IFSC Code of Chhattisgarh Rajya Gramin Bank, Bankimogra Branch, Chhattisgarh

Below are the complete branch details for Chhattisgarh Rajya Gramin Bank, BANKIMOGRA branch, located in BANKIMOGRA, CHHATTISGARH. The IFSC assigned by the Reserve Bank of India to this branch is CRGB0000616. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CRGB0000616 for Chhattisgarh Rajya Gramin Bank – BANKIMOGRA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Chhattisgarh Rajya Gramin Bank's BANKIMOGRA branch, the IFSC CRGB0000616 breaks down as follows: CRGB identifies the bank, 0 is the reserved character, and 000616 identifies this particular branch.

Branch details at a glance

Bank profile

Chhattisgarh Rajya Gramin Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Bankimogra branch — IFSC CRGB0000616 — extends the bank's services to customers in and around Bankimogra, Chhattisgarh.

Bankimogra branch overview

Located at AT&POST BANKIMONGRA.584/1 SUTARRA CHOWK BANKIMONGRA MAIN ROAD BANKIMONGRA THE.-KATGHORA DIST.-KORBA PIN- 495447, the Bankimogra branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CRGB0000616 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Chhattisgarh Rajya Gramin Bank's BANKIMOGRA branch came to be assigned the code CRGB0000616.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CRGB0000616, money simply cannot be routed to the BANKIMOGRA branch electronically.

How to transfer money using IFSC CRGB0000616

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CRGB0000616 across all three.

NEFT to Chhattisgarh Rajya Gramin Bank, BANKIMOGRA using IFSC CRGB0000616

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CRGB0000616, and confirm that the system picks up Chhattisgarh Rajya Gramin Bank – BANKIMOGRA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC CRGB0000616

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Chhattisgarh Rajya Gramin Bank – BANKIMOGRA, ensure your bank's portal accepts IFSC CRGB0000616 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Chhattisgarh Rajya Gramin Bank BANKIMOGRA (IFSC CRGB0000616)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CRGB0000616 in your mobile or internet banking app, and the money is credited to the BANKIMOGRA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC CRGB0000616 for Chhattisgarh Rajya Gramin Bank – BANKIMOGRA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Bankimogra branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC CRGB0000616

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Chhattisgarh Rajya Gramin Bank – BANKIMOGRA is still mapped to IFSC CRGB0000616. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CRGB0000616 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Bankimogra branch is mapped to IFSC CRGB0000616 on the RBI payments network. The branch generally supports the full retail product catalogue of Chhattisgarh Rajya Gramin Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains CRGB0000616.

Products and services

Customers walking into the Bankimogra branch can access most of Chhattisgarh Rajya Gramin Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC CRGB0000616

MICR & cheque-truncation details

Cheques drawn on the Bankimogra branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CRGB0000616 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC CRGB0000616

Chhattisgarh Rajya Gramin Bank customers can register for net banking and the bank's official mobile app once their account at the BANKIMOGRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CRGB0000616 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Chhattisgarh Rajya Gramin Bank – BANKIMOGRA:

• The IFSC is exactly CRGB0000616 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Chhattisgarh Rajya Gramin Bank as the bank name and BANKIMOGRA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Bankimogra branch

The branch is located at AT&POST BANKIMONGRA.584/1 SUTARRA CHOWK BANKIMONGRA MAIN ROAD BANKIMONGRA THE.-KATGHORA DIST.-KORBA PIN- 495447, which puts it inside Bankimogra, the broader Korba district, and the state of Chhattisgarh. To plan your visit:

1. Open Google Maps on your phone and search for “Chhattisgarh Rajya Gramin Bank Bankimogra branch” — the verified location pin for IFSC CRGB0000616 should appear at the top of the results.
2. Confirm the branch is open by calling 6232032616 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CRGB0000616 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC CRGB0000616 for Chhattisgarh Rajya Gramin Bank – BANKIMOGRA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Bankimogra are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CRGB0000616 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code CRGB0000616 belongs to Chhattisgarh Rajya Gramin Bank's BANKIMOGRA branch, located at AT&POST BANKIMONGRA.584/1 SUTARRA CHOWK BANKIMONGRA MAIN ROAD BANKIMONGRA… in BANKIMOGRA, CHHATTISGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.