Below are the complete branch details for Central Bank of India, MAHUAR branch, located in MAHUAR, BIHAR. The IFSC assigned by the Reserve Bank of India to this branch is CBIN0283021. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CBIN0283021 for Central Bank of India – MAHUAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Central Bank of India – MAHUAR is CBIN0283021. The first four letters CBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 283021 map to this branch in MAHUAR, BIHAR.
About the bank
Central Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mahuar branch in Mahuar, Bihar is part of this network and uses the IFSC code CBIN0283021 for all electronic settlement.
About the Mahuar branch
The Mahuar branch of Central Bank of India is situated at VILL. & P.O. MAHUAR VIA MAHADEOPUR,DIST KATIHAR,BIHAR 854116. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CBIN0283021 is used.
Branch details at a glance
| Bank Name | Central Bank of India |
|---|---|
| Branch | Mahuar |
| IFSC Code | CBIN0283021 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL. & P.O. MAHUAR VIA MAHADEOPUR,DIST KATIHAR,BIHAR 854116 |
| City | Mahuar |
| District | Katihar |
| State | Bihar |
| STD Code | 22 |
| Phone | 22612008 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Central Bank of India's MAHUAR branch came to be assigned the code CBIN0283021.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CBIN0283021, money simply cannot be routed to the MAHUAR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Central Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CBIN0283021 and the account number together uniquely identify the Mahuar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC CBIN0283021
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CBIN0283021 across all three.
How to use IFSC CBIN0283021 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Central Bank of India's MAHUAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CBIN0283021.
- Confirm the bank name auto-populates as Central Bank of India and the branch as MAHUAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC CBIN0283021
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Central Bank of India – MAHUAR, ensure your bank's portal accepts IFSC CBIN0283021 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Central Bank of India MAHUAR (IFSC CBIN0283021)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CBIN0283021 in your mobile or internet banking app, and the money is credited to the MAHUAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CBIN0283021 for Central Bank of India – MAHUAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CBIN0283021 | Yes – CBIN0283021 | Yes – CBIN0283021 |
For most retail customers crediting the Mahuar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CBIN0283021
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Central Bank of India – MAHUAR is still mapped to IFSC CBIN0283021. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CBIN0283021 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Mahuar branch is mapped to IFSC CBIN0283021 on the RBI payments network. The branch generally supports the full retail product catalogue of Central Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CBIN0283021.
Banking services available
The Mahuar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-22612008.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CBIN0283021
Online banking and IFSC CBIN0283021
Central Bank of India customers can register for net banking and the bank's official mobile app once their account at the MAHUAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CBIN0283021 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Mahuar branch sits at VILL. & P.O. MAHUAR VIA MAHADEOPUR,DIST KATIHAR,BIHAR 854116. If you are travelling from outside Mahuar, search for the branch on a maps application using the bank name and locality, or call 22-22612008 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CBIN0283021 and your account number.
Common mistakes to avoid when using IFSC CBIN0283021
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Central Bank of India – MAHUAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CBIN0283021. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mahuar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CBIN0283021, however, work 24x7.
Verifying IFSC CBIN0283021 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CBIN0283021 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-22612008.
- Visiting the bank's official branch locator page.
Branch address & contact
Central Bank of IndiaMahuar Branch
VILL. & P.O. MAHUAR VIA MAHADEOPUR,DIST KATIHAR,BIHAR 854116
Mahuar, Bihar
Phone: 22-22612008
IFSC: CBIN0283021
Frequently asked questions
Where is Central Bank of India Mahuar branch located?
Central Bank of India's Mahuar branch is located at VILL. & P.O. MAHUAR VIA MAHADEOPUR,DIST KATIHAR,BIHAR 854116, Mahuar, Bihar.
Is IFSC CBIN0283021 valid for NEFT and RTGS?
Yes. IFSC CBIN0283021 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mahuar branch but serve different purposes.
How quickly will an NEFT transfer using CBIN0283021 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Central Bank of India – Mahuar reflect within 30 minutes.
Is IFSC CBIN0283021 the same for all accounts at Mahuar branch?
Yes. The IFSC CBIN0283021 is shared by every account held at Central Bank of India's Mahuar branch. Only the account number changes from customer to customer.
What is the phone number of Central Bank of India Mahuar branch?
You can reach the branch at 22-22612008 during regular banking hours.
Summary
The IFSC code CBIN0283021 belongs to Central Bank of India's MAHUAR branch, located at VILL. & P.O. MAHUAR VIA MAHADEOPUR,DIST KATIHAR,BIHAR 854116 in MAHUAR, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
