – NANI DAMAN:

• The IFSC is exactly CCBL0DMN132 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Citizen Credit Cooperative Bank Limited as the bank name and NANI DAMAN as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Nani Daman branch

The branch is located at SHOP NO.8-152/G 58,6 DAMANIA HEIGHTS,KAVI KABARDAR ROAD, NANI DAMAN - 396210, UNION TERRITORY OF DAMAN & DIU, which puts it inside Daman, the broader Daman district, and the state of Daman and Diu. To plan your visit:

1. Open Google Maps on your phone and search for “Citizen Credit Cooperative Bank Limited Nani Daman branch” — the verified location pin for IFSC CCBL0DMN132 should appear at the top of the results.
2. Confirm the branch is open by calling 2602250152 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CCBL0DMN132 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC CCBL0DMN132 for Citizen Credit Cooperative Bank Limited – NANI DAMAN, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nani Daman branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CCBL0DMN132, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: CCBL0DMN132 is the IFSC code of Citizen Credit Cooperative Bank Limited, NANI DAMAN branch, in DAMAN, DAMAN AND DIU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.