Use this page as a one-stop reference for everything related to Citizen Credit Cooperative Bank Limited's DAMAN branch in DAMAN, UT OF DAMAN AND DIU. The branch's IFSC code CCBL0DMN131 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Citizen Credit Cooperative Bank Limited – DAMAN is CCBL0DMN131. The first four letters CCBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters DMN131 map to this branch in DAMAN, UT OF DAMAN AND DIU.
Bank profile
Citizen Credit Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Daman branch — IFSC CCBL0DMN131 — extends the bank's services to customers in and around Daman, Ut of Daman and Diu.
Branch details at a glance
| Bank Name | Citizen Credit Cooperative Bank Limited |
|---|---|
| Branch | Daman |
| IFSC Code | CCBL0DMN131 |
| MICR Code | Refer to cheque leaf |
| Branch Address | OPP. HATHI BAUG , MOTI DAMAN , UNION TERRITORY OF DAMAN & DIU , DAMAN 396 220 |
| City | Daman |
| District | Ut of Daman and Diu |
| State | Ut of Daman and Diu |
| STD Code | 91 |
| Phone | 0 |
About the Daman branch
The Daman branch of Citizen Credit Cooperative Bank Limited is situated at OPP. HATHI BAUG , MOTI DAMAN , UNION TERRITORY OF DAMAN & DIU , DAMAN 396 220. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CCBL0DMN131 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Citizen Credit Cooperative Bank Limited's DAMAN branch came to be assigned the code CCBL0DMN131.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CCBL0DMN131, money simply cannot be routed to the DAMAN branch electronically.
Account types you can open at the Daman branch
Once you have an account at Citizen Credit Cooperative Bank Limited – DAMAN, the IFSC CCBL0DMN131 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Daman branch can access most of Citizen Credit Cooperative Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CCBL0DMN131
How to transfer money using IFSC CCBL0DMN131
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CCBL0DMN131 across all three.
NEFT to Citizen Credit Cooperative Bank Limited, DAMAN using IFSC CCBL0DMN131
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CCBL0DMN131, and confirm that the system picks up Citizen Credit Cooperative Bank Limited – DAMAN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CCBL0DMN131
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Citizen Credit Cooperative Bank Limited – DAMAN, ensure your bank's portal accepts IFSC CCBL0DMN131 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Citizen Credit Cooperative Bank Limited DAMAN (IFSC CCBL0DMN131)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CCBL0DMN131 in your mobile or internet banking app, and the money is credited to the DAMAN branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Daman
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CCBL0DMN131:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at DAMAN is still linked to IFSC CCBL0DMN131.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Citizen Credit Cooperative Bank Limited's DAMAN branch, the IFSC CCBL0DMN131 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Daman branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CCBL0DMN131 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Citizen Credit Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CCBL0DMN131 and the account number together uniquely identify the Daman branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC CCBL0DMN131
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Citizen Credit Cooperative Bank Limited – DAMAN, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CCBL0DMN131. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Daman branch
The branch is located at OPP. HATHI BAUG , MOTI DAMAN , UNION TERRITORY OF DAMAN & DIU , DAMAN 396 220, which puts it inside Daman, the broader Ut of Daman and Diu district, and the state of Ut of Daman and Diu. To plan your visit:
- Open Google Maps on your phone and search for “Citizen Credit Cooperative Bank Limited Daman branch” — the verified location pin for IFSC CCBL0DMN131 should appear at the top of the results.
- Confirm the branch is open by calling 91-0 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CCBL0DMN131 and your account number.
Verifying IFSC CCBL0DMN131 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CCBL0DMN131 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-0.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Daman branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CCBL0DMN131, however, work 24x7.
Branch address & contact
Citizen Credit Cooperative Bank LimitedDaman Branch
OPP. HATHI BAUG , MOTI DAMAN , UNION TERRITORY OF DAMAN & DIU , DAMAN 396 220
Daman, Ut of Daman and Diu
Phone: 91-0
IFSC: CCBL0DMN131
Frequently asked questions
Is IFSC CCBL0DMN131 valid for NEFT and RTGS?
Yes. IFSC CCBL0DMN131 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Daman branch but serve different purposes.
What is the IFSC code of Citizen Credit Cooperative Bank Limited Daman branch?
The IFSC code of Citizen Credit Cooperative Bank Limited, Daman branch is CCBL0DMN131. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC CCBL0DMN131 the same for all accounts at Daman branch?
Yes. The IFSC CCBL0DMN131 is shared by every account held at Citizen Credit Cooperative Bank Limited's Daman branch. Only the account number changes from customer to customer.
Does Citizen Credit Cooperative Bank Limited Daman branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-0 to confirm.
How quickly will an NEFT transfer using CCBL0DMN131 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Citizen Credit Cooperative Bank Limited – Daman reflect within 30 minutes.
How do I add Citizen Credit Cooperative Bank Limited Daman as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CCBL0DMN131, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code CCBL0DMN131 belongs to Citizen Credit Cooperative Bank Limited's DAMAN branch, located at OPP. HATHI BAUG , MOTI DAMAN , UNION TERRITORY OF DAMAN & DIU , DAMAN 396 220 in DAMAN, UT OF DAMAN AND DIU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
