Use this page as a one-stop reference for everything related to Chhattisgarh Rajya Gramin Bank's SADDU RAIPUR branch in SADDU RAIPUR, CHHATTISGARH. The branch's IFSC code CRGB0000143 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Chhattisgarh Rajya Gramin Bank – SADDU RAIPUR is CRGB0000143. The first four letters CRGB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000143 map to this branch in SADDU RAIPUR, CHHATTISGARH.
About Chhattisgarh Rajya Gramin Bank
Chhattisgarh Rajya Gramin Bank operates a wide network of branches across India, including the Saddu Raipur branch in Saddu Raipur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CRGB0000143.
Branch details at a glance
| Bank Name | Chhattisgarh Rajya Gramin Bank |
|---|---|
| Branch | Saddu Raipur |
| IFSC Code | CRGB0000143 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SADDU BALODA BAZAR ROAD TAHSIL- RAIPUR S 492007 |
| City | Saddu Raipur |
| District | Raipur |
| State | Chhattisgarh |
| Phone | 6232032033 |
Saddu Raipur branch overview
Located at SADDU BALODA BAZAR ROAD TAHSIL- RAIPUR S 492007, the Saddu Raipur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CRGB0000143 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Chhattisgarh Rajya Gramin Bank's SADDU RAIPUR branch came to be assigned the code CRGB0000143.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CRGB0000143, money simply cannot be routed to the SADDU RAIPUR branch electronically.
Account types you can open at the Saddu Raipur branch
Once you have an account at Chhattisgarh Rajya Gramin Bank – SADDU RAIPUR, the IFSC CRGB0000143 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Saddu Raipur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 6232032033.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CRGB0000143
How to transfer money using IFSC CRGB0000143
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CRGB0000143 across all three.
NEFT to Chhattisgarh Rajya Gramin Bank, SADDU RAIPUR using IFSC CRGB0000143
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CRGB0000143, and confirm that the system picks up Chhattisgarh Rajya Gramin Bank – SADDU RAIPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CRGB0000143
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Chhattisgarh Rajya Gramin Bank – SADDU RAIPUR, ensure your bank's portal accepts IFSC CRGB0000143 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Chhattisgarh Rajya Gramin Bank SADDU RAIPUR (IFSC CRGB0000143)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CRGB0000143 in your mobile or internet banking app, and the money is credited to the SADDU RAIPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CRGB0000143 for Chhattisgarh Rajya Gramin Bank – SADDU RAIPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CRGB0000143 | Yes – CRGB0000143 | Yes – CRGB0000143 |
For most retail customers crediting the Saddu Raipur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CRGB0000143
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Chhattisgarh Rajya Gramin Bank – SADDU RAIPUR is still mapped to IFSC CRGB0000143. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CRGB0000143 and the beneficiary's account number to complete the transfer.
Online banking and IFSC CRGB0000143
Chhattisgarh Rajya Gramin Bank customers can register for net banking and the bank's official mobile app once their account at the SADDU RAIPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CRGB0000143 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Saddu Raipur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CRGB0000143 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Chhattisgarh Rajya Gramin Bank – SADDU RAIPUR:
- The IFSC is exactly CRGB0000143 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Chhattisgarh Rajya Gramin Bank as the bank name and SADDU RAIPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Saddu Raipur branch sits at SADDU BALODA BAZAR ROAD TAHSIL- RAIPUR S 492007. If you are travelling from outside Saddu Raipur, search for the branch on a maps application using the bank name and locality, or call 6232032033 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CRGB0000143 and your account number.
Verifying IFSC CRGB0000143 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CRGB0000143 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6232032033.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Saddu Raipur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CRGB0000143 continue to work without interruption.
Branch address & contact
Chhattisgarh Rajya Gramin BankSaddu Raipur Branch
SADDU BALODA BAZAR ROAD TAHSIL- RAIPUR S 492007
Saddu Raipur, Chhattisgarh
Phone: 6232032033
IFSC: CRGB0000143
Frequently asked questions
How do I add Chhattisgarh Rajya Gramin Bank Saddu Raipur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CRGB0000143, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Chhattisgarh Rajya Gramin Bank Saddu Raipur branch?
You can reach the branch at 6232032033 during regular banking hours.
Is IFSC CRGB0000143 the same for all accounts at Saddu Raipur branch?
Yes. The IFSC CRGB0000143 is shared by every account held at Chhattisgarh Rajya Gramin Bank's Saddu Raipur branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using CRGB0000143 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Chhattisgarh Rajya Gramin Bank – Saddu Raipur reflect within 30 minutes.
Where is Chhattisgarh Rajya Gramin Bank Saddu Raipur branch located?
Chhattisgarh Rajya Gramin Bank's Saddu Raipur branch is located at SADDU BALODA BAZAR ROAD TAHSIL- RAIPUR S 492007, Saddu Raipur, Chhattisgarh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Saddu Raipur branch but serve different purposes.
Can I use IFSC CRGB0000143 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CRGB0000143 to send funds instantly.
Is IFSC CRGB0000143 valid for NEFT and RTGS?
Yes. IFSC CRGB0000143 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: CRGB0000143 is the IFSC code of Chhattisgarh Rajya Gramin Bank, SADDU RAIPUR branch, in SADDU RAIPUR, CHHATTISGARH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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