IFSC Code of Chhattisgarh Rajya Gramin Bank, Jarhagaon Branch, Chhattisgarh

This page lists the IFSC code, branch address, contact number and fund-transfer information for Chhattisgarh Rajya Gramin Bank, JARHAGAON branch in JARHAGAON. The 11-digit IFSC CRGB0000446 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Chhattisgarh Rajya Gramin Bank at the JARHAGAON location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, CRGB0000446 is the IFSC of Chhattisgarh Rajya Gramin Bank's JARHAGAON branch. The format is fixed: CRGB = bank code, 0 = reserved, 000446 = branch identifier.

Branch details at a glance

Bank profile

Chhattisgarh Rajya Gramin Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Jarhagaon branch — IFSC CRGB0000446 — extends the bank's services to customers in and around Jarhagaon, Chhattisgarh.

About the Jarhagaon branch

The Jarhagaon branch of Chhattisgarh Rajya Gramin Bank is situated at NEAR BUS STAND MAIN ROAD JARHAGAON THE MUNGELI DIST MUNGELI 495330. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CRGB0000446 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Chhattisgarh Rajya Gramin Bank's JARHAGAON branch came to be assigned the code CRGB0000446.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CRGB0000446, money simply cannot be routed to the JARHAGAON branch electronically.

How to transfer money using IFSC CRGB0000446

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CRGB0000446 across all three.

NEFT to Chhattisgarh Rajya Gramin Bank, JARHAGAON using IFSC CRGB0000446

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CRGB0000446, and confirm that the system picks up Chhattisgarh Rajya Gramin Bank – JARHAGAON. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC CRGB0000446

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Chhattisgarh Rajya Gramin Bank – JARHAGAON, ensure your bank's portal accepts IFSC CRGB0000446 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Chhattisgarh Rajya Gramin Bank JARHAGAON (IFSC CRGB0000446)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CRGB0000446 in your mobile or internet banking app, and the money is credited to the JARHAGAON branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC CRGB0000446 for Chhattisgarh Rajya Gramin Bank – JARHAGAON, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Jarhagaon branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC CRGB0000446

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Chhattisgarh Rajya Gramin Bank – JARHAGAON is still mapped to IFSC CRGB0000446. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CRGB0000446 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Jarhagaon branch is mapped to IFSC CRGB0000446 on the RBI payments network. The branch generally supports the full retail product catalogue of Chhattisgarh Rajya Gramin Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains CRGB0000446.

Banking services available

The Jarhagaon branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 6232032546.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC CRGB0000446

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Chhattisgarh Rajya Gramin Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CRGB0000446 and the account number together uniquely identify the Jarhagaon branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC CRGB0000446

Chhattisgarh Rajya Gramin Bank customers can register for net banking and the bank's official mobile app once their account at the JARHAGAON branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CRGB0000446 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Chhattisgarh Rajya Gramin Bank – JARHAGAON:

• The IFSC is exactly CRGB0000446 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Chhattisgarh Rajya Gramin Bank as the bank name and JARHAGAON as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Jarhagaon branch sits at NEAR BUS STAND MAIN ROAD JARHAGAON THE MUNGELI DIST MUNGELI 495330. If you are travelling from outside Jarhagaon, search for the branch on a maps application using the bank name and locality, or call 6232032546 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CRGB0000446 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC CRGB0000446 for Chhattisgarh Rajya Gramin Bank – JARHAGAON, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Jarhagaon are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CRGB0000446 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code CRGB0000446 belongs to Chhattisgarh Rajya Gramin Bank's JARHAGAON branch, located at NEAR BUS STAND MAIN ROAD JARHAGAON THE MUNGELI DIST MUNGELI 495330 in JARHAGAON, CHHATTISGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.