This page lists the IFSC code, branch address, contact number and fund-transfer information for Chhattisgarh Rajya Gramin Bank, BASIN BALOD branch in BASIN BALOD. The 11-digit IFSC CRGB0008167 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Chhattisgarh Rajya Gramin Bank at the BASIN BALOD location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CRGB0008167 is the IFSC of Chhattisgarh Rajya Gramin Bank's BASIN BALOD branch. The format is fixed: CRGB = bank code, 0 = reserved, 008167 = branch identifier.
Branch details at a glance
| Bank Name | Chhattisgarh Rajya Gramin Bank |
|---|---|
| Branch | Basin Balod |
| IFSC Code | CRGB0008167 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BOTHLI ROAD BASIN 491227 |
| City | Basin Balod |
| District | Balod |
| State | Chhattisgarh |
| Phone | 6232032148 |
About the bank
Chhattisgarh Rajya Gramin Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Basin Balod branch in Basin Balod, Chhattisgarh is part of this network and uses the IFSC code CRGB0008167 for all electronic settlement.
Basin Balod branch overview
Located at BOTHLI ROAD BASIN 491227, the Basin Balod branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CRGB0008167 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Chhattisgarh Rajya Gramin Bank's BASIN BALOD branch came to be assigned the code CRGB0008167.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CRGB0008167, money simply cannot be routed to the BASIN BALOD branch electronically.
How to transfer money using IFSC CRGB0008167
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CRGB0008167 across all three.
NEFT to Chhattisgarh Rajya Gramin Bank, BASIN BALOD using IFSC CRGB0008167
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CRGB0008167, and confirm that the system picks up Chhattisgarh Rajya Gramin Bank – BASIN BALOD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BASIN BALOD
If you need to transfer ₹2 lakh or more in one go to an account at Chhattisgarh Rajya Gramin Bank's BASIN BALOD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CRGB0008167 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Chhattisgarh Rajya Gramin Bank – BASIN BALOD, use IMPS. With IFSC CRGB0008167 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CRGB0008167 for Chhattisgarh Rajya Gramin Bank – BASIN BALOD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CRGB0008167 | Yes – CRGB0008167 | Yes – CRGB0008167 |
For most retail customers crediting the Basin Balod branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Chhattisgarh Rajya Gramin Bank's BASIN BALOD branch, the IFSC CRGB0008167 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Basin Balod branch
Once you have an account at Chhattisgarh Rajya Gramin Bank – BASIN BALOD, the IFSC CRGB0008167 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Basin Balod branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 6232032148.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CRGB0008167
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Chhattisgarh Rajya Gramin Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CRGB0008167 and the account number together uniquely identify the Basin Balod branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Basin Balod branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CRGB0008167 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Chhattisgarh Rajya Gramin Bank – BASIN BALOD:
- The IFSC is exactly CRGB0008167 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Chhattisgarh Rajya Gramin Bank as the bank name and BASIN BALOD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Basin Balod branch
The branch is located at BOTHLI ROAD BASIN 491227, which puts it inside Basin Balod, the broader Balod district, and the state of Chhattisgarh. To plan your visit:
- Open Google Maps on your phone and search for “Chhattisgarh Rajya Gramin Bank Basin Balod branch” — the verified location pin for IFSC CRGB0008167 should appear at the top of the results.
- Confirm the branch is open by calling 6232032148 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CRGB0008167 and your account number.
Verifying IFSC CRGB0008167 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CRGB0008167 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6232032148.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Basin Balod are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CRGB0008167 continue to work without interruption.
Branch address & contact
Chhattisgarh Rajya Gramin BankBasin Balod Branch
BOTHLI ROAD BASIN 491227
Basin Balod, Chhattisgarh
Phone: 6232032148
IFSC: CRGB0008167
Frequently asked questions
Can I use IFSC CRGB0008167 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CRGB0008167 to send funds instantly.
How quickly will an NEFT transfer using CRGB0008167 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Chhattisgarh Rajya Gramin Bank – Basin Balod reflect within 30 minutes.
How do I add Chhattisgarh Rajya Gramin Bank Basin Balod as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CRGB0008167, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Basin Balod branch but serve different purposes.
Is IFSC CRGB0008167 the same for all accounts at Basin Balod branch?
Yes. The IFSC CRGB0008167 is shared by every account held at Chhattisgarh Rajya Gramin Bank's Basin Balod branch. Only the account number changes from customer to customer.
Where is Chhattisgarh Rajya Gramin Bank Basin Balod branch located?
Chhattisgarh Rajya Gramin Bank's Basin Balod branch is located at BOTHLI ROAD BASIN 491227, Basin Balod, Chhattisgarh.
What is the phone number of Chhattisgarh Rajya Gramin Bank Basin Balod branch?
You can reach the branch at 6232032148 during regular banking hours.
Is IFSC CRGB0008167 valid for NEFT and RTGS?
Yes. IFSC CRGB0008167 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code CRGB0008167 belongs to Chhattisgarh Rajya Gramin Bank's BASIN BALOD branch, located at BOTHLI ROAD BASIN 491227 in BASIN BALOD, CHHATTISGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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