Below are the complete branch details for Chhattisgarh Rajya Gramin Bank, DHARAMPUR branch, located in DHARAMPUR, CHHATTISGARH. The IFSC assigned by the Reserve Bank of India to this branch is CRGB0006062. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CRGB0006062 for Chhattisgarh Rajya Gramin Bank – DHARAMPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CRGB0006062 is the IFSC of Chhattisgarh Rajya Gramin Bank's DHARAMPUR branch. The format is fixed: CRGB = bank code, 0 = reserved, 006062 = branch identifier.
About the bank
Chhattisgarh Rajya Gramin Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Dharampur branch in Dharampur, Chhattisgarh is part of this network and uses the IFSC code CRGB0006062 for all electronic settlement.
Dharampur branch overview
Located at PRATAPPUR ROAD DHARAMPUR TEHSHIL PRATAPPUR DIST. SURAJPUR -C.G PIN 497223, the Dharampur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CRGB0006062 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Chhattisgarh Rajya Gramin Bank |
|---|---|
| Branch | Dharampur |
| IFSC Code | CRGB0006062 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PRATAPPUR ROAD DHARAMPUR TEHSHIL PRATAPPUR DIST. SURAJPUR -C.G PIN 497223 |
| City | Dharampur |
| District | Surajpur |
| State | Chhattisgarh |
| Phone | 6232032732 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Chhattisgarh Rajya Gramin Bank's DHARAMPUR branch came to be assigned the code CRGB0006062.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CRGB0006062, money simply cannot be routed to the DHARAMPUR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Dharampur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CRGB0006062 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC CRGB0006062
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CRGB0006062 across all three.
NEFT to Chhattisgarh Rajya Gramin Bank, DHARAMPUR using IFSC CRGB0006062
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CRGB0006062, and confirm that the system picks up Chhattisgarh Rajya Gramin Bank – DHARAMPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to DHARAMPUR
If you need to transfer ₹2 lakh or more in one go to an account at Chhattisgarh Rajya Gramin Bank's DHARAMPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CRGB0006062 while initiating the transfer and the credit will appear within minutes.
IMPS to Chhattisgarh Rajya Gramin Bank DHARAMPUR (IFSC CRGB0006062)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CRGB0006062 in your mobile or internet banking app, and the money is credited to the DHARAMPUR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Dharampur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CRGB0006062:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at DHARAMPUR is still linked to IFSC CRGB0006062.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Chhattisgarh Rajya Gramin Bank's DHARAMPUR branch, the IFSC CRGB0006062 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Dharampur branch
Once you have an account at Chhattisgarh Rajya Gramin Bank – DHARAMPUR, the IFSC CRGB0006062 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Dharampur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 6232032732.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CRGB0006062
Online banking and IFSC CRGB0006062
Chhattisgarh Rajya Gramin Bank customers can register for net banking and the bank's official mobile app once their account at the DHARAMPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CRGB0006062 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Dharampur branch sits at PRATAPPUR ROAD DHARAMPUR TEHSHIL PRATAPPUR DIST. SURAJPUR -C.G PIN 497223. If you are travelling from outside Dharampur, search for the branch on a maps application using the bank name and locality, or call 6232032732 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CRGB0006062 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Chhattisgarh Rajya Gramin Bank – DHARAMPUR:
- The IFSC is exactly CRGB0006062 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Chhattisgarh Rajya Gramin Bank as the bank name and DHARAMPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Dharampur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CRGB0006062 continue to work without interruption.
Verifying IFSC CRGB0006062 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CRGB0006062 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6232032732.
- Visiting the bank's official branch locator page.
Branch address & contact
Chhattisgarh Rajya Gramin BankDharampur Branch
PRATAPPUR ROAD DHARAMPUR TEHSHIL PRATAPPUR DIST. SURAJPUR -C.G PIN 497223
Dharampur, Chhattisgarh
Phone: 6232032732
IFSC: CRGB0006062
Frequently asked questions
How do I add Chhattisgarh Rajya Gramin Bank Dharampur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CRGB0006062, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using CRGB0006062 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Chhattisgarh Rajya Gramin Bank – Dharampur reflect within 30 minutes.
Does Chhattisgarh Rajya Gramin Bank Dharampur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6232032732 to confirm.
Is IFSC CRGB0006062 the same for all accounts at Dharampur branch?
Yes. The IFSC CRGB0006062 is shared by every account held at Chhattisgarh Rajya Gramin Bank's Dharampur branch. Only the account number changes from customer to customer.
Can I use IFSC CRGB0006062 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CRGB0006062 to send funds instantly.
What is the phone number of Chhattisgarh Rajya Gramin Bank Dharampur branch?
You can reach the branch at 6232032732 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dharampur branch but serve different purposes.
Where is Chhattisgarh Rajya Gramin Bank Dharampur branch located?
Chhattisgarh Rajya Gramin Bank's Dharampur branch is located at PRATAPPUR ROAD DHARAMPUR TEHSHIL PRATAPPUR DIST. SURAJPUR -C.G PIN 497223, Dharampur, Chhattisgarh.
Final notes
To recap: CRGB0006062 is the IFSC code of Chhattisgarh Rajya Gramin Bank, DHARAMPUR branch, in DHARAMPUR, CHHATTISGARH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
More Articles for IFSC Code
IFSC Code of Zila Sahakri Bank Limited Ghaziabad, Loni Branch, Uttar Pradesh
